Laan & Spar Bank AS (LASP) — Cash Flow-to-Debt Ratio
Laan & Spar Bank AS (LASP) has a Cash Flow-to-Debt Ratio of -0.04x as of December 2025, meaning its operating cash flow of Dkr-1.51 Billion could theoretically repay 0% of its total liabilities (Dkr37.37 Billion) in one year. See cash generation quality of Laan & Spar Bank AS to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Laan & Spar Bank AS Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Laan & Spar Bank AS across 23 annual periods. Also explore net asset growth rate of Laan & Spar Bank AS to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Laan & Spar Bank AS (2003–2025)
Year-by-year debt coverage analysis for Laan & Spar Bank AS. For market capitalisation and broader financial context, see Laan & Spar Bank AS market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (DKK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.02x | Dkr-561.27 Million | Dkr37.37 Billion | ▼ -119.9% |
| 2024 | 0.08x | Dkr2.50 Billion | Dkr33.13 Billion | ▲ +560.0% |
| 2023 | -0.02x | Dkr-498.75 Million | Dkr30.39 Billion | ▼ -118.2% |
| 2022 | 0.09x | Dkr2.49 Billion | Dkr27.60 Billion | ▼ -26.6% |
| 2021 | 0.12x | Dkr3.13 Billion | Dkr25.50 Billion | ▲ +1072.8% |
| 2020 | -0.01x | Dkr-320.22 Million | Dkr25.36 Billion | ▼ -111.3% |
| 2019 | 0.11x | Dkr2.54 Billion | Dkr22.77 Billion | ▲ +38.0% |
| 2018 | 0.08x | Dkr1.61 Billion | Dkr19.95 Billion | ▲ +143.0% |
| 2017 | 0.03x | Dkr593.74 Million | Dkr17.87 Billion | ▲ +333.7% |
| 2016 | 0.01x | Dkr120.71 Million | Dkr15.75 Billion | ▼ -94.1% |
| 2015 | 0.13x | Dkr1.87 Billion | Dkr14.43 Billion | ▲ +1405.6% |
| 2014 | -0.01x | Dkr-125.85 Million | Dkr12.70 Billion | ▼ -116.1% |
| 2013 | 0.06x | Dkr715.66 Million | Dkr11.62 Billion | ▼ -27.6% |
| 2012 | 0.09x | Dkr863.50 Million | Dkr10.15 Billion | ▲ +400.1% |
| 2011 | -0.03x | Dkr-256.90 Million | Dkr9.07 Billion | ▼ -371.7% |
| 2010 | 0.01x | Dkr92.64 Million | Dkr8.88 Billion | ▲ +268.2% |
| 2009 | -0.01x | Dkr-55.68 Million | Dkr8.98 Billion | ▼ -107.3% |
| 2008 | 0.09x | Dkr685.36 Million | Dkr8.04 Billion | ▲ +173.9% |
| 2007 | -0.12x | Dkr-889.16 Million | Dkr7.70 Billion | ▲ +47.0% |
| 2006 | -0.22x | Dkr-1.67 Billion | Dkr7.67 Billion | ▼ -787.0% |
| 2005 | 0.03x | Dkr230.14 Million | Dkr7.26 Billion | ▲ +69.8% |
| 2004 | 0.02x | Dkr129.90 Million | Dkr6.96 Billion | ▲ +122.6% |
| 2003 | 0.01x | Dkr57.25 Million | Dkr6.83 Billion | — |