Bank Tabungan Negara Persero (BBTN) — Cash Flow-to-Debt Ratio
Bank Tabungan Negara Persero (BBTN) has a Cash Flow-to-Debt Ratio of -0.02x as of June 2026, meaning its operating cash flow of Rp-10.57 Trillion could theoretically repay 0% of its total liabilities (Rp507.60 Trillion) in one year. See financial agility of Bank Tabungan Negara Persero to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Tabungan Negara Persero Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Bank Tabungan Negara Persero across 21 annual periods. For the full cash flow conversion analysis, see BBTN operating cash flow.
Annual Cash Flow-to-Debt Ratio for Bank Tabungan Negara Persero (2005–2025)
Year-by-year debt coverage analysis for Bank Tabungan Negara Persero. Check cash flow quality index of Bank Tabungan Negara Persero to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | Rp9.54 Trillion | Rp491.58 Trillion | ▲ +196.9% |
| 2024 | -0.02x | Rp-8.76 Trillion | Rp437.04 Trillion | ▼ -223.3% |
| 2023 | 0.02x | Rp6.63 Trillion | Rp408.27 Trillion | ▲ +383.3% |
| 2022 | 0.00x | Rp1.27 Trillion | Rp376.24 Trillion | ▼ -87.7% |
| 2021 | 0.03x | Rp9.55 Trillion | Rp350.46 Trillion | ▼ -65.1% |
| 2020 | 0.08x | Rp26.66 Trillion | Rp341.22 Trillion | ▲ +251.7% |
| 2019 | -0.05x | Rp-14.83 Trillion | Rp287.94 Trillion | ▼ -503.8% |
| 2018 | -0.01x | Rp-2.41 Trillion | Rp282.60 Trillion | ▼ -782.2% |
| 2017 | 0.00x | Rp299.69 Billion | Rp239.70 Trillion | ▼ -97.5% |
| 2016 | 0.05x | Rp9.78 Trillion | Rp195.04 Trillion | ▲ +364.0% |
| 2015 | 0.01x | Rp1.71 Trillion | Rp157.95 Trillion | ▲ +169.8% |
| 2014 | -0.02x | Rp-2.05 Trillion | Rp132.37 Trillion | ▼ -39.5% |
| 2013 | -0.01x | Rp-1.33 Trillion | Rp119.61 Trillion | ▼ -161.0% |
| 2012 | 0.02x | Rp1.84 Trillion | Rp101.47 Trillion | ▼ -69.4% |
| 2011 | 0.06x | Rp4.85 Trillion | Rp81.80 Trillion | ▲ +229.7% |
| 2010 | -0.05x | Rp-2.83 Trillion | Rp61.94 Trillion | ▼ -266.3% |
| 2009 | 0.03x | Rp1.46 Trillion | Rp53.05 Trillion | ▲ +787.1% |
| 2008 | 0.00x | Rp-167.74 Billion | Rp41.91 Trillion | ▼ -154.6% |
| 2007 | 0.01x | Rp248.40 Billion | Rp33.91 Trillion | ▲ +141.8% |
| 2006 | -0.02x | Rp-540.37 Billion | Rp30.82 Trillion | ▼ -582.3% |
| 2005 | 0.00x | Rp100.37 Billion | Rp27.60 Trillion | — |