Bank Tabungan Negara Persero (BBTN) — Cash Flow Quality Index
Bank Tabungan Negara Persero (BBTN) has a Cash Flow Quality Index of -8.17x as of June 2026. Operating cash flow of Rp-10.57 Trillion is below net income of Rp1.29 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore BBTN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Tabungan Negara Persero Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Tabungan Negara Persero across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bank Tabungan Negara Persero cash flow conversion.
Annual Cash Flow Quality Index for Bank Tabungan Negara Persero (2005–2025)
Year-by-year earnings quality comparison for Bank Tabungan Negara Persero.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.72x | Rp9.54 Trillion | Rp3.50 Trillion | ▲ +193.6% |
| 2024 | -2.91x | Rp-8.76 Trillion | Rp3.01 Trillion | ▼ -253.6% |
| 2023 | 1.89x | Rp6.63 Trillion | Rp3.50 Trillion | ▲ +356.1% |
| 2022 | 0.42x | Rp1.27 Trillion | Rp3.05 Trillion | ▼ -89.7% |
| 2021 | 4.02x | Rp9.55 Trillion | Rp2.38 Trillion | ▼ -75.8% |
| 2020 | 16.64x | Rp26.66 Trillion | Rp1.60 Trillion | ▲ +123.5% |
| 2019 | -70.86x | Rp-14.83 Trillion | Rp209.26 Billion | ▼ -8154.5% |
| 2018 | -0.86x | Rp-2.41 Trillion | Rp2.81 Trillion | ▼ -967.2% |
| 2017 | 0.10x | Rp299.69 Billion | Rp3.03 Trillion | ▼ -97.4% |
| 2016 | 3.74x | Rp9.78 Trillion | Rp2.62 Trillion | ▲ +304.9% |
| 2015 | 0.92x | Rp1.71 Trillion | Rp1.85 Trillion | ▲ +150.2% |
| 2014 | -1.84x | Rp-2.05 Trillion | Rp1.12 Trillion | ▼ -116.2% |
| 2013 | -0.85x | Rp-1.33 Trillion | Rp1.56 Trillion | ▼ -162.8% |
| 2012 | 1.35x | Rp1.84 Trillion | Rp1.36 Trillion | ▼ -68.8% |
| 2011 | 4.34x | Rp4.85 Trillion | Rp1.12 Trillion | ▲ +240.3% |
| 2010 | -3.09x | Rp-2.83 Trillion | Rp915.94 Billion | ▼ -204.0% |
| 2009 | 2.97x | Rp1.46 Trillion | Rp490.45 Billion | ▲ +863.4% |
| 2008 | -0.39x | Rp-167.74 Billion | Rp430.47 Billion | ▼ -163.1% |
| 2007 | 0.62x | Rp248.40 Billion | Rp402.02 Billion | ▲ +141.7% |
| 2006 | -1.48x | Rp-540.37 Billion | Rp364.67 Billion | ▼ -744.7% |
| 2005 | 0.23x | Rp100.37 Billion | Rp436.70 Billion | — |