Laan & Spar Bank AS (LASP) — Defensive Interval Ratio

Latest as of June 2025: 0 days

Laan & Spar Bank AS (LASP) has a Defensive Interval Ratio of 0 days as of June 2025. Defensive assets of Dkr43.79 Million (cash Dkr-, short-term investments Dkr-, receivables Dkr43.79 Million) cover 0 days of daily cash needs of Dkr92.73 Million/day. Check tangible net worth ratio of Laan & Spar Bank AS to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

0 days
Days of operational coverage

Defensive Assets

Dkr43.79 Million
Cash + ST Investments + Receivables

Daily Cash Need

Dkr92.73 Million
Current Liabilities ÷ 365

Current Liabilities

Dkr33.85 Billion
DKK

Laan & Spar Bank AS Defensive Interval Ratio (2004–2024)

This chart shows how Laan & Spar Bank AS's Defensive Interval Ratio has evolved across 21 annual periods from 2004 to 2024. As of June 2025, the ratio stands at 0 days, meaning defensive assets of Dkr43.79 Million can fund 0 days of operations without new revenue. Also explore Laan & Spar Bank AS annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Laan & Spar Bank AS (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for Laan & Spar Bank AS from 2004 to 2024, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LASP market cap overview.

Year DIR (days) Defensive Assets (DKK) Daily Cash Need Cash ST Investments Change (days)
2024 0 days Dkr14.04 Million Dkr86.72 Million/day Dkr- Dkr- ▼ 0 days
2023 0 days Dkr35.63 Million Dkr79.63 Million/day Dkr- Dkr- ▲ +0 days
2022 0 days Dkr32.55 Million Dkr73.16 Million/day Dkr- Dkr- ▼ 0 days
2021 0 days Dkr32.34 Million Dkr67.95 Million/day Dkr- Dkr- ▲ +0 days
2020 0 days Dkr29.05 Million Dkr67.89 Million/day Dkr- Dkr- ▼ 0 days
2019 0 days Dkr26.36 Million Dkr61.02 Million/day Dkr- Dkr- ▼ -28 days
2018 29 days Dkr24.00 Million Dkr834.34K/day Dkr- Dkr- ▲ +22 days
2017 6 days Dkr303.24 Million Dkr48.34 Million/day Dkr- Dkr272.45 Million ▲ +0 days
2016 6 days Dkr253.33 Million Dkr42.48 Million/day Dkr- Dkr224.43 Million ▼ -2 days
2015 8 days Dkr310.56 Million Dkr38.92 Million/day Dkr- Dkr256.94 Million ▼ -53 days
2014 61 days Dkr2.09 Billion Dkr34.16 Million/day Dkr- Dkr2.05 Billion ▲ +9 days
2013 52 days Dkr45.28 Million Dkr871.70K/day Dkr- Dkr- ▲ +52 days
2012 0 days Dkr6.83 Million Dkr27.41 Million/day Dkr- Dkr- ▼ -29 days
2011 29 days Dkr703.76 Million Dkr24.25 Million/day Dkr- Dkr699.96 Million ▼ -16 days
2010 45 days Dkr997.84 Million Dkr22.23 Million/day Dkr- Dkr997.84 Million ▲ +3 days
2009 42 days Dkr947.77 Million Dkr22.45 Million/day Dkr- Dkr947.77 Million ▼ -51 days
2008 93 days Dkr1.99 Billion Dkr21.38 Million/day Dkr- Dkr656.71 Million ▼ 0 days
2007 93 days Dkr1.92 Billion Dkr20.58 Million/day Dkr- Dkr- ▼ -38 days
2006 132 days Dkr2.74 Billion Dkr20.77 Million/day Dkr- Dkr- ▲ +61 days
2005 71 days Dkr1.36 Billion Dkr19.11 Million/day Dkr- Dkr- ▼ -12 days
2004 84 days Dkr1.53 Billion Dkr18.26 Million/day Dkr- Dkr- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)