Bank Cimb Niaga Tbk Financial Flexibility Index
Bank Cimb Niaga Tbk financial flexibility index. Bank Cimb Niaga Tbk (BNGA) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of Rp2.12 Trillion (operating CF Rp2.04 Trillion minus capex Rp87.03 Billion) represents 0% of total liabilities (Rp325.66 Trillion). See BNGA FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bank Cimb Niaga Tbk (2004–2025)
Financial flexibility index of Bank Cimb Niaga Tbk from 2004 to 2025. Historical Financial Flexibility Index trend for Bank Cimb Niaga Tbk across 22 annual periods. Check cash flow quality index of Bank Cimb Niaga Tbk to evaluate the quality of earnings relative to operating cash generation.
Bank Cimb Niaga Tbk Financial Flexibility Index by Year (2004–2025)
Bank Cimb Niaga Tbk financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for Bank Cimb Niaga Tbk. For the full cash flow conversion analysis, see cash efficiency ratio of Bank Cimb Niaga Tbk.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp7.29 Trillion | Rp6.90 Trillion | Rp314.54 Trillion | ▼ -22.4% |
| 2024 | 0.03x | Rp9.18 Trillion | Rp8.22 Trillion | Rp307.02 Trillion | ▲ +878.9% |
| 2023 | 0.00x | Rp-1.09 Trillion | Rp-1.80 Trillion | Rp285.03 Trillion | ▲ +93.5% |
| 2022 | -0.06x | Rp-15.55 Trillion | Rp-16.36 Trillion | Rp261.48 Trillion | ▼ -152.7% |
| 2021 | 0.11x | Rp30.20 Trillion | Rp29.61 Trillion | Rp267.40 Trillion | ▼ -8.4% |
| 2020 | 0.12x | Rp29.58 Trillion | Rp28.62 Trillion | Rp239.89 Trillion | ▲ +841.9% |
| 2019 | 0.01x | Rp3.03 Trillion | Rp2.07 Trillion | Rp231.17 Trillion | ▲ +1332.8% |
| 2018 | 0.00x | Rp207.55 Billion | Rp-749.52 Billion | Rp227.20 Trillion | ▼ -99.0% |
| 2017 | 0.09x | Rp20.61 Trillion | Rp20.13 Trillion | Rp229.35 Trillion | ▲ +359.1% |
| 2016 | 0.02x | Rp4.06 Trillion | Rp3.29 Trillion | Rp207.36 Trillion | ▼ -49.0% |
| 2015 | 0.04x | Rp8.06 Trillion | Rp6.76 Trillion | Rp210.17 Trillion | ▲ +864.9% |
| 2014 | -0.01x | Rp-1.03 Trillion | Rp-1.90 Trillion | Rp204.71 Trillion | ▼ -118.2% |
| 2013 | 0.03x | Rp5.31 Trillion | Rp4.57 Trillion | Rp192.98 Trillion | ▼ -53.2% |
| 2012 | 0.06x | Rp10.28 Trillion | Rp9.75 Trillion | Rp174.76 Trillion | ▲ +319.1% |
| 2011 | -0.03x | Rp-3.99 Trillion | Rp-4.43 Trillion | Rp148.43 Trillion | ▼ -139.9% |
| 2010 | 0.07x | Rp8.74 Trillion | Rp8.54 Trillion | Rp129.81 Trillion | ▲ +379.0% |
| 2009 | -0.02x | Rp-2.31 Trillion | Rp-2.62 Trillion | Rp95.83 Trillion | ▲ +52.0% |
| 2008 | -0.05x | Rp-4.71 Trillion | Rp-4.89 Trillion | Rp93.84 Trillion | ▼ -2678.5% |
| 2007 | 0.00x | Rp164.89 Billion | Rp-89.50 Billion | Rp84.66 Trillion | ▼ -96.8% |
| 2006 | 0.06x | Rp4.35 Trillion | Rp3.99 Trillion | Rp71.75 Trillion | ▲ +162.0% |
| 2005 | 0.02x | Rp868.73 Billion | Rp723.17 Billion | Rp37.57 Trillion | ▲ +102.3% |
| 2004 | 0.01x | Rp323.98 Billion | Rp245.16 Billion | Rp28.35 Trillion | — |