Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Tangible Net Worth Ratio

Latest as of March 2026: 93.1%

Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Tangible Net Worth Ratio of 93.1% as of March 2026. This metric is calculated by deducting intangible assets (zł4.14 Billion) from net assets (zł59.87 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore how fast is Powszechna Kasa Oszczednosci Bank Polski growing its equity to track the company's year-over-year net asset growth rate.

Tangible NW Ratio

93.1%
Tangible equity / total equity

Net Assets (Equity)

zł59.87 Billion
PLN

Intangible Assets

zł4.14 Billion
Goodwill, patents, brand value

Total Assets

zł593.84 Billion
PLN

Powszechna Kasa Oszczednosci Bank Polski SA Tangible Net Worth Ratio (2005–2025)

This chart shows how Powszechna Kasa Oszczednosci Bank Polski SA's Tangible Net Worth Ratio has changed across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 93.1%, reflecting net assets of zł59.87 Billion with intangible assets of zł4.14 Billion PLN. For live market cap and overall valuation, see market cap of Powszechna Kasa Oszczednosci Bank Polski.

Annual Tangible Net Worth Ratio for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Powszechna Kasa Oszczednosci Bank Polski SA from 2005 to 2025, covering 21 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Powszechna Kasa Oszczednosci Bank Polski (PKO) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Year Tangible NW Ratio Net Assets (PLN) Intangible Assets Total Assets Change (pp)
2025 94.6% zł58.50 Billion zł3.13 Billion zł583.08 Billion ▲ +0.6 pp
2024 94.1% zł52.37 Billion zł3.10 Billion zł525.23 Billion ▲ +0.4 pp
2023 93.7% zł45.23 Billion zł2.87 Billion zł501.52 Billion ▲ +0.6 pp
2022 93.0% zł35.44 Billion zł2.47 Billion zł430.68 Billion ▼ -0.6 pp
2021 93.6% zł37.69 Billion zł2.41 Billion zł418.09 Billion ▼ -0.8 pp
2020 94.4% zł39.91 Billion zł2.23 Billion zł376.97 Billion ▼ -0.8 pp
2019 95.2% zł41.58 Billion zł1.98 Billion zł348.04 Billion ▲ +0.2 pp
2018 95.0% zł39.10 Billion zł1.94 Billion zł324.25 Billion ▲ +0.5 pp
2017 94.5% zł36.26 Billion zł1.98 Billion zł296.91 Billion ▲ +1.2 pp
2016 93.3% zł32.57 Billion zł2.17 Billion zł285.57 Billion ▲ +0.2 pp
2015 93.2% zł30.26 Billion zł2.07 Billion zł266.94 Billion ▲ +1.1 pp
2014 92.1% zł27.62 Billion zł2.19 Billion zł248.70 Billion ▼ -0.4 pp
2013 92.5% zł25.15 Billion zł1.88 Billion zł199.23 Billion ▼ -1.0 pp
2012 93.6% zł24.65 Billion zł1.59 Billion zł191.02 Billion ▼ -0.1 pp
2011 93.6% zł22.82 Billion zł1.46 Billion zł190.75 Billion ▲ +0.4 pp
2010 93.2% zł21.36 Billion zł1.46 Billion zł169.66 Billion ▼ -0.8 pp
2009 94.0% zł20.44 Billion zł1.23 Billion zł156.48 Billion ▲ +1.9 pp
2008 92.1% zł14.00 Billion zł1.11 Billion zł134.64 Billion ▲ +1.9 pp
2007 90.1% zł11.98 Billion zł1.18 Billion zł108.57 Billion ▼ -2.6 pp
2006 92.7% zł10.18 Billion zł738.37 Million zł101.26 Billion ▼ -1.2 pp
2005 93.9% zł8.77 Billion zł532.43 Million zł91.61 Billion
pp = percentage points