Bank Tabungan Negara Persero (BBTN) — Tangible Net Worth Ratio
Bank Tabungan Negara Persero (BBTN) has a Tangible Net Worth Ratio of 98.0% as of June 2026. This metric is calculated by deducting intangible assets (Rp764.44 Billion) from net assets (Rp37.56 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Bank Tabungan Negara Persero equity growth rate to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Tabungan Negara Persero Tangible Net Worth Ratio (2001–2025)
This chart shows how Bank Tabungan Negara Persero's Tangible Net Worth Ratio has changed across 25 annual periods from 2001 to 2025. As of June 2026, the ratio stands at 98.0%, reflecting net assets of Rp37.56 Trillion with intangible assets of Rp764.44 Billion IDR. For live market cap and overall valuation, see BBTN market cap overview.
Annual Tangible Net Worth Ratio for Bank Tabungan Negara Persero (2001–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Tabungan Negara Persero from 2001 to 2025, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Bank Tabungan Negara Persero (BBTN) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (IDR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.0% | Rp36.21 Trillion | Rp725.56 Billion | Rp527.79 Trillion | ▼ -1.6 pp |
| 2024 | 99.6% | Rp32.57 Trillion | Rp122.01 Billion | Rp469.61 Trillion | ▼ -0.4 pp |
| 2023 | 100.0% | Rp30.48 Trillion | Rp0.00 | Rp438.75 Trillion | ▲ +0.0 pp |
| 2022 | 100.0% | Rp25.91 Trillion | Rp0.00 | Rp402.15 Trillion | ▲ +0.0 pp |
| 2021 | 100.0% | Rp21.41 Trillion | Rp0.00 | Rp371.87 Trillion | ▲ +0.0 pp |
| 2020 | 100.0% | Rp19.99 Trillion | Rp0.00 | Rp361.21 Trillion | ▲ +0.0 pp |
| 2019 | 100.0% | Rp23.84 Trillion | Rp0.00 | Rp311.78 Trillion | ▲ +0.0 pp |
| 2018 | 100.0% | Rp23.84 Trillion | Rp0.00 | Rp306.44 Trillion | ▲ +0.0 pp |
| 2017 | 100.0% | Rp21.66 Trillion | Rp0.00 | Rp261.37 Trillion | ▲ +0.0 pp |
| 2016 | 100.0% | Rp19.13 Trillion | Rp0.00 | Rp214.17 Trillion | ▲ +15.8 pp |
| 2015 | 84.2% | Rp13.86 Trillion | Rp2.19 Trillion | Rp171.81 Trillion | ▼ -15.8 pp |
| 2014 | 100.0% | Rp12.21 Trillion | Rp0.00 | Rp144.58 Trillion | ▲ +0.0 pp |
| 2013 | 100.0% | Rp11.56 Trillion | Rp0.00 | Rp131.17 Trillion | ▲ +0.0 pp |
| 2012 | 100.0% | Rp10.28 Trillion | Rp0.00 | Rp111.75 Trillion | ▲ +0.0 pp |
| 2011 | 100.0% | Rp7.32 Trillion | Rp0.00 | Rp89.12 Trillion | ▲ +0.0 pp |
| 2010 | 100.0% | Rp6.45 Trillion | Rp0.00 | Rp68.39 Trillion | ▲ +0.0 pp |
| 2009 | 100.0% | Rp5.39 Trillion | Rp0.00 | Rp58.45 Trillion | ▲ +0.0 pp |
| 2008 | 100.0% | Rp3.08 Trillion | Rp0.00 | Rp44.99 Trillion | ▲ +0.0 pp |
| 2007 | 100.0% | Rp2.79 Trillion | Rp0.00 | Rp36.69 Trillion | ▲ +0.0 pp |
| 2006 | 100.0% | Rp1.76 Trillion | Rp0.00 | Rp32.58 Trillion | ▲ +0.0 pp |
| 2005 | 100.0% | Rp1.48 Trillion | Rp0.00 | Rp29.08 Trillion | ▲ +0.0 pp |
| 2004 | 100.0% | Rp1.21 Trillion | Rp0.00 | Rp26.74 Trillion | ▲ +0.0 pp |
| 2003 | 100.0% | Rp903.37 Billion | Rp0.00 | Rp26.81 Trillion | ▲ +0.0 pp |
| 2002 | 100.0% | Rp893.68 Billion | Rp0.00 | Rp27.07 Trillion | ▲ +0.0 pp |
| 2001 | 100.0% | Rp830.46 Billion | Rp0.00 | Rp26.51 Trillion | — |