Bank Tabungan Negara Persero (BBTN) — Financial Flexibility Index
Bank Tabungan Negara Persero (BBTN) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of Rp-3.58 Trillion (operating CF Rp-3.76 Trillion minus capex Rp176.76 Billion) represents 0% of total liabilities (Rp480.77 Trillion). Also explore BBTN shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Tabungan Negara Persero Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bank Tabungan Negara Persero across 21 annual periods. Check BBTN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bank Tabungan Negara Persero (2005–2025)
Year-by-year free cash flow to debt coverage for Bank Tabungan Negara Persero. For the full company profile including market capitalisation, see BBTN stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp11.41 Trillion | Rp9.54 Trillion | Rp491.58 Trillion | ▲ +242.5% |
| 2024 | -0.02x | Rp-7.12 Trillion | Rp-8.76 Trillion | Rp437.04 Trillion | ▼ -174.3% |
| 2023 | 0.02x | Rp8.95 Trillion | Rp6.63 Trillion | Rp408.27 Trillion | ▲ +257.3% |
| 2022 | 0.01x | Rp2.31 Trillion | Rp1.27 Trillion | Rp376.24 Trillion | ▼ -78.4% |
| 2021 | 0.03x | Rp9.97 Trillion | Rp9.55 Trillion | Rp350.46 Trillion | ▼ -64.7% |
| 2020 | 0.08x | Rp27.46 Trillion | Rp26.66 Trillion | Rp341.22 Trillion | ▲ +260.2% |
| 2019 | -0.05x | Rp-14.46 Trillion | Rp-14.83 Trillion | Rp287.94 Trillion | ▼ -653.5% |
| 2018 | -0.01x | Rp-1.88 Trillion | Rp-2.41 Trillion | Rp282.60 Trillion | ▼ -329.4% |
| 2017 | 0.00x | Rp696.40 Billion | Rp299.69 Billion | Rp239.70 Trillion | ▼ -94.4% |
| 2016 | 0.05x | Rp10.07 Trillion | Rp9.78 Trillion | Rp195.04 Trillion | ▲ +313.9% |
| 2015 | 0.01x | Rp1.97 Trillion | Rp1.71 Trillion | Rp157.95 Trillion | ▲ +188.9% |
| 2014 | -0.01x | Rp-1.86 Trillion | Rp-2.05 Trillion | Rp132.37 Trillion | ▼ -51.5% |
| 2013 | -0.01x | Rp-1.11 Trillion | Rp-1.33 Trillion | Rp119.61 Trillion | ▼ -142.8% |
| 2012 | 0.02x | Rp2.20 Trillion | Rp1.84 Trillion | Rp101.47 Trillion | ▼ -65.6% |
| 2011 | 0.06x | Rp5.15 Trillion | Rp4.85 Trillion | Rp81.80 Trillion | ▲ +256.2% |
| 2010 | -0.04x | Rp-2.50 Trillion | Rp-2.83 Trillion | Rp61.94 Trillion | ▼ -218.4% |
| 2009 | 0.03x | Rp1.81 Trillion | Rp1.46 Trillion | Rp53.05 Trillion | ▲ +4394.4% |
| 2008 | 0.00x | Rp-33.23 Billion | Rp-167.74 Billion | Rp41.91 Trillion | ▼ -108.9% |
| 2007 | 0.01x | Rp303.07 Billion | Rp248.40 Billion | Rp33.91 Trillion | ▲ +158.2% |
| 2006 | -0.02x | Rp-473.44 Billion | Rp-540.37 Billion | Rp30.82 Trillion | ▼ -358.0% |
| 2005 | 0.01x | Rp164.38 Billion | Rp100.37 Billion | Rp27.60 Trillion | — |