Bank Tabungan Negara Persero (BBTN) — Cash Flow Quality Index
Bank Tabungan Negara Persero (BBTN) has a Cash Flow Quality Index of -3.39x as of March 2026. Operating cash flow of Rp-3.76 Trillion is below net income of Rp1.11 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore BBTN operating cash flow to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Tabungan Negara Persero Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Tabungan Negara Persero across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Bank Tabungan Negara Persero to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank Tabungan Negara Persero (2005–2025)
Year-by-year earnings quality comparison for Bank Tabungan Negara Persero. For live market cap and the full company financial profile, see BBTN stock market capitalisation.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.72x | Rp9.54 Trillion | Rp3.50 Trillion | ▲ +193.6% |
| 2024 | -2.91x | Rp-8.76 Trillion | Rp3.01 Trillion | ▼ -253.6% |
| 2023 | 1.89x | Rp6.63 Trillion | Rp3.50 Trillion | ▲ +356.1% |
| 2022 | 0.42x | Rp1.27 Trillion | Rp3.05 Trillion | ▼ -89.7% |
| 2021 | 4.02x | Rp9.55 Trillion | Rp2.38 Trillion | ▼ -75.8% |
| 2020 | 16.64x | Rp26.66 Trillion | Rp1.60 Trillion | ▲ +123.5% |
| 2019 | -70.86x | Rp-14.83 Trillion | Rp209.26 Billion | ▼ -8154.5% |
| 2018 | -0.86x | Rp-2.41 Trillion | Rp2.81 Trillion | ▼ -967.2% |
| 2017 | 0.10x | Rp299.69 Billion | Rp3.03 Trillion | ▼ -97.4% |
| 2016 | 3.74x | Rp9.78 Trillion | Rp2.62 Trillion | ▲ +304.9% |
| 2015 | 0.92x | Rp1.71 Trillion | Rp1.85 Trillion | ▲ +150.2% |
| 2014 | -1.84x | Rp-2.05 Trillion | Rp1.12 Trillion | ▼ -116.2% |
| 2013 | -0.85x | Rp-1.33 Trillion | Rp1.56 Trillion | ▼ -162.8% |
| 2012 | 1.35x | Rp1.84 Trillion | Rp1.36 Trillion | ▼ -68.8% |
| 2011 | 4.34x | Rp4.85 Trillion | Rp1.12 Trillion | ▲ +240.3% |
| 2010 | -3.09x | Rp-2.83 Trillion | Rp915.94 Billion | ▼ -204.0% |
| 2009 | 2.97x | Rp1.46 Trillion | Rp490.45 Billion | ▲ +863.4% |
| 2008 | -0.39x | Rp-167.74 Billion | Rp430.47 Billion | ▼ -163.1% |
| 2007 | 0.62x | Rp248.40 Billion | Rp402.02 Billion | ▲ +141.7% |
| 2006 | -1.48x | Rp-540.37 Billion | Rp364.67 Billion | ▼ -744.7% |
| 2005 | 0.23x | Rp100.37 Billion | Rp436.70 Billion | — |