Bank Cimb Niaga Tbk (BNGA) — Cash Flow Quality Index
Bank Cimb Niaga Tbk (BNGA) has a Cash Flow Quality Index of 2.17x as of March 2026. Operating cash flow of Rp3.83 Trillion exceeds net income of Rp1.76 Trillion, indicating high earnings quality where cash backs reported profits. Explore Bank Cimb Niaga Tbk (BNGA) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Cimb Niaga Tbk Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Bank Cimb Niaga Tbk across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bank Cimb Niaga Tbk cash flow conversion.
Annual Cash Flow Quality Index for Bank Cimb Niaga Tbk (2004–2025)
Year-by-year earnings quality comparison for Bank Cimb Niaga Tbk.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | Rp6.90 Trillion | Rp6.88 Trillion | ▼ -16.7% |
| 2024 | 1.20x | Rp8.22 Trillion | Rp6.83 Trillion | ▲ +534.0% |
| 2023 | -0.28x | Rp-1.80 Trillion | Rp6.47 Trillion | ▲ +91.4% |
| 2022 | -3.24x | Rp-16.36 Trillion | Rp5.04 Trillion | ▼ -144.9% |
| 2021 | 7.22x | Rp29.61 Trillion | Rp4.10 Trillion | ▼ -49.2% |
| 2020 | 14.22x | Rp28.62 Trillion | Rp2.01 Trillion | ▲ +2403.7% |
| 2019 | 0.57x | Rp2.07 Trillion | Rp3.65 Trillion | ▲ +364.0% |
| 2018 | -0.22x | Rp-749.52 Billion | Rp3.48 Trillion | ▼ -103.2% |
| 2017 | 6.76x | Rp20.13 Trillion | Rp2.98 Trillion | ▲ +327.6% |
| 2016 | 1.58x | Rp3.29 Trillion | Rp2.08 Trillion | ▼ -90.0% |
| 2015 | 15.79x | Rp6.76 Trillion | Rp427.83 Billion | ▲ +2049.0% |
| 2014 | -0.81x | Rp-1.90 Trillion | Rp2.34 Trillion | ▼ -175.8% |
| 2013 | 1.07x | Rp4.57 Trillion | Rp4.28 Trillion | ▼ -53.6% |
| 2012 | 2.30x | Rp9.75 Trillion | Rp4.23 Trillion | ▲ +265.0% |
| 2011 | -1.40x | Rp-4.43 Trillion | Rp3.17 Trillion | ▼ -141.6% |
| 2010 | 3.35x | Rp8.54 Trillion | Rp2.55 Trillion | ▲ +300.8% |
| 2009 | -1.67x | Rp-2.62 Trillion | Rp1.57 Trillion | ▲ +76.8% |
| 2008 | -7.21x | Rp-4.89 Trillion | Rp678.19 Billion | ▼ -12043.3% |
| 2007 | -0.06x | Rp-89.50 Billion | Rp1.51 Trillion | ▼ -101.7% |
| 2006 | 3.46x | Rp3.99 Trillion | Rp1.15 Trillion | ▲ +161.4% |
| 2005 | 1.32x | Rp723.17 Billion | Rp546.92 Billion | ▲ +256.1% |
| 2004 | 0.37x | Rp245.16 Billion | Rp660.29 Billion | — |