Powszechna Kasa Oszczednosci Bank Polski SA (PKO) - Total Liabilities

Latest as of December 2025: zł524.58 Billion PLN ≈ $144.37 Billion USD

Based on the latest financial reports, Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has total liabilities worth zł524.58 Billion PLN (≈ $144.37 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Powszechna Kasa Oszczednosci Bank Polski SA - Total Liabilities Trend (2005–2025)

This chart illustrates how Powszechna Kasa Oszczednosci Bank Polski SA's total liabilities have evolved over time, based on quarterly financial data. See PKO working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Powszechna Kasa Oszczednosci Bank Polski SA Competitors by Total Liabilities

The table below lists competitors of Powszechna Kasa Oszczednosci Bank Polski SA ranked by their total liabilities.

Company	Country	Total Liabilities
People's Insurance of China Ltd SHG:601319	China	CN¥1.61 Trillion
Teva Pharmaceutical Industries Limited F:TEV	Germany	€31.81 Billion
Intact Financial Corporation TO:IFC	Canada	CA$41.59 Billion
SSE PLC ADR LS-50 1 F:SCTA	Germany	€17.23 Billion
HCL Technologies Limited NSE:HCLTECH	India	Rs411.17 Billion
Dollarama Inc TO:DOL	Canada	CA$6.10 Billion
Chunghwa Telecom Co TW:2412	Taiwan	NT$135.08 Billion
United Microelectronics Corporation F:UMCB	Germany	€193.20 Billion

Liability Composition Analysis (2005–2025)

This chart breaks down Powszechna Kasa Oszczednosci Bank Polski SA's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Powszechna Kasa Oszczednosci Bank Polski stock valuation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	8.96	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.90	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Powszechna Kasa Oszczednosci Bank Polski SA's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)

The table below shows the annual total liabilities of Powszechna Kasa Oszczednosci Bank Polski SA from 2005 to 2025.

Year	Total Liabilities	Change
2025-12-31	zł524.58 Billion ≈ $144.37 Billion	+10.94%
2024-12-31	zł472.86 Billion ≈ $130.14 Billion	+3.63%
2023-12-31	zł456.29 Billion ≈ $125.58 Billion	+15.44%
2022-12-31	zł395.25 Billion ≈ $108.78 Billion	+3.91%
2021-12-31	zł380.39 Billion ≈ $104.69 Billion	+12.86%
2020-12-31	zł337.06 Billion ≈ $92.76 Billion	+9.98%
2019-12-31	zł306.47 Billion ≈ $84.34 Billion	+7.47%
2018-12-31	zł285.15 Billion ≈ $78.48 Billion	+9.40%
2017-12-31	zł260.66 Billion ≈ $71.74 Billion	+3.02%
2016-12-31	zł253.00 Billion ≈ $69.63 Billion	+6.90%
2015-12-31	zł236.68 Billion ≈ $65.14 Billion	+7.05%
2014-12-31	zł221.09 Billion ≈ $60.85 Billion	+27.00%
2013-12-31	zł174.08 Billion ≈ $47.91 Billion	+4.63%
2012-12-31	zł166.37 Billion ≈ $45.79 Billion	-0.93%
2011-12-31	zł167.93 Billion ≈ $46.22 Billion	+13.23%
2010-12-31	zł148.30 Billion ≈ $40.81 Billion	+9.01%
2009-12-31	zł136.04 Billion ≈ $37.44 Billion	+12.77%
2008-12-31	zł120.64 Billion ≈ $33.20 Billion	+24.90%
2007-12-31	zł96.59 Billion ≈ $26.58 Billion	+6.05%
2006-12-31	zł91.08 Billion ≈ $25.07 Billion	+9.95%
2005-12-31	zł82.84 Billion ≈ $22.80 Billion	--

About Powszechna Kasa Oszczednosci Bank Polski SA

WAR:PKO Poland Banks - Regional

Market Cap

$34.53 Billion

zł125.47 Billion PLN

Market Cap Rank

#785 Global

#2 in Poland

Share Price

zł100.38

Change (1 day)

+0.88%

52-Week Range

zł68.46 - zł104.98

All Time High

zł104.98