Bank Cimb Niaga Tbk (BNGA) — Financial Flexibility Index
Bank Cimb Niaga Tbk (BNGA) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp3.94 Trillion (operating CF Rp3.83 Trillion minus capex Rp109.71 Billion) represents 0% of total liabilities (Rp309.15 Trillion). Check BNGA PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Cimb Niaga Tbk Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Cimb Niaga Tbk across 22 annual periods. See Bank Cimb Niaga Tbk (BNGA) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Cimb Niaga Tbk (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Cimb Niaga Tbk. For the full company profile including market capitalisation, see Bank Cimb Niaga Tbk (BNGA) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp7.29 Trillion | Rp6.90 Trillion | Rp314.54 Trillion | ▼ -22.4% |
| 2024 | 0.03x | Rp9.18 Trillion | Rp8.22 Trillion | Rp307.02 Trillion | ▲ +878.9% |
| 2023 | 0.00x | Rp-1.09 Trillion | Rp-1.80 Trillion | Rp285.03 Trillion | ▲ +93.5% |
| 2022 | -0.06x | Rp-15.55 Trillion | Rp-16.36 Trillion | Rp261.48 Trillion | ▼ -152.7% |
| 2021 | 0.11x | Rp30.20 Trillion | Rp29.61 Trillion | Rp267.40 Trillion | ▼ -8.4% |
| 2020 | 0.12x | Rp29.58 Trillion | Rp28.62 Trillion | Rp239.89 Trillion | ▲ +841.9% |
| 2019 | 0.01x | Rp3.03 Trillion | Rp2.07 Trillion | Rp231.17 Trillion | ▲ +1332.8% |
| 2018 | 0.00x | Rp207.55 Billion | Rp-749.52 Billion | Rp227.20 Trillion | ▼ -99.0% |
| 2017 | 0.09x | Rp20.61 Trillion | Rp20.13 Trillion | Rp229.35 Trillion | ▲ +359.1% |
| 2016 | 0.02x | Rp4.06 Trillion | Rp3.29 Trillion | Rp207.36 Trillion | ▼ -49.0% |
| 2015 | 0.04x | Rp8.06 Trillion | Rp6.76 Trillion | Rp210.17 Trillion | ▲ +864.9% |
| 2014 | -0.01x | Rp-1.03 Trillion | Rp-1.90 Trillion | Rp204.71 Trillion | ▼ -118.2% |
| 2013 | 0.03x | Rp5.31 Trillion | Rp4.57 Trillion | Rp192.98 Trillion | ▼ -53.2% |
| 2012 | 0.06x | Rp10.28 Trillion | Rp9.75 Trillion | Rp174.76 Trillion | ▲ +319.1% |
| 2011 | -0.03x | Rp-3.99 Trillion | Rp-4.43 Trillion | Rp148.43 Trillion | ▼ -139.9% |
| 2010 | 0.07x | Rp8.74 Trillion | Rp8.54 Trillion | Rp129.81 Trillion | ▲ +379.0% |
| 2009 | -0.02x | Rp-2.31 Trillion | Rp-2.62 Trillion | Rp95.83 Trillion | ▲ +52.0% |
| 2008 | -0.05x | Rp-4.71 Trillion | Rp-4.89 Trillion | Rp93.84 Trillion | ▼ -2678.5% |
| 2007 | 0.00x | Rp164.89 Billion | Rp-89.50 Billion | Rp84.66 Trillion | ▼ -96.8% |
| 2006 | 0.06x | Rp4.35 Trillion | Rp3.99 Trillion | Rp71.75 Trillion | ▲ +162.0% |
| 2005 | 0.02x | Rp868.73 Billion | Rp723.17 Billion | Rp37.57 Trillion | ▲ +102.3% |
| 2004 | 0.01x | Rp323.98 Billion | Rp245.16 Billion | Rp28.35 Trillion | — |