Laan & Spar Bank AS (LASP) — Net Asset Quality Index
Laan & Spar Bank AS (LASP) has a Net Asset Quality Index of 8.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Dkr40.98 Billion minus total liabilities of Dkr37.37 Billion yields net assets of Dkr3.61 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Laan & Spar Bank AS liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Laan & Spar Bank AS Net Asset Quality Index Over Time (2000–2025)
This chart shows how Laan & Spar Bank AS's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 8.8%, representing net assets of Dkr3.61 Billion against total assets of Dkr40.98 Billion DKK. See working capital position of Laan & Spar Bank AS to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Laan & Spar Bank AS (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Laan & Spar Bank AS from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see LASP company net worth.
| Year | Quality Index | Net Assets (DKK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.8% | Dkr3.61 Billion | Dkr40.98 Billion | Dkr37.37 Billion | ▼ -0.1 pp |
| 2024 | 8.9% | Dkr3.25 Billion | Dkr36.38 Billion | Dkr33.13 Billion | ▲ +0.3 pp |
| 2023 | 8.6% | Dkr2.86 Billion | Dkr33.24 Billion | Dkr30.39 Billion | ▲ +0.5 pp |
| 2022 | 8.1% | Dkr2.42 Billion | Dkr30.02 Billion | Dkr27.60 Billion | ▼ 0.0 pp |
| 2021 | 8.1% | Dkr2.24 Billion | Dkr27.74 Billion | Dkr25.50 Billion | ▲ +0.5 pp |
| 2020 | 7.5% | Dkr2.07 Billion | Dkr27.43 Billion | Dkr25.36 Billion | ▼ -0.2 pp |
| 2019 | 7.8% | Dkr1.92 Billion | Dkr24.69 Billion | Dkr22.77 Billion | ▼ -0.4 pp |
| 2018 | 8.2% | Dkr1.78 Billion | Dkr21.73 Billion | Dkr19.95 Billion | ▲ +1.2 pp |
| 2017 | 7.0% | Dkr1.35 Billion | Dkr19.21 Billion | Dkr17.87 Billion | ▼ 0.0 pp |
| 2016 | 7.0% | Dkr1.19 Billion | Dkr16.95 Billion | Dkr15.75 Billion | ▲ +0.1 pp |
| 2015 | 7.0% | Dkr1.08 Billion | Dkr15.51 Billion | Dkr14.43 Billion | ▼ -0.3 pp |
| 2014 | 7.2% | Dkr992.14 Million | Dkr13.69 Billion | Dkr12.70 Billion | ▼ -0.2 pp |
| 2013 | 7.4% | Dkr929.87 Million | Dkr12.55 Billion | Dkr11.62 Billion | ▼ -0.2 pp |
| 2012 | 7.6% | Dkr837.75 Million | Dkr10.99 Billion | Dkr10.15 Billion | ▼ -0.2 pp |
| 2011 | 7.9% | Dkr773.82 Million | Dkr9.84 Billion | Dkr9.07 Billion | ▲ +0.3 pp |
| 2010 | 7.6% | Dkr730.95 Million | Dkr9.62 Billion | Dkr8.88 Billion | ▲ +0.5 pp |
| 2009 | 7.1% | Dkr685.22 Million | Dkr9.67 Billion | Dkr8.98 Billion | ▼ -0.9 pp |
| 2008 | 8.0% | Dkr695.78 Million | Dkr8.73 Billion | Dkr8.04 Billion | ▼ -0.5 pp |
| 2007 | 8.5% | Dkr713.25 Million | Dkr8.42 Billion | Dkr7.70 Billion | ▲ +0.2 pp |
| 2006 | 8.3% | Dkr693.63 Million | Dkr8.36 Billion | Dkr7.67 Billion | ▼ -0.3 pp |
| 2005 | 8.6% | Dkr681.45 Million | Dkr7.94 Billion | Dkr7.26 Billion | ▼ 0.0 pp |
| 2004 | 8.6% | Dkr653.19 Million | Dkr7.61 Billion | Dkr6.96 Billion | ▲ +0.2 pp |
| 2003 | 8.4% | Dkr627.95 Million | Dkr7.46 Billion | Dkr6.83 Billion | ▲ +0.3 pp |
| 2002 | 8.1% | Dkr604.99 Million | Dkr7.46 Billion | Dkr6.86 Billion | ▼ -0.2 pp |
| 2001 | 8.3% | Dkr588.91 Million | Dkr7.13 Billion | Dkr6.54 Billion | ▲ +0.2 pp |
| 2000 | 8.1% | Dkr559.56 Million | Dkr6.93 Billion | Dkr6.37 Billion | — |