Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Cash Flow-to-Debt Ratio
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of Dkr548.67 Million could theoretically repay 0% of its total liabilities (Dkr30.11 Billion) in one year. See cash generation quality of Sparekassen Sjaelland-Fyn A/S to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sparekassen Sjaelland-Fyn A/S Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Sparekassen Sjaelland-Fyn A/S across 14 annual periods. Also explore how fast is Sparekassen Sjaelland-Fyn A/S growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Sparekassen Sjaelland-Fyn A/S (2012–2025)
Year-by-year debt coverage analysis for Sparekassen Sjaelland-Fyn A/S. For market capitalisation and broader financial context, see Sparekassen Sjaelland-Fyn A/S stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (DKK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | Dkr-126.72 Million | Dkr30.11 Billion | ▼ -103.9% |
| 2024 | 0.11x | Dkr2.95 Billion | Dkr27.30 Billion | ▲ +93.8% |
| 2023 | 0.06x | Dkr1.52 Billion | Dkr27.27 Billion | ▲ +317.6% |
| 2022 | -0.03x | Dkr-653.95 Million | Dkr25.50 Billion | ▲ +50.0% |
| 2021 | -0.05x | Dkr-1.24 Billion | Dkr24.21 Billion | ▼ -150.1% |
| 2020 | 0.10x | Dkr2.45 Billion | Dkr23.88 Billion | ▲ +128.3% |
| 2019 | 0.04x | Dkr992.72 Million | Dkr22.12 Billion | ▲ +279.5% |
| 2018 | -0.03x | Dkr-519.49 Million | Dkr20.77 Billion | ▼ -182.6% |
| 2017 | 0.03x | Dkr565.38 Million | Dkr18.67 Billion | ▼ -41.5% |
| 2016 | 0.05x | Dkr893.63 Million | Dkr17.27 Billion | ▲ +452.0% |
| 2015 | -0.01x | Dkr-239.06 Million | Dkr16.26 Billion | ▼ -126.6% |
| 2014 | 0.06x | Dkr946.36 Million | Dkr17.12 Billion | ▲ +297.0% |
| 2013 | -0.03x | Dkr-521.00 Million | Dkr18.57 Billion | ▼ -120.3% |
| 2012 | 0.14x | Dkr2.04 Billion | Dkr14.77 Billion | — |