Sparekassen Sjaelland-Fyn A/S Financial Flexibility Index
Sparekassen Sjaelland-Fyn A/S financial flexibility index. Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Dkr623.16 Million (operating CF Dkr548.67 Million minus capex Dkr74.49 Million) represents 0% of total liabilities (Dkr30.11 Billion). See Sparekassen Sjaelland-Fyn A/S free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Sparekassen Sjaelland-Fyn A/S (2012–2025)
Financial flexibility index of Sparekassen Sjaelland-Fyn A/S from 2012 to 2025. Historical Financial Flexibility Index trend for Sparekassen Sjaelland-Fyn A/S across 14 annual periods. Check Sparekassen Sjaelland-Fyn A/S cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Sparekassen Sjaelland-Fyn A/S Financial Flexibility Index by Year (2012–2025)
Sparekassen Sjaelland-Fyn A/S financial flexibility index by year from 2012 to 2025. Year-by-year free cash flow to debt coverage for Sparekassen Sjaelland-Fyn A/S. For the full cash flow conversion analysis, see SPKSJF cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (DKK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Dkr246.71 Million | Dkr-126.72 Million | Dkr30.11 Billion | ▼ -92.7% |
| 2024 | 0.11x | Dkr3.08 Billion | Dkr2.95 Billion | Dkr27.30 Billion | ▲ +88.9% |
| 2023 | 0.06x | Dkr1.63 Billion | Dkr1.52 Billion | Dkr27.27 Billion | ▲ +403.9% |
| 2022 | -0.02x | Dkr-501.85 Million | Dkr-653.95 Million | Dkr25.50 Billion | ▲ +56.3% |
| 2021 | -0.05x | Dkr-1.09 Billion | Dkr-1.24 Billion | Dkr24.21 Billion | ▼ -142.2% |
| 2020 | 0.11x | Dkr2.55 Billion | Dkr2.45 Billion | Dkr23.88 Billion | ▲ +114.4% |
| 2019 | 0.05x | Dkr1.10 Billion | Dkr992.72 Million | Dkr22.12 Billion | ▲ +361.3% |
| 2018 | -0.02x | Dkr-396.23 Million | Dkr-519.49 Million | Dkr20.77 Billion | ▼ -154.6% |
| 2017 | 0.03x | Dkr652.12 Million | Dkr565.38 Million | Dkr18.67 Billion | ▼ -37.2% |
| 2016 | 0.06x | Dkr959.83 Million | Dkr893.63 Million | Dkr17.27 Billion | ▲ +668.0% |
| 2015 | 0.01x | Dkr117.67 Million | Dkr-239.06 Million | Dkr16.26 Billion | ▼ -87.3% |
| 2014 | 0.06x | Dkr974.80 Million | Dkr946.36 Million | Dkr17.12 Billion | ▲ +314.1% |
| 2013 | -0.03x | Dkr-493.89 Million | Dkr-521.00 Million | Dkr18.57 Billion | ▼ -119.2% |
| 2012 | 0.14x | Dkr2.04 Billion | Dkr2.04 Billion | Dkr14.77 Billion | — |