Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Cash Flow Quality Index
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Cash Flow Quality Index of 4.11x as of December 2025. Operating cash flow of Dkr548.67 Million exceeds net income of Dkr133.56 Million, indicating high earnings quality where cash backs reported profits. Explore SPKSJF operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sparekassen Sjaelland-Fyn A/S Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for Sparekassen Sjaelland-Fyn A/S across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SPKSJF cash flow metrics.
Annual Cash Flow Quality Index for Sparekassen Sjaelland-Fyn A/S (2012–2025)
Year-by-year earnings quality comparison for Sparekassen Sjaelland-Fyn A/S.
| Year | Quality Index | Operating CF (DKK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.21x | Dkr-126.72 Million | Dkr611.59 Million | ▼ -104.4% |
| 2024 | 4.74x | Dkr2.95 Billion | Dkr623.12 Million | ▲ +73.8% |
| 2023 | 2.72x | Dkr1.52 Billion | Dkr558.42 Million | ▲ +254.9% |
| 2022 | -1.76x | Dkr-653.95 Million | Dkr371.76 Million | ▲ +37.2% |
| 2021 | -2.80x | Dkr-1.24 Billion | Dkr443.53 Million | ▼ -126.2% |
| 2020 | 10.70x | Dkr2.45 Billion | Dkr228.66 Million | ▲ +144.3% |
| 2019 | 4.38x | Dkr992.72 Million | Dkr226.66 Million | ▲ +275.3% |
| 2018 | -2.50x | Dkr-519.49 Million | Dkr207.93 Million | ▼ -213.5% |
| 2017 | 2.20x | Dkr565.38 Million | Dkr256.83 Million | ▼ -46.8% |
| 2016 | 4.14x | Dkr893.63 Million | Dkr215.84 Million | ▲ +350.2% |
| 2015 | -1.65x | Dkr-239.06 Million | Dkr144.49 Million | ▼ -132.2% |
| 2014 | 5.13x | Dkr946.36 Million | Dkr184.43 Million | ▼ -95.0% |
| 2012 | 102.10x | Dkr2.04 Billion | Dkr20.00 Million | — |