Bank Tabungan Negara Persero (BBTN) — Net Asset Quality Index
Bank Tabungan Negara Persero (BBTN) has a Net Asset Quality Index of 7.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp517.54 Trillion minus total liabilities of Rp480.77 Trillion yields net assets of Rp36.77 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See BBTN defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Tabungan Negara Persero Net Asset Quality Index Over Time (2001–2025)
This chart shows how Bank Tabungan Negara Persero's Net Asset Quality Index has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the index stands at 7.1%, representing net assets of Rp36.77 Trillion against total assets of Rp517.54 Trillion IDR. Explore BBTN operating cash flow to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Bank Tabungan Negara Persero (2001–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Tabungan Negara Persero from 2001 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see BBTN company net worth.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.9% | Rp36.21 Trillion | Rp527.79 Trillion | Rp491.58 Trillion | ▼ -0.1 pp |
| 2024 | 6.9% | Rp32.57 Trillion | Rp469.61 Trillion | Rp437.04 Trillion | ▼ 0.0 pp |
| 2023 | 6.9% | Rp30.48 Trillion | Rp438.75 Trillion | Rp408.27 Trillion | ▲ +0.5 pp |
| 2022 | 6.4% | Rp25.91 Trillion | Rp402.15 Trillion | Rp376.24 Trillion | ▲ +0.7 pp |
| 2021 | 5.8% | Rp21.41 Trillion | Rp371.87 Trillion | Rp350.46 Trillion | ▲ +0.2 pp |
| 2020 | 5.5% | Rp19.99 Trillion | Rp361.21 Trillion | Rp341.22 Trillion | ▼ -2.1 pp |
| 2019 | 7.6% | Rp23.84 Trillion | Rp311.78 Trillion | Rp287.94 Trillion | ▼ -0.1 pp |
| 2018 | 7.8% | Rp23.84 Trillion | Rp306.44 Trillion | Rp282.60 Trillion | ▼ -0.5 pp |
| 2017 | 8.3% | Rp21.66 Trillion | Rp261.37 Trillion | Rp239.70 Trillion | ▼ -0.6 pp |
| 2016 | 8.9% | Rp19.13 Trillion | Rp214.17 Trillion | Rp195.04 Trillion | ▲ +0.9 pp |
| 2015 | 8.1% | Rp13.86 Trillion | Rp171.81 Trillion | Rp157.95 Trillion | ▼ -0.4 pp |
| 2014 | 8.4% | Rp12.21 Trillion | Rp144.58 Trillion | Rp132.37 Trillion | ▼ -0.4 pp |
| 2013 | 8.8% | Rp11.56 Trillion | Rp131.17 Trillion | Rp119.61 Trillion | ▼ -0.4 pp |
| 2012 | 9.2% | Rp10.28 Trillion | Rp111.75 Trillion | Rp101.47 Trillion | ▲ +1.0 pp |
| 2011 | 8.2% | Rp7.32 Trillion | Rp89.12 Trillion | Rp81.80 Trillion | ▼ -1.2 pp |
| 2010 | 9.4% | Rp6.45 Trillion | Rp68.39 Trillion | Rp61.94 Trillion | ▲ +0.2 pp |
| 2009 | 9.2% | Rp5.39 Trillion | Rp58.45 Trillion | Rp53.05 Trillion | ▲ +2.4 pp |
| 2008 | 6.8% | Rp3.08 Trillion | Rp44.99 Trillion | Rp41.91 Trillion | ▼ -0.8 pp |
| 2007 | 7.6% | Rp2.79 Trillion | Rp36.69 Trillion | Rp33.91 Trillion | ▲ +2.2 pp |
| 2006 | 5.4% | Rp1.76 Trillion | Rp32.58 Trillion | Rp30.82 Trillion | ▲ +0.3 pp |
| 2005 | 5.1% | Rp1.48 Trillion | Rp29.08 Trillion | Rp27.60 Trillion | ▲ +0.6 pp |
| 2004 | 4.5% | Rp1.21 Trillion | Rp26.74 Trillion | Rp25.53 Trillion | ▲ +1.2 pp |
| 2003 | 3.4% | Rp903.37 Billion | Rp26.81 Trillion | Rp25.90 Trillion | ▲ +0.1 pp |
| 2002 | 3.3% | Rp893.68 Billion | Rp27.07 Trillion | Rp26.18 Trillion | ▲ +0.2 pp |
| 2001 | 3.1% | Rp830.46 Billion | Rp26.51 Trillion | Rp25.68 Trillion | — |