Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Financial Flexibility Index
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Dkr623.16 Million (operating CF Dkr548.67 Million minus capex Dkr74.49 Million) represents 0% of total liabilities (Dkr30.11 Billion). Check SPKSJF cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparekassen Sjaelland-Fyn A/S Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Sparekassen Sjaelland-Fyn A/S across 14 annual periods. For the full cash flow conversion analysis, see Sparekassen Sjaelland-Fyn A/S operating cash flow efficiency.
Annual Financial Flexibility Index for Sparekassen Sjaelland-Fyn A/S (2012–2025)
Year-by-year free cash flow to debt coverage for Sparekassen Sjaelland-Fyn A/S. Explore SPKSJF cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (DKK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Dkr246.71 Million | Dkr-126.72 Million | Dkr30.11 Billion | ▼ -92.7% |
| 2024 | 0.11x | Dkr3.08 Billion | Dkr2.95 Billion | Dkr27.30 Billion | ▲ +88.9% |
| 2023 | 0.06x | Dkr1.63 Billion | Dkr1.52 Billion | Dkr27.27 Billion | ▲ +403.9% |
| 2022 | -0.02x | Dkr-501.85 Million | Dkr-653.95 Million | Dkr25.50 Billion | ▲ +56.3% |
| 2021 | -0.05x | Dkr-1.09 Billion | Dkr-1.24 Billion | Dkr24.21 Billion | ▼ -142.2% |
| 2020 | 0.11x | Dkr2.55 Billion | Dkr2.45 Billion | Dkr23.88 Billion | ▲ +114.4% |
| 2019 | 0.05x | Dkr1.10 Billion | Dkr992.72 Million | Dkr22.12 Billion | ▲ +361.3% |
| 2018 | -0.02x | Dkr-396.23 Million | Dkr-519.49 Million | Dkr20.77 Billion | ▼ -154.6% |
| 2017 | 0.03x | Dkr652.12 Million | Dkr565.38 Million | Dkr18.67 Billion | ▼ -37.2% |
| 2016 | 0.06x | Dkr959.83 Million | Dkr893.63 Million | Dkr17.27 Billion | ▲ +668.0% |
| 2015 | 0.01x | Dkr117.67 Million | Dkr-239.06 Million | Dkr16.26 Billion | ▼ -87.3% |
| 2014 | 0.06x | Dkr974.80 Million | Dkr946.36 Million | Dkr17.12 Billion | ▲ +314.1% |
| 2013 | -0.03x | Dkr-493.89 Million | Dkr-521.00 Million | Dkr18.57 Billion | ▼ -119.2% |
| 2012 | 0.14x | Dkr2.04 Billion | Dkr2.04 Billion | Dkr14.77 Billion | — |