Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Net Asset Quality Index
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Net Asset Quality Index of 14.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Dkr35.25 Billion minus total liabilities of Dkr30.11 Billion yields net assets of Dkr5.14 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read debt load of Sparekassen Sjaelland-Fyn A/S for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Sparekassen Sjaelland-Fyn A/S Net Asset Quality Index Over Time (2005–2025)
This chart shows how Sparekassen Sjaelland-Fyn A/S's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 14.6%, representing net assets of Dkr5.14 Billion against total assets of Dkr35.25 Billion DKK. For live market cap and overall valuation, see market cap of Sparekassen Sjaelland-Fyn A/S.
Annual Net Asset Quality Index for Sparekassen Sjaelland-Fyn A/S (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Sparekassen Sjaelland-Fyn A/S from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Sparekassen Sjaelland-Fyn A/S strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (DKK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 14.6% | Dkr5.14 Billion | Dkr35.25 Billion | Dkr30.11 Billion | ▼ -0.4 pp |
| 2024 | 15.0% | Dkr4.81 Billion | Dkr32.11 Billion | Dkr27.30 Billion | ▲ +1.0 pp |
| 2023 | 14.0% | Dkr4.43 Billion | Dkr31.70 Billion | Dkr27.27 Billion | ▲ +0.0 pp |
| 2022 | 13.9% | Dkr4.13 Billion | Dkr29.63 Billion | Dkr25.50 Billion | ▲ +0.4 pp |
| 2021 | 13.6% | Dkr3.80 Billion | Dkr28.00 Billion | Dkr24.21 Billion | ▲ +1.2 pp |
| 2020 | 12.4% | Dkr3.38 Billion | Dkr27.27 Billion | Dkr23.88 Billion | ▼ -0.4 pp |
| 2019 | 12.8% | Dkr3.24 Billion | Dkr25.36 Billion | Dkr22.12 Billion | ▼ -0.2 pp |
| 2018 | 12.9% | Dkr3.08 Billion | Dkr23.86 Billion | Dkr20.77 Billion | ▼ -0.2 pp |
| 2017 | 13.1% | Dkr2.81 Billion | Dkr21.49 Billion | Dkr18.67 Billion | ▲ +0.1 pp |
| 2016 | 13.0% | Dkr2.59 Billion | Dkr19.86 Billion | Dkr17.27 Billion | ▼ -0.2 pp |
| 2015 | 13.2% | Dkr2.47 Billion | Dkr18.73 Billion | Dkr16.26 Billion | ▲ +1.8 pp |
| 2014 | 11.4% | Dkr2.20 Billion | Dkr19.32 Billion | Dkr17.12 Billion | ▲ +3.8 pp |
| 2013 | 7.6% | Dkr1.53 Billion | Dkr20.10 Billion | Dkr18.57 Billion | ▼ -5.4 pp |
| 2012 | 13.0% | Dkr2.22 Billion | Dkr16.98 Billion | Dkr14.77 Billion | ▲ +1.6 pp |
| 2011 | 11.5% | Dkr2.09 Billion | Dkr18.26 Billion | Dkr16.17 Billion | ▼ -1.7 pp |
| 2010 | 13.2% | Dkr2.03 Billion | Dkr15.38 Billion | Dkr13.35 Billion | ▼ -0.9 pp |
| 2009 | 14.1% | Dkr1.93 Billion | Dkr13.69 Billion | Dkr11.76 Billion | ▼ -0.3 pp |
| 2008 | 14.4% | Dkr1.87 Billion | Dkr12.98 Billion | Dkr11.11 Billion | ▼ -0.9 pp |
| 2007 | 15.3% | Dkr1.70 Billion | Dkr11.14 Billion | Dkr9.44 Billion | ▼ -0.6 pp |
| 2006 | 15.9% | Dkr1.44 Billion | Dkr9.05 Billion | Dkr7.61 Billion | ▼ -1.2 pp |
| 2005 | 17.0% | Dkr1.14 Billion | Dkr6.71 Billion | Dkr5.57 Billion | — |