Bank Tabungan Negara Persero (BBTN) — Financial Flexibility Index
Bank Tabungan Negara Persero (BBTN) has a Financial Flexibility Index of -0.02x as of June 2026. Free cash flow of Rp-10.29 Trillion (operating CF Rp-10.57 Trillion minus capex Rp281.26 Billion) represents 0% of total liabilities (Rp507.60 Trillion). Check Bank Tabungan Negara Persero (BBTN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Tabungan Negara Persero Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bank Tabungan Negara Persero across 21 annual periods. For the full cash flow conversion analysis, see Bank Tabungan Negara Persero (BBTN) cash conversion ratio.
Annual Financial Flexibility Index for Bank Tabungan Negara Persero (2005–2025)
Year-by-year free cash flow to debt coverage for Bank Tabungan Negara Persero. Explore cash flow to debt ratio of Bank Tabungan Negara Persero to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp11.41 Trillion | Rp9.54 Trillion | Rp491.58 Trillion | ▲ +242.5% |
| 2024 | -0.02x | Rp-7.12 Trillion | Rp-8.76 Trillion | Rp437.04 Trillion | ▼ -174.3% |
| 2023 | 0.02x | Rp8.95 Trillion | Rp6.63 Trillion | Rp408.27 Trillion | ▲ +257.3% |
| 2022 | 0.01x | Rp2.31 Trillion | Rp1.27 Trillion | Rp376.24 Trillion | ▼ -78.4% |
| 2021 | 0.03x | Rp9.97 Trillion | Rp9.55 Trillion | Rp350.46 Trillion | ▼ -64.7% |
| 2020 | 0.08x | Rp27.46 Trillion | Rp26.66 Trillion | Rp341.22 Trillion | ▲ +260.2% |
| 2019 | -0.05x | Rp-14.46 Trillion | Rp-14.83 Trillion | Rp287.94 Trillion | ▼ -653.5% |
| 2018 | -0.01x | Rp-1.88 Trillion | Rp-2.41 Trillion | Rp282.60 Trillion | ▼ -329.4% |
| 2017 | 0.00x | Rp696.40 Billion | Rp299.69 Billion | Rp239.70 Trillion | ▼ -94.4% |
| 2016 | 0.05x | Rp10.07 Trillion | Rp9.78 Trillion | Rp195.04 Trillion | ▲ +313.9% |
| 2015 | 0.01x | Rp1.97 Trillion | Rp1.71 Trillion | Rp157.95 Trillion | ▲ +188.9% |
| 2014 | -0.01x | Rp-1.86 Trillion | Rp-2.05 Trillion | Rp132.37 Trillion | ▼ -51.5% |
| 2013 | -0.01x | Rp-1.11 Trillion | Rp-1.33 Trillion | Rp119.61 Trillion | ▼ -142.8% |
| 2012 | 0.02x | Rp2.20 Trillion | Rp1.84 Trillion | Rp101.47 Trillion | ▼ -65.6% |
| 2011 | 0.06x | Rp5.15 Trillion | Rp4.85 Trillion | Rp81.80 Trillion | ▲ +256.2% |
| 2010 | -0.04x | Rp-2.50 Trillion | Rp-2.83 Trillion | Rp61.94 Trillion | ▼ -218.4% |
| 2009 | 0.03x | Rp1.81 Trillion | Rp1.46 Trillion | Rp53.05 Trillion | ▲ +4394.4% |
| 2008 | 0.00x | Rp-33.23 Billion | Rp-167.74 Billion | Rp41.91 Trillion | ▼ -108.9% |
| 2007 | 0.01x | Rp303.07 Billion | Rp248.40 Billion | Rp33.91 Trillion | ▲ +158.2% |
| 2006 | -0.02x | Rp-473.44 Billion | Rp-540.37 Billion | Rp30.82 Trillion | ▼ -358.0% |
| 2005 | 0.01x | Rp164.38 Billion | Rp100.37 Billion | Rp27.60 Trillion | — |