Bank Cimb Niaga Tbk (BNGA) — Financial Flexibility Index
Bank Cimb Niaga Tbk (BNGA) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp3.94 Trillion (operating CF Rp3.83 Trillion minus capex Rp109.71 Billion) represents 0% of total liabilities (Rp309.15 Trillion). Check Bank Cimb Niaga Tbk (BNGA) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Cimb Niaga Tbk Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Cimb Niaga Tbk across 22 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank Cimb Niaga Tbk generate cash.
Annual Financial Flexibility Index for Bank Cimb Niaga Tbk (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Cimb Niaga Tbk. Explore debt repayment capacity of Bank Cimb Niaga Tbk to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp7.29 Trillion | Rp6.90 Trillion | Rp314.54 Trillion | ▼ -22.4% |
| 2024 | 0.03x | Rp9.18 Trillion | Rp8.22 Trillion | Rp307.02 Trillion | ▲ +878.9% |
| 2023 | 0.00x | Rp-1.09 Trillion | Rp-1.80 Trillion | Rp285.03 Trillion | ▲ +93.5% |
| 2022 | -0.06x | Rp-15.55 Trillion | Rp-16.36 Trillion | Rp261.48 Trillion | ▼ -152.7% |
| 2021 | 0.11x | Rp30.20 Trillion | Rp29.61 Trillion | Rp267.40 Trillion | ▼ -8.4% |
| 2020 | 0.12x | Rp29.58 Trillion | Rp28.62 Trillion | Rp239.89 Trillion | ▲ +841.9% |
| 2019 | 0.01x | Rp3.03 Trillion | Rp2.07 Trillion | Rp231.17 Trillion | ▲ +1332.8% |
| 2018 | 0.00x | Rp207.55 Billion | Rp-749.52 Billion | Rp227.20 Trillion | ▼ -99.0% |
| 2017 | 0.09x | Rp20.61 Trillion | Rp20.13 Trillion | Rp229.35 Trillion | ▲ +359.1% |
| 2016 | 0.02x | Rp4.06 Trillion | Rp3.29 Trillion | Rp207.36 Trillion | ▼ -49.0% |
| 2015 | 0.04x | Rp8.06 Trillion | Rp6.76 Trillion | Rp210.17 Trillion | ▲ +864.9% |
| 2014 | -0.01x | Rp-1.03 Trillion | Rp-1.90 Trillion | Rp204.71 Trillion | ▼ -118.2% |
| 2013 | 0.03x | Rp5.31 Trillion | Rp4.57 Trillion | Rp192.98 Trillion | ▼ -53.2% |
| 2012 | 0.06x | Rp10.28 Trillion | Rp9.75 Trillion | Rp174.76 Trillion | ▲ +319.1% |
| 2011 | -0.03x | Rp-3.99 Trillion | Rp-4.43 Trillion | Rp148.43 Trillion | ▼ -139.9% |
| 2010 | 0.07x | Rp8.74 Trillion | Rp8.54 Trillion | Rp129.81 Trillion | ▲ +379.0% |
| 2009 | -0.02x | Rp-2.31 Trillion | Rp-2.62 Trillion | Rp95.83 Trillion | ▲ +52.0% |
| 2008 | -0.05x | Rp-4.71 Trillion | Rp-4.89 Trillion | Rp93.84 Trillion | ▼ -2678.5% |
| 2007 | 0.00x | Rp164.89 Billion | Rp-89.50 Billion | Rp84.66 Trillion | ▼ -96.8% |
| 2006 | 0.06x | Rp4.35 Trillion | Rp3.99 Trillion | Rp71.75 Trillion | ▲ +162.0% |
| 2005 | 0.02x | Rp868.73 Billion | Rp723.17 Billion | Rp37.57 Trillion | ▲ +102.3% |
| 2004 | 0.01x | Rp323.98 Billion | Rp245.16 Billion | Rp28.35 Trillion | — |