Insurance Australia Group Ltd (IAG) — Free Cash Flow Generation Index

Latest as of December 2025: 2.00x

Insurance Australia Group Ltd (IAG) has a Free Cash Flow Generation Index of 2.00x as of December 2025. Free cash flow of AU$62.00 Million represents 2% of operating cash flow (AU$31.00 Million). Read Insurance Australia Group Ltd (IAG) financial obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

2.00x
Free Cash Flow / Operating CF

Free Cash Flow

AU$62.00 Million
AUD

Operating Cash Flow

AU$31.00 Million
AUD

Capital Expenditures

AU$31.00 Million
AUD

Insurance Australia Group Ltd Free Cash Flow Generation Index (2001–2025)

Historical FCF Generation Index trend for Insurance Australia Group Ltd across 22 annual periods. Explore reinvestment intensity of Insurance Australia Group Ltd to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Insurance Australia Group Ltd (2001–2025)

Year-by-year Free Cash Flow Generation Index for Insurance Australia Group Ltd. For the full company profile including market capitalisation, see market value of Insurance Australia Group Ltd.

Year FCG Index Free Cash Flow (AUD) Operating CF Capital Expenditures YoY Change
2025 1.00x AU$1.35 Billion AU$1.35 Billion AU$0.00 ▲ +54.8%
2024 0.65x AU$1.16 Billion AU$1.80 Billion AU$637.00 Million ▼ -35.4%
2023 1.00x AU$452.00 Million AU$452.00 Million AU$0.00 ▲ +271.1%
2022 -0.58x AU$-526.00 Million AU$900.00 Million AU$1.43 Billion ▼ -17.8%
2021 -0.50x AU$-799.00 Million AU$1.61 Billion AU$2.41 Billion ▼ -149.6%
2020 1.00x AU$381.00 Million AU$381.00 Million AU$0.00 ▲ +0.0%
2019 1.00x AU$589.00 Million AU$589.00 Million AU$0.00 ▲ +0.0%
2017 1.00x AU$636.00 Million AU$636.00 Million AU$0.00 ▲ +105.7%
2015 -17.40x AU$-12.15 Billion AU$698.00 Million AU$12.85 Billion ▼ -39.4%
2014 -12.49x AU$-13.45 Billion AU$1.08 Billion AU$14.53 Billion ▼ -63.7%
2013 -7.63x AU$-13.65 Billion AU$1.79 Billion AU$15.45 Billion ▼ -42.4%
2012 -5.36x AU$-8.11 Billion AU$1.51 Billion AU$9.62 Billion ▲ +60.6%
2011 -13.59x AU$-8.43 Billion AU$620.00 Million AU$9.05 Billion ▼ -13.3%
2010 -12.00x AU$-13.38 Billion AU$1.11 Billion AU$14.50 Billion ▼ -1300.3%
2009 1.00x AU$414.00 Million AU$414.00 Million AU$0.00 ▲ +155.6%
2008 -1.80x AU$-9.00 Million AU$5.00 Million AU$14.00 Million ▲ +96.6%
2007 -53.01x AU$-21.26 Billion AU$401.00 Million AU$21.66 Billion ▼ -152.7%
2006 100.64x AU$38.95 Billion AU$387.00 Million AU$38.56 Billion ▲ +569.5%
2005 -21.44x AU$-19.23 Billion AU$897.00 Million AU$20.13 Billion ▼ -2243.7%
2004 1.00x AU$1.17 Billion AU$1.17 Billion AU$0.00 ▲ +0.0%
2002 1.00x AU$531.00 Million AU$531.00 Million AU$0.00 ▲ +0.0%
2001 1.00x AU$346.00 Million AU$346.00 Million AU$49.00 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).