Insurance Australia Group Ltd (IAG) — Free Cash Flow Generation Index
Insurance Australia Group Ltd (IAG) has a Free Cash Flow Generation Index of 2.00x as of December 2025. Free cash flow of AU$62.00 Million represents 2% of operating cash flow (AU$31.00 Million). See Insurance Australia Group Ltd (IAG) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Insurance Australia Group Ltd Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Insurance Australia Group Ltd across 22 annual periods. Explore Insurance Australia Group Ltd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Insurance Australia Group Ltd (2001–2025)
Year-by-year Free Cash Flow Generation Index for Insurance Australia Group Ltd. For the full company profile including market capitalisation, see Insurance Australia Group Ltd market cap and net worth.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | AU$1.35 Billion | AU$1.35 Billion | AU$0.00 | ▲ +54.8% |
| 2024 | 0.65x | AU$1.16 Billion | AU$1.80 Billion | AU$637.00 Million | ▼ -35.4% |
| 2023 | 1.00x | AU$452.00 Million | AU$452.00 Million | AU$0.00 | ▲ +271.1% |
| 2022 | -0.58x | AU$-526.00 Million | AU$900.00 Million | AU$1.43 Billion | ▼ -17.8% |
| 2021 | -0.50x | AU$-799.00 Million | AU$1.61 Billion | AU$2.41 Billion | ▼ -149.6% |
| 2020 | 1.00x | AU$381.00 Million | AU$381.00 Million | AU$0.00 | ▲ +0.0% |
| 2019 | 1.00x | AU$589.00 Million | AU$589.00 Million | AU$0.00 | ▲ +0.0% |
| 2017 | 1.00x | AU$636.00 Million | AU$636.00 Million | AU$0.00 | ▲ +105.7% |
| 2015 | -17.40x | AU$-12.15 Billion | AU$698.00 Million | AU$12.85 Billion | ▼ -39.4% |
| 2014 | -12.49x | AU$-13.45 Billion | AU$1.08 Billion | AU$14.53 Billion | ▼ -63.7% |
| 2013 | -7.63x | AU$-13.65 Billion | AU$1.79 Billion | AU$15.45 Billion | ▼ -42.4% |
| 2012 | -5.36x | AU$-8.11 Billion | AU$1.51 Billion | AU$9.62 Billion | ▲ +60.6% |
| 2011 | -13.59x | AU$-8.43 Billion | AU$620.00 Million | AU$9.05 Billion | ▼ -13.3% |
| 2010 | -12.00x | AU$-13.38 Billion | AU$1.11 Billion | AU$14.50 Billion | ▼ -1300.3% |
| 2009 | 1.00x | AU$414.00 Million | AU$414.00 Million | AU$0.00 | ▲ +155.6% |
| 2008 | -1.80x | AU$-9.00 Million | AU$5.00 Million | AU$14.00 Million | ▲ +96.6% |
| 2007 | -53.01x | AU$-21.26 Billion | AU$401.00 Million | AU$21.66 Billion | ▼ -152.7% |
| 2006 | 100.64x | AU$38.95 Billion | AU$387.00 Million | AU$38.56 Billion | ▲ +569.5% |
| 2005 | -21.44x | AU$-19.23 Billion | AU$897.00 Million | AU$20.13 Billion | ▼ -2243.7% |
| 2004 | 1.00x | AU$1.17 Billion | AU$1.17 Billion | AU$0.00 | ▲ +0.0% |
| 2002 | 1.00x | AU$531.00 Million | AU$531.00 Million | AU$0.00 | ▲ +0.0% |
| 2001 | 1.00x | AU$346.00 Million | AU$346.00 Million | AU$49.00 Million | — |