Sparekassen Sjaelland-Fyn A/S (SPKSJF) — Defensive Interval Ratio

Latest as of December 2025: 0 days

Sparekassen Sjaelland-Fyn A/S (SPKSJF) has a Defensive Interval Ratio of 0 days as of December 2025. Defensive assets of Dkr8.67 Million (cash Dkr-, short-term investments Dkr-, receivables Dkr8.67 Million) cover 0 days of daily cash needs of Dkr73.57 Million/day.

Defensive Interval Ratio

0 days
Days of operational coverage

Defensive Assets

Dkr8.67 Million
Cash + ST Investments + Receivables

Daily Cash Need

Dkr73.57 Million
Current Liabilities ÷ 365

Current Liabilities

Dkr26.85 Billion
DKK

Sparekassen Sjaelland-Fyn A/S Defensive Interval Ratio (2011–2025)

This chart shows how Sparekassen Sjaelland-Fyn A/S's Defensive Interval Ratio has evolved across 15 annual periods from 2011 to 2025. As of December 2025, the ratio stands at 0 days, meaning defensive assets of Dkr8.67 Million can fund 0 days of operations without new revenue. For the complete balance sheet picture, see SPKSJF current and non-current assets.

Annual Defensive Interval Ratio for Sparekassen Sjaelland-Fyn A/S (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for Sparekassen Sjaelland-Fyn A/S from 2011 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Sparekassen Sjaelland-Fyn A/S short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (DKK) Daily Cash Need Cash ST Investments Change (days)
2025 0 days Dkr8.67 Million Dkr73.57 Million/day Dkr- Dkr- ▼ -4 days
2024 4 days Dkr259.46 Million Dkr66.83 Million/day Dkr- Dkr- ▲ +29 days
2023 -25 days Dkr-1.59 Billion Dkr64.37 Million/day Dkr- Dkr-1.83 Billion ▼ -29 days
2022 4 days Dkr255.06 Million Dkr62.09 Million/day Dkr- Dkr- ▲ +1 days
2021 3 days Dkr198.65 Million Dkr60.79 Million/day Dkr- Dkr- ▲ +2 days
2020 2 days Dkr103.19 Million Dkr60.53 Million/day Dkr- Dkr- ▼ 0 days
2019 2 days Dkr120.76 Million Dkr56.13 Million/day Dkr- Dkr- ▼ 0 days
2018 2 days Dkr126.13 Million Dkr53.56 Million/day Dkr- Dkr- ▲ +0 days
2017 2 days Dkr91.75 Million Dkr47.96 Million/day Dkr- Dkr- ▲ +1 days
2016 1 days Dkr56.29 Million Dkr44.00 Million/day Dkr- Dkr- ▼ 0 days
2015 2 days Dkr66.63 Million Dkr41.20 Million/day Dkr- Dkr- ▲ +0 days
2014 2 days Dkr67.01 Million Dkr43.13 Million/day Dkr- Dkr- ▼ -10 days
2013 12 days Dkr525.25 Million Dkr45.27 Million/day Dkr- Dkr508.25 Million ▲ +2 days
2012 10 days Dkr342.48 Million Dkr35.54 Million/day Dkr- Dkr336.48 Million ▼ -8 days
2011 17 days Dkr388.43 Million Dkr22.56 Million/day Dkr- Dkr388.43 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)