Bien Sparebank ASA (BIEN) — Cash Flow Quality Index

Latest as of March 2026: 13.76x

Bien Sparebank ASA (BIEN) has a Cash Flow Quality Index of 13.76x as of March 2026. Operating cash flow of Nkr161.65 Million exceeds net income of Nkr11.75 Million, indicating high earnings quality where cash backs reported profits. Explore Bien Sparebank ASA cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

13.76x
Operating CF / Net Income

Operating Cash Flow

Nkr161.65 Million
NOK

Net Income

Nkr11.75 Million
NOK

Data as of

Mar 2026
Most recent filing

Bien Sparebank ASA Cash Flow Quality Index (2020–2025)

Historical Cash Flow Quality Index for Bien Sparebank ASA across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BIEN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Bien Sparebank ASA (2020–2025)

Year-by-year earnings quality comparison for Bien Sparebank ASA. For live market cap and the full company financial profile, see Bien Sparebank ASA market capitalisation.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 -2.38x Nkr-154.99 Million Nkr65.20 Million ▼ -653.3%
2024 0.43x Nkr26.11 Million Nkr60.77 Million ▲ +114.1%
2023 -3.05x Nkr-170.29 Million Nkr55.85 Million ▼ -251.3%
2022 2.01x Nkr84.80 Million Nkr42.09 Million ▲ +139.4%
2021 0.84x Nkr24.80 Million Nkr29.46 Million ▼ -17.2%
2020 1.02x Nkr26.23 Million Nkr25.80 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.