Bank Tabungan Negara Persero (BBTN) — Defensive Interval Ratio

Latest as of March 2026: 330 days

Bank Tabungan Negara Persero (BBTN) has a Defensive Interval Ratio of 330 days as of March 2026. Defensive assets of Rp12.46 Trillion (cash Rp-, short-term investments Rp-, receivables Rp12.46 Trillion) cover 330 days of daily cash needs of Rp37.76 Billion/day. See working capital position of Bank Tabungan Negara Persero to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

330 days
Days of operational coverage

Defensive Assets

Rp12.46 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp37.76 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp13.78 Trillion
IDR

Bank Tabungan Negara Persero Defensive Interval Ratio (2005–2024)

This chart shows how Bank Tabungan Negara Persero's Defensive Interval Ratio has evolved across 18 annual periods from 2005 to 2024. As of March 2026, the ratio stands at 330 days, meaning defensive assets of Rp12.46 Trillion can fund 330 days of operations without new revenue. See BBTN equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Tabungan Negara Persero (2005–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Tabungan Negara Persero from 2005 to 2024, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BBTN market cap overview.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 13 days Rp13.40 Trillion Rp1.05 Trillion/day Rp- Rp- ▼ -13 days
2023 26 days Rp13.43 Trillion Rp514.55 Billion/day Rp- Rp- ▼ -6843 days
2022 6869 days Rp11.89 Trillion Rp1.73 Billion/day Rp- Rp- ▼ -455 days
2021 7325 days Rp10.09 Trillion Rp1.38 Billion/day Rp- Rp- ▲ +3686 days
2020 3639 days Rp7.36 Trillion Rp2.02 Billion/day Rp- Rp- ▲ +0 days
2019 3639 days Rp6.36 Trillion Rp1.75 Billion/day Rp- Rp2.23 Trillion ▲ +1235 days
2018 2404 days Rp4.16 Trillion Rp1.73 Billion/day Rp- Rp100.00 Billion ▼ -9324 days
2017 11727 days Rp16.09 Trillion Rp1.37 Billion/day Rp- Rp12.55 Trillion ▼ -1237 days
2016 12965 days Rp13.80 Trillion Rp1.06 Billion/day Rp- Rp10.70 Trillion ▼ -331 days
2015 13296 days Rp13.18 Trillion Rp991.18 Million/day Rp- Rp10.99 Trillion ▲ +293 days
2014 13003 days Rp11.12 Trillion Rp855.25 Million/day Rp- Rp9.37 Trillion ▼ -3761 days
2013 16763 days Rp11.14 Trillion Rp664.45 Million/day Rp- Rp9.86 Trillion ▲ +566 days
2012 16197 days Rp8.68 Trillion Rp536.04 Million/day Rp- Rp7.44 Trillion ▲ +8339 days
2009 7858 days Rp3.48 Trillion Rp442.75 Million/day Rp- Rp2.98 Trillion ▲ +3406 days
2008 4452 days Rp2.40 Trillion Rp539.05 Million/day Rp- Rp1.94 Trillion ▲ +2768 days
2007 1684 days Rp578.56 Billion Rp343.58 Million/day Rp- Rp54.01 Billion ▼ -973 days
2006 2657 days Rp1.09 Trillion Rp411.84 Million/day Rp- Rp290.43 Billion ▲ +1483 days
2005 1174 days Rp508.54 Billion Rp433.24 Million/day Rp- Rp101.26 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)