Insurance Australia Group Ltd (IAG) — Financial Flexibility Index
Insurance Australia Group Ltd (IAG) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AU$62.00 Million (operating CF AU$31.00 Million minus capex AU$31.00 Million) represents 0% of total liabilities (AU$19.83 Billion). Check Insurance Australia Group Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Insurance Australia Group Ltd Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Insurance Australia Group Ltd across 24 annual periods. See IAG working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Insurance Australia Group Ltd (2001–2025)
Year-by-year free cash flow to debt coverage for Insurance Australia Group Ltd. For the full company profile including market capitalisation, see IAG market cap.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | AU$1.35 Billion | AU$1.35 Billion | AU$18.52 Billion | ▼ -44.6% |
| 2024 | 0.13x | AU$2.44 Billion | AU$1.80 Billion | AU$18.50 Billion | ▲ +715.4% |
| 2023 | 0.02x | AU$452.00 Million | AU$452.00 Million | AU$27.98 Billion | ▼ -80.8% |
| 2022 | 0.08x | AU$2.33 Billion | AU$900.00 Million | AU$27.66 Billion | ▼ -43.7% |
| 2021 | 0.15x | AU$4.02 Billion | AU$1.61 Billion | AU$26.90 Billion | ▲ +812.3% |
| 2020 | 0.02x | AU$381.00 Million | AU$381.00 Million | AU$23.27 Billion | ▼ -36.7% |
| 2019 | 0.03x | AU$589.00 Million | AU$589.00 Million | AU$22.77 Billion | ▲ +1202.4% |
| 2018 | 0.00x | AU$-53.00 Million | AU$-53.00 Million | AU$22.59 Billion | ▼ -108.3% |
| 2017 | 0.03x | AU$636.00 Million | AU$636.00 Million | AU$22.59 Billion | ▲ +133.3% |
| 2016 | -0.08x | AU$-1.95 Billion | AU$-1.95 Billion | AU$23.00 Billion | ▼ -115.2% |
| 2015 | 0.56x | AU$13.54 Billion | AU$698.00 Million | AU$24.38 Billion | ▼ -18.6% |
| 2014 | 0.68x | AU$15.60 Billion | AU$1.08 Billion | AU$22.86 Billion | ▼ -93.6% |
| 2013 | 10.64x | AU$17.23 Billion | AU$1.79 Billion | AU$1.62 Billion | ▲ +1868.6% |
| 2012 | 0.54x | AU$11.14 Billion | AU$1.51 Billion | AU$20.61 Billion | ▲ +2.5% |
| 2011 | 0.53x | AU$9.67 Billion | AU$620.00 Million | AU$18.34 Billion | ▼ -46.7% |
| 2010 | 0.99x | AU$15.61 Billion | AU$1.11 Billion | AU$15.79 Billion | ▲ +3358.1% |
| 2009 | 0.03x | AU$414.00 Million | AU$414.00 Million | AU$14.48 Billion | ▲ +2161.7% |
| 2008 | 0.00x | AU$19.00 Million | AU$5.00 Million | AU$15.03 Billion | ▼ -99.9% |
| 2007 | 1.31x | AU$22.06 Billion | AU$401.00 Million | AU$16.78 Billion | ▼ -55.1% |
| 2006 | 2.93x | AU$38.95 Billion | AU$387.00 Million | AU$13.30 Billion | ▲ +77.0% |
| 2005 | 1.65x | AU$21.02 Billion | AU$897.00 Million | AU$12.71 Billion | ▲ +1614.0% |
| 2004 | 0.10x | AU$1.17 Billion | AU$1.17 Billion | AU$12.11 Billion | ▲ +51.4% |
| 2002 | 0.06x | AU$531.00 Million | AU$531.00 Million | AU$8.33 Billion | ▲ +48.5% |
| 2001 | 0.04x | AU$395.00 Million | AU$346.00 Million | AU$9.20 Billion | — |