Bien Sparebank ASA Cash Flow Quality Index
Bien Sparebank ASA cash flow quality index. Bien Sparebank ASA (BIEN) has a Cash Flow Quality Index of 13.76x as of March 2026. Operating cash flow of Nkr161.65 Million exceeds net income of Nkr11.75 Million, indicating high earnings quality where cash backs reported profits. See BIEN financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bien Sparebank ASA (2020–2025)
Cash flow quality index of Bien Sparebank ASA from 2020 to 2025. Historical Cash Flow Quality Index for Bien Sparebank ASA across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bien Sparebank ASA debt service capacity to assess how comfortably operating cash covers total debt obligations.
Bien Sparebank ASA Cash Flow Quality Index by Year (2020–2025)
Bien Sparebank ASA cash flow quality index by year from 2020 to 2025. Year-by-year earnings quality comparison for Bien Sparebank ASA. For the full cash flow conversion analysis, see BIEN operating cash flow.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.38x | Nkr-154.99 Million | Nkr65.20 Million | ▼ -653.3% |
| 2024 | 0.43x | Nkr26.11 Million | Nkr60.77 Million | ▲ +114.1% |
| 2023 | -3.05x | Nkr-170.29 Million | Nkr55.85 Million | ▼ -251.3% |
| 2022 | 2.01x | Nkr84.80 Million | Nkr42.09 Million | ▲ +139.4% |
| 2021 | 0.84x | Nkr24.80 Million | Nkr29.46 Million | ▼ -17.2% |
| 2020 | 1.02x | Nkr26.23 Million | Nkr25.80 Million | — |