Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of zł2.39 Billion (operating CF zł2.22 Billion minus capex zł175.00 Million) represents 0% of total liabilities (zł533.98 Billion). Check Powszechna Kasa Oszczednosci Bank Polski total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

zł2.39 Billion
Operating CF − Capex

Total Liabilities

zł533.98 Billion
PLN

Capital Expenditures

zł175.00 Million
PLN

Powszechna Kasa Oszczednosci Bank Polski SA Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Powszechna Kasa Oszczednosci Bank Polski SA across 21 annual periods. For the full cash flow conversion analysis, see PKO cash generation efficiency.

Annual Financial Flexibility Index for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)

Year-by-year free cash flow to debt coverage for Powszechna Kasa Oszczednosci Bank Polski SA. Explore PKO operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (PLN) Operating CF Total Liabilities YoY Change
2025 0.02x zł10.00 Billion zł8.65 Billion zł524.58 Billion ▲ +294.0%
2024 -0.01x zł-4.65 Billion zł-5.90 Billion zł472.86 Billion ▼ -108.5%
2023 0.12x zł52.96 Billion zł51.20 Billion zł456.29 Billion ▲ +134.3%
2022 0.05x zł19.58 Billion zł18.54 Billion zł395.25 Billion ▼ -44.3%
2021 0.09x zł33.83 Billion zł32.80 Billion zł380.39 Billion ▼ -12.8%
2020 0.10x zł34.38 Billion zł33.00 Billion zł337.06 Billion ▲ +384.0%
2019 0.02x zł6.46 Billion zł5.13 Billion zł306.47 Billion ▼ -49.5%
2018 0.04x zł11.91 Billion zł10.90 Billion zł285.15 Billion ▼ -40.8%
2017 0.07x zł18.37 Billion zł17.75 Billion zł260.66 Billion ▲ +127.1%
2016 0.03x zł7.85 Billion zł7.10 Billion zł253.00 Billion ▼ -54.7%
2015 0.07x zł16.23 Billion zł15.39 Billion zł236.68 Billion ▲ +434.0%
2014 0.01x zł2.84 Billion zł2.02 Billion zł221.09 Billion ▲ +2883.6%
2013 0.00x zł-80.29 Million zł-1.14 Billion zł174.08 Billion ▼ -103.4%
2012 0.01x zł2.25 Billion zł1.41 Billion zł166.37 Billion ▼ -61.0%
2011 0.03x zł5.83 Billion zł5.42 Billion zł167.93 Billion ▲ +436.1%
2010 0.01x zł960.35 Million zł340.64 Million zł148.30 Billion ▲ +120.0%
2009 -0.03x zł-4.40 Billion zł-4.86 Billion zł136.04 Billion ▼ -194.2%
2008 0.03x zł4.15 Billion zł3.25 Billion zł120.64 Billion ▲ +139.8%
2007 -0.09x zł-8.35 Billion zł-9.09 Billion zł96.59 Billion ▼ -185.8%
2006 0.10x zł9.17 Billion zł8.55 Billion zł91.08 Billion ▲ +421.5%
2005 -0.03x zł-2.59 Billion zł-3.26 Billion zł82.84 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities