Bank Tabungan Negara Persero (BBTN) — Free Cash Flow Generation Index
Bank Tabungan Negara Persero (BBTN) has a Free Cash Flow Generation Index of 0.81x as of December 2025. Free cash flow of Rp3.32 Trillion represents 1% of operating cash flow (Rp4.11 Trillion). Read how much debt does Bank Tabungan Negara Persero carry for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bank Tabungan Negara Persero Free Cash Flow Generation Index (2005–2025)
Historical FCF Generation Index trend for Bank Tabungan Negara Persero across 13 annual periods. Explore reinvestment intensity of Bank Tabungan Negara Persero to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Bank Tabungan Negara Persero (2005–2025)
Year-by-year Free Cash Flow Generation Index for Bank Tabungan Negara Persero. For the full company profile including market capitalisation, see BBTN market cap overview.
| Year | FCG Index | Free Cash Flow (IDR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.80x | Rp7.66 Trillion | Rp9.54 Trillion | Rp1.87 Trillion | ▲ +23.4% |
| 2023 | 0.65x | Rp4.32 Trillion | Rp6.63 Trillion | Rp2.31 Trillion | ▲ +270.1% |
| 2022 | 0.18x | Rp222.61 Billion | Rp1.27 Trillion | Rp1.04 Trillion | ▼ -81.6% |
| 2021 | 0.96x | Rp9.14 Trillion | Rp9.55 Trillion | Rp415.47 Billion | ▼ -1.4% |
| 2020 | 0.97x | Rp25.86 Trillion | Rp26.66 Trillion | Rp798.09 Billion | ▲ +399.6% |
| 2017 | -0.32x | Rp-97.02 Billion | Rp299.69 Billion | Rp396.71 Billion | ▼ -133.3% |
| 2016 | 0.97x | Rp9.50 Trillion | Rp9.78 Trillion | Rp285.60 Billion | ▲ +14.7% |
| 2015 | 0.85x | Rp1.45 Trillion | Rp1.71 Trillion | Rp262.52 Billion | ▲ +4.6% |
| 2012 | 0.81x | Rp1.49 Trillion | Rp1.84 Trillion | Rp352.26 Billion | ▼ -13.8% |
| 2011 | 0.94x | Rp4.56 Trillion | Rp4.85 Trillion | Rp298.70 Billion | ▲ +23.2% |
| 2009 | 0.76x | Rp1.11 Trillion | Rp1.46 Trillion | Rp347.64 Billion | ▼ -2.3% |
| 2007 | 0.78x | Rp193.72 Billion | Rp248.40 Billion | Rp54.67 Billion | ▲ +115.3% |
| 2005 | 0.36x | Rp36.35 Billion | Rp100.37 Billion | Rp64.02 Billion | — |