Powszechna Kasa Oszczednosci Bank Polski SA (PKO) — Financial Flexibility Index
Powszechna Kasa Oszczednosci Bank Polski SA (PKO) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of zł8.40 Billion (operating CF zł7.66 Billion minus capex zł738.00 Million) represents 0% of total liabilities (zł524.58 Billion). Also explore net asset momentum of Powszechna Kasa Oszczednosci Bank Polski to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Powszechna Kasa Oszczednosci Bank Polski SA Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Powszechna Kasa Oszczednosci Bank Polski SA across 21 annual periods. Check PKO capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Powszechna Kasa Oszczednosci Bank Polski SA (2005–2025)
Year-by-year free cash flow to debt coverage for Powszechna Kasa Oszczednosci Bank Polski SA. For the full company profile including market capitalisation, see PKO market cap.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | zł13.21 Billion | zł11.85 Billion | zł524.58 Billion | ▲ +356.2% |
| 2024 | -0.01x | zł-4.65 Billion | zł-5.90 Billion | zł472.86 Billion | ▼ -124.5% |
| 2023 | 0.04x | zł18.33 Billion | zł16.56 Billion | zł456.29 Billion | ▼ -18.9% |
| 2022 | 0.05x | zł19.58 Billion | zł18.54 Billion | zł395.25 Billion | ▼ -46.0% |
| 2021 | 0.09x | zł34.93 Billion | zł33.21 Billion | zł380.39 Billion | ▼ -10.0% |
| 2020 | 0.10x | zł34.38 Billion | zł33.00 Billion | zł337.06 Billion | ▲ +384.0% |
| 2019 | 0.02x | zł6.46 Billion | zł5.13 Billion | zł306.47 Billion | ▼ -49.5% |
| 2018 | 0.04x | zł11.91 Billion | zł10.90 Billion | zł285.15 Billion | ▼ -40.8% |
| 2017 | 0.07x | zł18.37 Billion | zł17.75 Billion | zł260.66 Billion | ▲ +127.2% |
| 2016 | 0.03x | zł7.85 Billion | zł7.10 Billion | zł253.00 Billion | ▼ -54.7% |
| 2015 | 0.07x | zł16.23 Billion | zł15.39 Billion | zł236.68 Billion | ▲ +434.0% |
| 2014 | 0.01x | zł2.84 Billion | zł2.02 Billion | zł221.09 Billion | ▲ +2883.6% |
| 2013 | 0.00x | zł-80.29 Million | zł-1.14 Billion | zł174.08 Billion | ▼ -103.0% |
| 2012 | 0.02x | zł2.58 Billion | zł1.81 Billion | zł166.37 Billion | ▼ -57.0% |
| 2011 | 0.04x | zł6.05 Billion | zł5.56 Billion | zł167.93 Billion | ▲ +456.7% |
| 2010 | 0.01x | zł960.35 Million | zł340.64 Million | zł148.30 Billion | ▲ +120.0% |
| 2009 | -0.03x | zł-4.40 Billion | zł-4.86 Billion | zł136.04 Billion | ▼ -194.2% |
| 2008 | 0.03x | zł4.15 Billion | zł3.25 Billion | zł120.64 Billion | ▲ +139.8% |
| 2007 | -0.09x | zł-8.34 Billion | zł-9.08 Billion | zł96.59 Billion | ▼ -185.8% |
| 2006 | 0.10x | zł9.17 Billion | zł8.55 Billion | zł91.08 Billion | ▲ +421.5% |
| 2005 | -0.03x | zł-2.59 Billion | zł-3.26 Billion | zł82.84 Billion | — |