Insurance Australia Group Ltd Financial Flexibility Index

Latest as of June 2026: 0.10x

Insurance Australia Group Ltd financial flexibility index. Insurance Australia Group Ltd (IAG) has a Financial Flexibility Index of 0.10x as of June 2026. Free cash flow of AU$2.02 Billion (operating CF AU$1.01 Billion minus capex AU$1.01 Billion) represents 0% of total liabilities (AU$19.75 Billion). See free cash flow generation of Insurance Australia Group Ltd to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$2.02 Billion
Operating CF − Capex

Total Liabilities

AU$19.75 Billion
AUD

Capital Expenditures

AU$1.01 Billion
AUD

Financial Flexibility Index of Insurance Australia Group Ltd (2001–2026)

Financial flexibility index of Insurance Australia Group Ltd from 2001 to 2026. Historical Financial Flexibility Index trend for Insurance Australia Group Ltd across 25 annual periods. Check Insurance Australia Group Ltd earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Insurance Australia Group Ltd Financial Flexibility Index by Year (2001–2026)

Insurance Australia Group Ltd financial flexibility index by year from 2001 to 2026. Year-by-year free cash flow to debt coverage for Insurance Australia Group Ltd. For the full cash flow conversion analysis, see cash flow conversion of Insurance Australia Group Ltd.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2026 0.11x AU$2.08 Billion AU$1.04 Billion AU$19.75 Billion ▼ -27.7%
2025 0.15x AU$2.70 Billion AU$1.35 Billion AU$18.52 Billion ▲ +10.8%
2024 0.13x AU$2.44 Billion AU$1.80 Billion AU$18.50 Billion ▲ +307.7%
2023 0.03x AU$904.00 Million AU$452.00 Million AU$27.98 Billion ▼ -61.6%
2022 0.08x AU$2.33 Billion AU$900.00 Million AU$27.66 Billion ▼ -43.7%
2021 0.15x AU$4.02 Billion AU$1.61 Billion AU$26.90 Billion ▲ +812.3%
2020 0.02x AU$381.00 Million AU$381.00 Million AU$23.27 Billion ▼ -36.7%
2019 0.03x AU$589.00 Million AU$589.00 Million AU$22.77 Billion ▲ +1202.4%
2018 0.00x AU$-53.00 Million AU$-53.00 Million AU$22.59 Billion ▼ -108.3%
2017 0.03x AU$636.00 Million AU$636.00 Million AU$22.59 Billion ▲ +133.3%
2016 -0.08x AU$-1.95 Billion AU$-1.95 Billion AU$23.00 Billion ▼ -115.2%
2015 0.56x AU$13.54 Billion AU$698.00 Million AU$24.38 Billion ▼ -18.6%
2014 0.68x AU$15.60 Billion AU$1.08 Billion AU$22.86 Billion ▼ -93.6%
2013 10.64x AU$17.23 Billion AU$1.79 Billion AU$1.62 Billion ▲ +1868.6%
2012 0.54x AU$11.14 Billion AU$1.51 Billion AU$20.61 Billion ▲ +2.5%
2011 0.53x AU$9.67 Billion AU$620.00 Million AU$18.34 Billion ▼ -46.7%
2010 0.99x AU$15.61 Billion AU$1.11 Billion AU$15.79 Billion ▲ +3358.1%
2009 0.03x AU$414.00 Million AU$414.00 Million AU$14.48 Billion ▲ +2161.7%
2008 0.00x AU$19.00 Million AU$5.00 Million AU$15.03 Billion ▼ -99.9%
2007 1.31x AU$22.06 Billion AU$401.00 Million AU$16.78 Billion ▼ -55.1%
2006 2.93x AU$38.95 Billion AU$387.00 Million AU$13.30 Billion ▲ +77.0%
2005 1.65x AU$21.02 Billion AU$897.00 Million AU$12.71 Billion ▲ +1614.0%
2004 0.10x AU$1.17 Billion AU$1.17 Billion AU$12.11 Billion ▲ +51.4%
2002 0.06x AU$531.00 Million AU$531.00 Million AU$8.33 Billion ▲ +48.5%
2001 0.04x AU$395.00 Million AU$346.00 Million AU$9.20 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities