Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Cash Flow Quality Index
Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Cash Flow Quality Index of 0.88x as of March 2026. Operating cash flow of zł2.22 Billion is below net income of zł2.52 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Powszechna Kasa Oszczednosci Bank Polski cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Powszechna Kasa Oszczednosci Bank Polski SA Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Powszechna Kasa Oszczednosci Bank Polski SA across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Powszechna Kasa Oszczednosci Bank Polski generate cash.
Annual Cash Flow Quality Index for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)
Year-by-year earnings quality comparison for Powszechna Kasa Oszczednosci Bank Polski SA.
| Year | Quality Index | Operating CF (PLN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.81x | zł8.65 Billion | zł10.68 Billion | ▲ +274.7% |
| 2024 | -0.46x | zł-5.90 Billion | zł12.73 Billion | ▼ -107.7% |
| 2023 | 5.98x | zł51.20 Billion | zł8.56 Billion | ▲ +53.7% |
| 2022 | 3.89x | zł18.54 Billion | zł4.77 Billion | ▼ -22.7% |
| 2021 | 5.04x | zł32.80 Billion | zł6.51 Billion | ▲ +471.5% |
| 2019 | 0.88x | zł5.13 Billion | zł5.82 Billion | ▼ -58.9% |
| 2018 | 2.15x | zł10.90 Billion | zł5.08 Billion | ▼ -48.6% |
| 2017 | 4.18x | zł17.75 Billion | zł4.25 Billion | ▲ +122.7% |
| 2016 | 1.88x | zł7.10 Billion | zł3.78 Billion | ▼ -61.1% |
| 2015 | 4.82x | zł15.39 Billion | zł3.19 Billion | ▲ +861.6% |
| 2014 | 0.50x | zł2.02 Billion | zł4.03 Billion | ▲ +278.5% |
| 2013 | -0.28x | zł-1.14 Billion | zł4.04 Billion | ▼ -192.7% |
| 2012 | 0.30x | zł1.41 Billion | zł4.63 Billion | ▼ -72.5% |
| 2011 | 1.10x | zł5.42 Billion | zł4.91 Billion | ▲ +1221.2% |
| 2010 | 0.08x | zł340.64 Million | zł4.08 Billion | ▲ +104.0% |
| 2009 | -2.11x | zł-4.86 Billion | zł2.31 Billion | ▼ -302.4% |
| 2008 | 1.04x | zł3.25 Billion | zł3.12 Billion | ▲ +133.3% |
| 2007 | -3.13x | zł-9.09 Billion | zł2.90 Billion | ▼ -178.6% |
| 2006 | 3.98x | zł8.55 Billion | zł2.15 Billion | ▲ +312.1% |
| 2005 | -1.88x | zł-3.26 Billion | zł1.73 Billion | — |