Insurance Australia Group Ltd (IAG) — Defensive Interval Ratio

Latest as of June 2025: 31 days

Insurance Australia Group Ltd (IAG) has a Defensive Interval Ratio of 31 days as of June 2025. Defensive assets of AU$1.29 Billion (cash AU$703.00 Million, short-term investments AU$-, receivables AU$586.00 Million) cover 31 days of daily cash needs of AU$41.78 Million/day.

Defensive Interval Ratio

31 days
Days of operational coverage

Defensive Assets

AU$1.29 Billion
Cash + ST Investments + Receivables

Daily Cash Need

AU$41.78 Million
Current Liabilities ÷ 365

Current Liabilities

AU$15.25 Billion
AUD

Insurance Australia Group Ltd Defensive Interval Ratio (1998–2025)

This chart shows how Insurance Australia Group Ltd's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of June 2025, the ratio stands at 31 days, meaning defensive assets of AU$1.29 Billion can fund 31 days of operations without new revenue. For the complete balance sheet picture, see IAG current and non-current assets.

Annual Defensive Interval Ratio for Insurance Australia Group Ltd (1998–2025)

The table below presents the year-by-year Defensive Interval Ratio for Insurance Australia Group Ltd from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See IAG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (AUD) Daily Cash Need Cash ST Investments Change (days)
2025 64 days AU$1.29 Billion AU$20.12 Million/day AU$703.00 Million AU$- ▼ -12 days
2024 76 days AU$243.00 Million AU$3.21 Million/day AU$631.00 Million AU$-1.21 Billion ▼ -77 days
2023 153 days AU$7.00 Billion AU$45.82 Million/day AU$474.00 Million AU$882.00 Million ▲ +35 days
2022 118 days AU$5.52 Billion AU$46.75 Million/day AU$350.00 Million AU$588.00 Million ▼ -22 days
2021 140 days AU$6.35 Billion AU$45.23 Million/day AU$326.00 Million AU$1.67 Billion ▼ -36 days
2020 176 days AU$6.53 Billion AU$37.02 Million/day AU$405.00 Million AU$1.98 Billion ▲ +15 days
2019 161 days AU$5.75 Billion AU$35.70 Million/day AU$538.00 Million AU$1.12 Billion ▼ -2773 days
2018 2934 days AU$6.17 Billion AU$2.10 Million/day AU$448.00 Million AU$1.73 Billion ▼ -185 days
2017 3119 days AU$6.42 Billion AU$2.06 Million/day AU$424.00 Million AU$2.09 Billion ▲ +885 days
2016 2233 days AU$4.41 Billion AU$1.97 Million/day AU$- AU$841.00 Million ▼ -304 days
2015 2537 days AU$4.93 Billion AU$1.94 Million/day AU$- AU$1.13 Billion ▼ -643 days
2014 3181 days AU$6.17 Billion AU$1.94 Million/day AU$- AU$2.55 Billion ▲ +1147 days
2013 2034 days AU$3.20 Billion AU$1.57 Million/day AU$- AU$63.00 Million ▲ +34 days
2012 1999 days AU$3.98 Billion AU$1.99 Million/day AU$- AU$1.10 Billion ▼ -528 days
2011 2527 days AU$3.31 Billion AU$1.31 Million/day AU$- AU$823.00 Million ▼ -10323 days
2010 12850 days AU$3.77 Billion AU$293.15K/day AU$- AU$637.00 Million ▼ -3538 days
2009 16388 days AU$5.79 Billion AU$353.42K/day AU$- AU$2.78 Billion ▼ -17518 days
2008 33906 days AU$11.33 Billion AU$334.25K/day AU$- AU$8.08 Billion ▲ +24009 days
2007 9897 days AU$3.04 Billion AU$306.85K/day AU$- AU$104.00 Million ▼ -683 days
2006 10581 days AU$12.35 Billion AU$1.17 Million/day AU$- AU$9.93 Billion ▲ +3778 days
2005 6803 days AU$9.86 Billion AU$1.45 Million/day AU$- AU$7.50 Billion ▲ +3768 days
2004 3035 days AU$4.73 Billion AU$1.56 Million/day AU$- AU$2.47 Billion ▲ +2548 days
2003 488 days AU$5.13 Billion AU$10.52 Million/day AU$- AU$2.58 Billion ▲ +15 days
2002 473 days AU$3.09 Billion AU$6.53 Million/day AU$- AU$1.62 Billion ▼ -71 days
2001 544 days AU$2.40 Billion AU$4.41 Million/day AU$- AU$1.10 Billion ▲ +79 days
2000 465 days AU$2.69 Billion AU$5.78 Million/day AU$- AU$1.91 Billion ▼ -2187 days
1999 2653 days AU$7.97 Billion AU$3.00 Million/day AU$- AU$7.97 Billion ▼ -291 days
1998 2943 days AU$5.26 Billion AU$1.79 Million/day AU$- AU$5.26 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)