Powszechna Kasa Oszczednosci Bank Polski SA (PKO) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.131x

Based on the latest financial reports, Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a cash flow conversion efficiency ratio of 0.131x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł7.66 Billion ≈ $2.11 Billion USD) by net assets (zł58.50 Billion ≈ $16.10 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Powszechna Kasa Oszczednosci Bank Polski balance sheet quality to measure how much of total assets are equity-financed.

Powszechna Kasa Oszczednosci Bank Polski SA - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Powszechna Kasa Oszczednosci Bank Polski SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Powszechna Kasa Oszczednosci Bank Polski's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Powszechna Kasa Oszczednosci Bank Polski SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Powszechna Kasa Oszczednosci Bank Polski SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
ABB PAR AB B ADR/1/2/SK 1 F:ALZ	0.032x
AENA SME UNSP.ADR/1/10 F:A440	0.095x
Baidu Inc. F:B1CB	0.009x
TELSTRA GROUP LTD SP.ADR F:5KB	N/A
Bayerische Motoren Werke Aktiengesellschaft XETRA:BMW	0.017x
Gold Fields Ltd ADR NYSE:GFI	0.329x
Advanced Micro Fabrication Inc SHG:688012	0.053x
Endesa SA MC:ELE	0.108x

Annual Cash Flow Conversion Efficiency for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)

The table below shows the annual cash flow conversion efficiency of Powszechna Kasa Oszczednosci Bank Polski SA from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see Powszechna Kasa Oszczednosci Bank Polski (PKO) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł58.50 Billion ≈ $16.10 Billion	zł11.85 Billion ≈ $3.26 Billion	0.203x	+279.88%
2024-12-31	zł52.37 Billion ≈ $14.41 Billion	zł-5.90 Billion ≈ $-1.62 Billion	-0.113x	-130.76%
2023-12-31	zł45.23 Billion ≈ $12.45 Billion	zł16.56 Billion ≈ $4.56 Billion	0.366x	-30.03%
2022-12-31	zł35.44 Billion ≈ $9.75 Billion	zł18.54 Billion ≈ $5.10 Billion	0.523x	-40.61%
2021-12-31	zł37.69 Billion ≈ $10.37 Billion	zł33.21 Billion ≈ $9.14 Billion	0.881x	+6.57%
2020-12-31	zł39.91 Billion ≈ $10.98 Billion	zł33.00 Billion ≈ $9.08 Billion	0.827x	+570.45%
2019-12-31	zł41.58 Billion ≈ $11.44 Billion	zł5.13 Billion ≈ $1.41 Billion	0.123x	-55.75%
2018-12-31	zł39.10 Billion ≈ $10.76 Billion	zł10.90 Billion ≈ $3.00 Billion	0.279x	-43.08%
2017-12-31	zł36.26 Billion ≈ $9.98 Billion	zł17.75 Billion ≈ $4.88 Billion	0.490x	+124.70%
2016-12-31	zł32.57 Billion ≈ $8.96 Billion	zł7.10 Billion ≈ $1.95 Billion	0.218x	-57.17%
2015-12-31	zł30.26 Billion ≈ $8.33 Billion	zł15.39 Billion ≈ $4.24 Billion	0.509x	+593.89%
2014-12-31	zł27.62 Billion ≈ $7.60 Billion	zł2.02 Billion ≈ $557.15 Million	0.073x	+262.22%
2013-12-31	zł25.15 Billion ≈ $6.92 Billion	zł-1.14 Billion ≈ $-312.83 Million	-0.045x	-161.70%
2012-12-31	zł24.65 Billion ≈ $6.78 Billion	zł1.81 Billion ≈ $496.77 Million	0.073x	-69.92%
2011-12-31	zł22.82 Billion ≈ $6.28 Billion	zł5.56 Billion ≈ $1.53 Billion	0.243x	+1426.82%
2010-12-31	zł21.36 Billion ≈ $5.88 Billion	zł340.64 Million ≈ $93.75 Million	0.016x	+106.71%
2009-12-31	zł20.44 Billion ≈ $5.62 Billion	zł-4.86 Billion ≈ $-1.34 Billion	-0.238x	-202.43%
2008-12-31	zł14.00 Billion ≈ $3.85 Billion	zł3.25 Billion ≈ $894.48 Million	0.232x	+130.62%
2007-12-31	zł11.98 Billion ≈ $3.30 Billion	zł-9.08 Billion ≈ $-2.50 Billion	-0.758x	-190.24%
2006-12-31	zł10.18 Billion ≈ $2.80 Billion	zł8.55 Billion ≈ $2.35 Billion	0.840x	+326.43%
2005-12-31	zł8.77 Billion ≈ $2.42 Billion	zł-3.26 Billion ≈ $-896.25 Million	-0.371x	--

About Powszechna Kasa Oszczednosci Bank Polski SA

WAR:PKO Poland Banks - Regional

Market Cap

$37.46 Billion

zł136.10 Billion PLN

Market Cap Rank

#728 Global

#2 in Poland

Share Price

zł108.88

Change (1 day)

+2.00%

52-Week Range

zł68.46 - zł112.88

All Time High

zł112.88