Laan & Spar Bank AS (LASP) — Cash Flow Quality Index
Laan & Spar Bank AS (LASP) has a Cash Flow Quality Index of -19.76x as of December 2025. Operating cash flow of Dkr-1.51 Billion is below net income of Dkr76.34 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore LASP operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Laan & Spar Bank AS Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Laan & Spar Bank AS across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see LASP cash flow conversion.
Annual Cash Flow Quality Index for Laan & Spar Bank AS (2003–2025)
Year-by-year earnings quality comparison for Laan & Spar Bank AS.
| Year | Quality Index | Operating CF (DKK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.36x | Dkr-561.27 Million | Dkr411.33 Million | ▼ -133.8% |
| 2024 | 4.04x | Dkr2.50 Billion | Dkr619.31 Million | ▲ +608.6% |
| 2023 | -0.79x | Dkr-498.75 Million | Dkr627.99 Million | ▼ -108.1% |
| 2022 | 9.85x | Dkr2.49 Billion | Dkr252.48 Million | ▼ -19.7% |
| 2021 | 12.27x | Dkr3.13 Billion | Dkr255.39 Million | ▲ +848.2% |
| 2020 | -1.64x | Dkr-320.22 Million | Dkr195.35 Million | ▼ -114.3% |
| 2019 | 11.45x | Dkr2.54 Billion | Dkr221.69 Million | ▲ +25.3% |
| 2018 | 9.13x | Dkr1.61 Billion | Dkr176.38 Million | ▲ +230.8% |
| 2017 | 2.76x | Dkr593.74 Million | Dkr214.99 Million | ▲ +303.8% |
| 2016 | 0.68x | Dkr120.71 Million | Dkr176.49 Million | ▼ -95.2% |
| 2015 | 14.21x | Dkr1.87 Billion | Dkr131.45 Million | ▲ +1593.1% |
| 2014 | -0.95x | Dkr-125.85 Million | Dkr132.28 Million | ▼ -112.9% |
| 2013 | 7.38x | Dkr715.66 Million | Dkr97.01 Million | ▼ -11.9% |
| 2012 | 8.37x | Dkr863.50 Million | Dkr103.15 Million | ▲ +277.0% |
| 2011 | -4.73x | Dkr-256.90 Million | Dkr54.32 Million | ▼ -402.6% |
| 2010 | 1.56x | Dkr92.64 Million | Dkr59.28 Million | ▲ +223.8% |
| 2009 | -1.26x | Dkr-55.68 Million | Dkr44.12 Million | ▼ -100.2% |
| 2008 | 536.69x | Dkr685.36 Million | Dkr1.28 Million | ▲ +1788.6% |
| 2007 | -31.78x | Dkr-889.16 Million | Dkr27.98 Million | ▲ +40.4% |
| 2006 | -53.37x | Dkr-1.67 Billion | Dkr31.29 Million | ▼ -1096.0% |
| 2005 | 5.36x | Dkr230.14 Million | Dkr42.95 Million | ▲ +38.7% |
| 2004 | 3.86x | Dkr129.90 Million | Dkr33.63 Million | ▲ +101.9% |
| 2003 | 1.91x | Dkr57.25 Million | Dkr29.92 Million | — |