Laan & Spar Bank AS (LASP) — Tangible Net Worth Ratio
Laan & Spar Bank AS (LASP) has a Tangible Net Worth Ratio of 97.4% as of December 2025. This metric is calculated by deducting intangible assets (Dkr93.68 Million) from net assets (Dkr3.61 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Laan & Spar Bank AS short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Laan & Spar Bank AS Tangible Net Worth Ratio (2000–2025)
This chart shows how Laan & Spar Bank AS's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 97.4%, reflecting net assets of Dkr3.61 Billion with intangible assets of Dkr93.68 Million DKK. See Laan & Spar Bank AS (LASP) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Laan & Spar Bank AS (2000–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Laan & Spar Bank AS from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Laan & Spar Bank AS market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (DKK) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 97.4% | Dkr3.61 Billion | Dkr93.68 Million | Dkr40.98 Billion | ▲ +0.6 pp |
| 2024 | 96.8% | Dkr3.25 Billion | Dkr103.08 Million | Dkr36.38 Billion | ▲ +0.1 pp |
| 2023 | 96.7% | Dkr2.86 Billion | Dkr93.94 Million | Dkr33.24 Billion | ▲ +1.1 pp |
| 2022 | 95.6% | Dkr2.42 Billion | Dkr107.01 Million | Dkr30.02 Billion | ▲ +0.3 pp |
| 2021 | 95.2% | Dkr2.24 Billion | Dkr106.87 Million | Dkr27.74 Billion | ▲ +0.1 pp |
| 2020 | 95.2% | Dkr2.07 Billion | Dkr99.64 Million | Dkr27.43 Billion | ▼ -1.0 pp |
| 2019 | 96.2% | Dkr1.92 Billion | Dkr73.11 Million | Dkr24.69 Billion | ▼ -0.8 pp |
| 2018 | 97.0% | Dkr1.78 Billion | Dkr53.62 Million | Dkr21.73 Billion | ▲ +0.1 pp |
| 2017 | 96.9% | Dkr1.35 Billion | Dkr41.47 Million | Dkr19.21 Billion | ▲ +0.3 pp |
| 2016 | 96.6% | Dkr1.19 Billion | Dkr40.71 Million | Dkr16.95 Billion | ▲ +0.4 pp |
| 2015 | 96.1% | Dkr1.08 Billion | Dkr41.60 Million | Dkr15.51 Billion | ▼ -1.3 pp |
| 2014 | 97.5% | Dkr992.14 Million | Dkr25.09 Million | Dkr13.69 Billion | ▼ -0.4 pp |
| 2013 | 97.8% | Dkr929.87 Million | Dkr20.18 Million | Dkr12.55 Billion | ▼ -0.5 pp |
| 2012 | 98.4% | Dkr837.75 Million | Dkr13.69 Million | Dkr10.99 Billion | ▲ +0.5 pp |
| 2011 | 97.9% | Dkr773.82 Million | Dkr16.18 Million | Dkr9.84 Billion | ▲ +0.4 pp |
| 2010 | 97.5% | Dkr730.95 Million | Dkr18.45 Million | Dkr9.62 Billion | ▲ +0.6 pp |
| 2009 | 96.8% | Dkr685.22 Million | Dkr21.61 Million | Dkr9.67 Billion | ▼ -0.9 pp |
| 2008 | 97.7% | Dkr695.78 Million | Dkr15.96 Million | Dkr8.73 Billion | ▲ +0.7 pp |
| 2007 | 97.0% | Dkr713.25 Million | Dkr21.49 Million | Dkr8.42 Billion | ▼ -0.8 pp |
| 2006 | 97.8% | Dkr693.63 Million | Dkr15.04 Million | Dkr8.36 Billion | ▼ -1.0 pp |
| 2005 | 98.9% | Dkr681.45 Million | Dkr7.74 Million | Dkr7.94 Billion | ▼ -0.7 pp |
| 2004 | 99.6% | Dkr653.19 Million | Dkr2.89 Million | Dkr7.61 Billion | ▼ -0.1 pp |
| 2003 | 99.7% | Dkr627.95 Million | Dkr1.90 Million | Dkr7.46 Billion | ▼ -0.3 pp |
| 2002 | 100.0% | Dkr604.99 Million | Dkr0.00 | Dkr7.46 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | Dkr588.91 Million | Dkr0.00 | Dkr7.13 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | Dkr559.56 Million | Dkr0.00 | Dkr6.93 Billion | — |