Insurance Australia Group Ltd (IAG) — Cash Flow Quality Index

Latest as of December 2025: 0.06x

Insurance Australia Group Ltd (IAG) has a Cash Flow Quality Index of 0.06x as of December 2025. Operating cash flow of AU$31.00 Million is below net income of AU$505.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Insurance Australia Group Ltd cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

0.06x
Operating CF / Net Income

Operating Cash Flow

AU$31.00 Million
AUD

Net Income

AU$505.00 Million
AUD

Data as of

Dec 2025
Most recent filing

Insurance Australia Group Ltd Cash Flow Quality Index (2002–2025)

Historical Cash Flow Quality Index for Insurance Australia Group Ltd across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Insurance Australia Group Ltd investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Insurance Australia Group Ltd (2002–2025)

Year-by-year earnings quality comparison for Insurance Australia Group Ltd. For live market cap and the full company financial profile, see IAG market cap overview.

Year Quality Index Operating CF (AUD) Net Income YoY Change
2025 0.99x AU$1.35 Billion AU$1.36 Billion ▼ -50.4%
2024 2.00x AU$1.80 Billion AU$898.00 Million ▲ +269.0%
2023 0.54x AU$452.00 Million AU$832.00 Million ▼ -79.1%
2022 2.59x AU$900.00 Million AU$347.00 Million ▲ +198.8%
2020 0.87x AU$381.00 Million AU$439.00 Million ▲ +28.3%
2019 0.68x AU$589.00 Million AU$871.00 Million ▲ +1308.3%
2018 -0.06x AU$-53.00 Million AU$947.00 Million ▼ -108.3%
2017 0.68x AU$636.00 Million AU$938.00 Million ▲ +121.8%
2016 -3.11x AU$-1.95 Billion AU$625.00 Million ▼ -424.7%
2015 0.96x AU$698.00 Million AU$728.00 Million ▲ +9.8%
2014 0.87x AU$1.08 Billion AU$1.23 Billion ▼ -62.1%
2013 2.31x AU$1.79 Billion AU$776.00 Million ▼ -68.5%
2012 7.31x AU$1.51 Billion AU$207.00 Million ▲ +194.9%
2011 2.48x AU$620.00 Million AU$250.00 Million ▼ -79.8%
2010 12.25x AU$1.11 Billion AU$91.00 Million ▲ +435.7%
2009 2.29x AU$414.00 Million AU$181.00 Million ▲ +214.9%
2007 0.73x AU$401.00 Million AU$552.00 Million ▲ +42.5%
2006 0.51x AU$387.00 Million AU$759.00 Million ▼ -94.4%
2002 9.16x AU$531.00 Million AU$58.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.