Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Financial Flexibility Index
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Dkr623.16 Million (operating CF Dkr548.67 Million minus capex Dkr74.49 Million) represents 0% of total liabilities (Dkr30.11 Billion). Check Sparekassen Sjaelland-Fyn A/S PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparekassen Sjaelland-Fyn A/S Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Sparekassen Sjaelland-Fyn A/S across 14 annual periods. See SPKSJF current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Sparekassen Sjaelland-Fyn A/S (2012–2025)
Year-by-year free cash flow to debt coverage for Sparekassen Sjaelland-Fyn A/S. For the full company profile including market capitalisation, see Sparekassen Sjaelland-Fyn A/S market capitalisation.
| Year | Flexibility Index | Free Cash Flow (DKK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Dkr246.71 Million | Dkr-126.72 Million | Dkr30.11 Billion | ▼ -92.7% |
| 2024 | 0.11x | Dkr3.08 Billion | Dkr2.95 Billion | Dkr27.30 Billion | ▲ +88.9% |
| 2023 | 0.06x | Dkr1.63 Billion | Dkr1.52 Billion | Dkr27.27 Billion | ▲ +403.9% |
| 2022 | -0.02x | Dkr-501.85 Million | Dkr-653.95 Million | Dkr25.50 Billion | ▲ +56.3% |
| 2021 | -0.05x | Dkr-1.09 Billion | Dkr-1.24 Billion | Dkr24.21 Billion | ▼ -142.2% |
| 2020 | 0.11x | Dkr2.55 Billion | Dkr2.45 Billion | Dkr23.88 Billion | ▲ +114.4% |
| 2019 | 0.05x | Dkr1.10 Billion | Dkr992.72 Million | Dkr22.12 Billion | ▲ +361.3% |
| 2018 | -0.02x | Dkr-396.23 Million | Dkr-519.49 Million | Dkr20.77 Billion | ▼ -154.6% |
| 2017 | 0.03x | Dkr652.12 Million | Dkr565.38 Million | Dkr18.67 Billion | ▼ -37.2% |
| 2016 | 0.06x | Dkr959.83 Million | Dkr893.63 Million | Dkr17.27 Billion | ▲ +668.0% |
| 2015 | 0.01x | Dkr117.67 Million | Dkr-239.06 Million | Dkr16.26 Billion | ▼ -87.3% |
| 2014 | 0.06x | Dkr974.80 Million | Dkr946.36 Million | Dkr17.12 Billion | ▲ +314.1% |
| 2013 | -0.03x | Dkr-493.89 Million | Dkr-521.00 Million | Dkr18.57 Billion | ▼ -119.2% |
| 2012 | 0.14x | Dkr2.04 Billion | Dkr2.04 Billion | Dkr14.77 Billion | — |