Insurance Australia Group Ltd (IAG) — Financial Flexibility Index
Insurance Australia Group Ltd (IAG) has a Financial Flexibility Index of 0.10x as of June 2026. Free cash flow of AU$2.02 Billion (operating CF AU$1.01 Billion minus capex AU$1.01 Billion) represents 0% of total liabilities (AU$19.75 Billion). Check Insurance Australia Group Ltd investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Insurance Australia Group Ltd Financial Flexibility Index (2001–2026)
Historical Financial Flexibility Index trend for Insurance Australia Group Ltd across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does Insurance Australia Group Ltd generate cash.
Annual Financial Flexibility Index for Insurance Australia Group Ltd (2001–2026)
Year-by-year free cash flow to debt coverage for Insurance Australia Group Ltd. Explore Insurance Australia Group Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.11x | AU$2.08 Billion | AU$1.04 Billion | AU$19.75 Billion | ▼ -27.7% |
| 2025 | 0.15x | AU$2.70 Billion | AU$1.35 Billion | AU$18.52 Billion | ▲ +10.8% |
| 2024 | 0.13x | AU$2.44 Billion | AU$1.80 Billion | AU$18.50 Billion | ▲ +307.7% |
| 2023 | 0.03x | AU$904.00 Million | AU$452.00 Million | AU$27.98 Billion | ▼ -61.6% |
| 2022 | 0.08x | AU$2.33 Billion | AU$900.00 Million | AU$27.66 Billion | ▼ -43.7% |
| 2021 | 0.15x | AU$4.02 Billion | AU$1.61 Billion | AU$26.90 Billion | ▲ +812.3% |
| 2020 | 0.02x | AU$381.00 Million | AU$381.00 Million | AU$23.27 Billion | ▼ -36.7% |
| 2019 | 0.03x | AU$589.00 Million | AU$589.00 Million | AU$22.77 Billion | ▲ +1202.4% |
| 2018 | 0.00x | AU$-53.00 Million | AU$-53.00 Million | AU$22.59 Billion | ▼ -108.3% |
| 2017 | 0.03x | AU$636.00 Million | AU$636.00 Million | AU$22.59 Billion | ▲ +133.3% |
| 2016 | -0.08x | AU$-1.95 Billion | AU$-1.95 Billion | AU$23.00 Billion | ▼ -115.2% |
| 2015 | 0.56x | AU$13.54 Billion | AU$698.00 Million | AU$24.38 Billion | ▼ -18.6% |
| 2014 | 0.68x | AU$15.60 Billion | AU$1.08 Billion | AU$22.86 Billion | ▼ -93.6% |
| 2013 | 10.64x | AU$17.23 Billion | AU$1.79 Billion | AU$1.62 Billion | ▲ +1868.6% |
| 2012 | 0.54x | AU$11.14 Billion | AU$1.51 Billion | AU$20.61 Billion | ▲ +2.5% |
| 2011 | 0.53x | AU$9.67 Billion | AU$620.00 Million | AU$18.34 Billion | ▼ -46.7% |
| 2010 | 0.99x | AU$15.61 Billion | AU$1.11 Billion | AU$15.79 Billion | ▲ +3358.1% |
| 2009 | 0.03x | AU$414.00 Million | AU$414.00 Million | AU$14.48 Billion | ▲ +2161.7% |
| 2008 | 0.00x | AU$19.00 Million | AU$5.00 Million | AU$15.03 Billion | ▼ -99.9% |
| 2007 | 1.31x | AU$22.06 Billion | AU$401.00 Million | AU$16.78 Billion | ▼ -55.1% |
| 2006 | 2.93x | AU$38.95 Billion | AU$387.00 Million | AU$13.30 Billion | ▲ +77.0% |
| 2005 | 1.65x | AU$21.02 Billion | AU$897.00 Million | AU$12.71 Billion | ▲ +1614.0% |
| 2004 | 0.10x | AU$1.17 Billion | AU$1.17 Billion | AU$12.11 Billion | ▲ +51.4% |
| 2002 | 0.06x | AU$531.00 Million | AU$531.00 Million | AU$8.33 Billion | ▲ +48.5% |
| 2001 | 0.04x | AU$395.00 Million | AU$346.00 Million | AU$9.20 Billion | — |