Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Free Cash Flow Generation Index
Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Free Cash Flow Generation Index of 0.90x as of December 2025. Free cash flow of zł6.92 Billion represents 1% of operating cash flow (zł7.66 Billion). See Powszechna Kasa Oszczednosci Bank Polski (PKO) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Powszechna Kasa Oszczednosci Bank Polski SA Free Cash Flow Generation Index (2006–2025)
Historical FCF Generation Index trend for Powszechna Kasa Oszczednosci Bank Polski SA across 16 annual periods. Explore Powszechna Kasa Oszczednosci Bank Polski (PKO) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Powszechna Kasa Oszczednosci Bank Polski SA (2006–2025)
Year-by-year Free Cash Flow Generation Index for Powszechna Kasa Oszczednosci Bank Polski SA. For the full company profile including market capitalisation, see PKO stock market capitalisation.
| Year | FCG Index | Free Cash Flow (PLN) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.89x | zł10.50 Billion | zł11.85 Billion | zł1.35 Billion | ▼ -67.5% |
| 2023 | 2.72x | zł45.11 Billion | zł16.56 Billion | zł1.77 Billion | ▲ +188.5% |
| 2022 | 0.94x | zł17.50 Billion | zł18.54 Billion | zł1.04 Billion | ▼ -0.5% |
| 2021 | 0.95x | zł31.49 Billion | zł33.21 Billion | zł1.72 Billion | ▼ -1.0% |
| 2020 | 0.96x | zł31.61 Billion | zł33.00 Billion | zł1.38 Billion | ▲ +29.4% |
| 2019 | 0.74x | zł3.80 Billion | zł5.13 Billion | zł1.33 Billion | ▼ -18.4% |
| 2018 | 0.91x | zł9.88 Billion | zł10.90 Billion | zł1.01 Billion | ▼ -6.0% |
| 2017 | 0.96x | zł17.12 Billion | zł17.75 Billion | zł625.00 Million | ▲ +8.0% |
| 2016 | 0.89x | zł6.34 Billion | zł7.10 Billion | zł755.70 Million | ▼ -5.5% |
| 2015 | 0.95x | zł14.56 Billion | zł15.39 Billion | zł831.38 Million | ▲ +58.2% |
| 2014 | 0.60x | zł1.21 Billion | zł2.02 Billion | zł814.13 Million | ▲ +4.4% |
| 2012 | 0.57x | zł1.03 Billion | zł1.81 Billion | zł771.61 Million | ▼ -37.1% |
| 2011 | 0.91x | zł5.06 Billion | zł5.56 Billion | zł496.33 Million | ▲ +211.2% |
| 2010 | -0.82x | zł-279.08 Million | zł340.64 Million | zł619.72 Million | ▼ -213.2% |
| 2008 | 0.72x | zł2.35 Billion | zł3.25 Billion | zł897.15 Million | ▼ -22.0% |
| 2006 | 0.93x | zł7.94 Billion | zł8.55 Billion | zł615.03 Million | — |