Bien Sparebank ASA (BIEN) — Cash Flow Quality Index
Bien Sparebank ASA (BIEN) has a Cash Flow Quality Index of -10.58x as of December 2025. Operating cash flow of Nkr-154.99 Million is below net income of Nkr14.64 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BIEN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bien Sparebank ASA Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for Bien Sparebank ASA across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bien Sparebank ASA tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bien Sparebank ASA (2020–2025)
Year-by-year earnings quality comparison for Bien Sparebank ASA. For live market cap and the full company financial profile, see Bien Sparebank ASA (BIEN) market capitalisation.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.38x | Nkr-154.99 Million | Nkr65.20 Million | ▼ -653.3% |
| 2024 | 0.43x | Nkr26.11 Million | Nkr60.77 Million | ▲ +114.1% |
| 2023 | -3.05x | Nkr-170.29 Million | Nkr55.85 Million | ▼ -251.3% |
| 2022 | 2.01x | Nkr84.80 Million | Nkr42.09 Million | ▲ +139.4% |
| 2021 | 0.84x | Nkr24.80 Million | Nkr29.46 Million | ▼ -17.2% |
| 2020 | 1.02x | Nkr26.23 Million | Nkr25.80 Million | — |