Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Tangible Net Worth Ratio
Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Tangible Net Worth Ratio of 94.6% as of December 2025. This metric is calculated by deducting intangible assets (zł3.13 Billion) from net assets (zł58.50 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See PKO working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Powszechna Kasa Oszczednosci Bank Polski SA Tangible Net Worth Ratio (2005–2025)
This chart shows how Powszechna Kasa Oszczednosci Bank Polski SA's Tangible Net Worth Ratio has changed across 21 annual periods from 2005 to 2025. As of December 2025, the ratio stands at 94.6%, reflecting net assets of zł58.50 Billion with intangible assets of zł3.13 Billion PLN. See PKO days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Powszechna Kasa Oszczednosci Bank Polski SA from 2005 to 2025, covering 21 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of Powszechna Kasa Oszczednosci Bank Polski.
| Year | Tangible NW Ratio | Net Assets (PLN) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 94.6% | zł58.50 Billion | zł3.13 Billion | zł583.08 Billion | ▲ +0.6 pp |
| 2024 | 94.1% | zł52.37 Billion | zł3.10 Billion | zł525.23 Billion | ▲ +0.4 pp |
| 2023 | 93.7% | zł45.23 Billion | zł2.87 Billion | zł501.52 Billion | ▲ +0.6 pp |
| 2022 | 93.0% | zł35.44 Billion | zł2.47 Billion | zł430.68 Billion | ▼ -0.6 pp |
| 2021 | 93.6% | zł37.69 Billion | zł2.41 Billion | zł418.09 Billion | ▼ -0.8 pp |
| 2020 | 94.4% | zł39.91 Billion | zł2.23 Billion | zł376.97 Billion | ▼ -0.8 pp |
| 2019 | 95.2% | zł41.58 Billion | zł1.98 Billion | zł348.04 Billion | ▲ +0.2 pp |
| 2018 | 95.0% | zł39.10 Billion | zł1.94 Billion | zł324.25 Billion | ▲ +0.5 pp |
| 2017 | 94.5% | zł36.26 Billion | zł1.98 Billion | zł296.91 Billion | ▲ +1.2 pp |
| 2016 | 93.3% | zł32.57 Billion | zł2.17 Billion | zł285.57 Billion | ▲ +0.2 pp |
| 2015 | 93.2% | zł30.26 Billion | zł2.07 Billion | zł266.94 Billion | ▲ +1.1 pp |
| 2014 | 92.1% | zł27.62 Billion | zł2.19 Billion | zł248.70 Billion | ▼ -0.4 pp |
| 2013 | 92.5% | zł25.15 Billion | zł1.88 Billion | zł199.23 Billion | ▼ -1.0 pp |
| 2012 | 93.6% | zł24.65 Billion | zł1.59 Billion | zł191.02 Billion | ▼ -0.1 pp |
| 2011 | 93.6% | zł22.82 Billion | zł1.46 Billion | zł190.75 Billion | ▲ +0.4 pp |
| 2010 | 93.2% | zł21.36 Billion | zł1.46 Billion | zł169.66 Billion | ▼ -0.8 pp |
| 2009 | 94.0% | zł20.44 Billion | zł1.23 Billion | zł156.48 Billion | ▲ +1.9 pp |
| 2008 | 92.1% | zł14.00 Billion | zł1.11 Billion | zł134.64 Billion | ▲ +1.9 pp |
| 2007 | 90.1% | zł11.98 Billion | zł1.18 Billion | zł108.57 Billion | ▼ -2.6 pp |
| 2006 | 92.7% | zł10.18 Billion | zł738.37 Million | zł101.26 Billion | ▼ -1.2 pp |
| 2005 | 93.9% | zł8.77 Billion | zł532.43 Million | zł91.61 Billion | — |