Insurance Australia Group Ltd (IAG) — Cash Flow-to-Debt Ratio
Insurance Australia Group Ltd (IAG) has a Cash Flow-to-Debt Ratio of 0.05x as of June 2026, meaning its operating cash flow of AU$1.01 Billion could theoretically repay 0% of its total liabilities (AU$19.75 Billion) in one year. See Insurance Australia Group Ltd (IAG) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Insurance Australia Group Ltd Cash Flow-to-Debt Ratio (2001–2026)
Historical debt coverage capacity for Insurance Australia Group Ltd across 25 annual periods. For the full cash flow conversion analysis, see Insurance Australia Group Ltd cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Insurance Australia Group Ltd (2001–2026)
Year-by-year debt coverage analysis for Insurance Australia Group Ltd. Check Insurance Australia Group Ltd (IAG) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.05x | AU$1.04 Billion | AU$19.75 Billion | ▼ -27.7% |
| 2025 | 0.07x | AU$1.35 Billion | AU$18.52 Billion | ▼ -25.0% |
| 2024 | 0.10x | AU$1.80 Billion | AU$18.50 Billion | ▲ +502.3% |
| 2023 | 0.02x | AU$452.00 Million | AU$27.98 Billion | ▼ -50.4% |
| 2022 | 0.03x | AU$900.00 Million | AU$27.66 Billion | ▼ -45.6% |
| 2021 | 0.06x | AU$1.61 Billion | AU$26.90 Billion | ▲ +265.5% |
| 2020 | 0.02x | AU$381.00 Million | AU$23.27 Billion | ▼ -36.7% |
| 2019 | 0.03x | AU$589.00 Million | AU$22.77 Billion | ▲ +1202.4% |
| 2018 | 0.00x | AU$-53.00 Million | AU$22.59 Billion | ▼ -108.3% |
| 2017 | 0.03x | AU$636.00 Million | AU$22.59 Billion | ▲ +133.3% |
| 2016 | -0.08x | AU$-1.95 Billion | AU$23.00 Billion | ▼ -395.6% |
| 2015 | 0.03x | AU$698.00 Million | AU$24.38 Billion | ▼ -39.2% |
| 2014 | 0.05x | AU$1.08 Billion | AU$22.86 Billion | ▼ -95.7% |
| 2013 | 1.10x | AU$1.79 Billion | AU$1.62 Billion | ▲ +1404.0% |
| 2012 | 0.07x | AU$1.51 Billion | AU$20.61 Billion | ▲ +117.4% |
| 2011 | 0.03x | AU$620.00 Million | AU$18.34 Billion | ▼ -52.1% |
| 2010 | 0.07x | AU$1.11 Billion | AU$15.79 Billion | ▲ +147.0% |
| 2009 | 0.03x | AU$414.00 Million | AU$14.48 Billion | ▲ +8494.5% |
| 2008 | 0.00x | AU$5.00 Million | AU$15.03 Billion | ▼ -98.6% |
| 2007 | 0.02x | AU$401.00 Million | AU$16.78 Billion | ▼ -17.9% |
| 2006 | 0.03x | AU$387.00 Million | AU$13.30 Billion | ▼ -58.8% |
| 2005 | 0.07x | AU$897.00 Million | AU$12.71 Billion | ▼ -26.9% |
| 2004 | 0.10x | AU$1.17 Billion | AU$12.11 Billion | ▲ +51.4% |
| 2002 | 0.06x | AU$531.00 Million | AU$8.33 Billion | ▲ +69.5% |
| 2001 | 0.04x | AU$346.00 Million | AU$9.20 Billion | — |