Bank Cimb Niaga Tbk (BNGA) — Defensive Interval Ratio

Latest as of March 2026: 45 days

Bank Cimb Niaga Tbk (BNGA) has a Defensive Interval Ratio of 45 days as of March 2026. Defensive assets of Rp2.79 Trillion (cash Rp-, short-term investments Rp-, receivables Rp2.79 Trillion) cover 45 days of daily cash needs of Rp62.09 Billion/day. Check BNGA tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

45 days
Days of operational coverage

Defensive Assets

Rp2.79 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp62.09 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp22.66 Trillion
IDR

Bank Cimb Niaga Tbk Defensive Interval Ratio (2006–2025)

This chart shows how Bank Cimb Niaga Tbk's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 45 days, meaning defensive assets of Rp2.79 Trillion can fund 45 days of operations without new revenue. Also explore net asset growth rate of Bank Cimb Niaga Tbk to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank Cimb Niaga Tbk (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Cimb Niaga Tbk from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank Cimb Niaga Tbk (BNGA) total market value.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 63 days Rp4.10 Trillion Rp65.51 Billion/day Rp- Rp1.00 Trillion ▲ +49 days
2024 13 days Rp7.67 Trillion Rp574.37 Billion/day Rp- Rp- ▲ +25 days
2023 -11 days Rp-4.81 Trillion Rp429.50 Billion/day Rp- Rp-13.22 Trillion ▼ -18600 days
2022 18589 days Rp9.60 Trillion Rp516.55 Million/day Rp- Rp- ▲ +7197 days
2021 11392 days Rp7.37 Trillion Rp647.10 Million/day Rp- Rp- ▲ +7640 days
2020 3752 days Rp5.73 Trillion Rp1.53 Billion/day Rp- Rp- ▲ +1129 days
2019 2624 days Rp4.55 Trillion Rp1.73 Billion/day Rp- Rp522.86 Billion ▼ -1222 days
2018 3846 days Rp6.27 Trillion Rp1.63 Billion/day Rp- Rp593.59 Billion ▲ +3798 days
2017 48 days Rp14.25 Trillion Rp299.49 Billion/day Rp- Rp11.52 Trillion ▼ -2109 days
2016 2156 days Rp3.76 Trillion Rp1.74 Billion/day Rp- Rp542.96 Billion ▲ +2144 days
2015 12 days Rp3.02 Trillion Rp251.36 Billion/day Rp- Rp-144.70 Billion ▲ +5 days
2014 7 days Rp1.68 Trillion Rp239.72 Billion/day Rp- Rp-190.36 Billion ▼ -85 days
2013 92 days Rp20.39 Trillion Rp222.18 Billion/day Rp- Rp18.83 Trillion ▼ -1208 days
2012 1300 days Rp1.51 Trillion Rp1.16 Billion/day Rp- Rp-200.78 Billion ▲ +1207 days
2011 93 days Rp16.13 Trillion Rp173.72 Billion/day Rp- Rp14.97 Trillion ▲ +29 days
2010 64 days Rp9.70 Trillion Rp152.13 Billion/day Rp- Rp8.71 Trillion ▼ -6 days
2009 70 days Rp8.49 Trillion Rp121.04 Billion/day Rp- Rp5.96 Trillion ▲ +30 days
2008 40 days Rp4.17 Trillion Rp104.63 Billion/day Rp- Rp1.92 Trillion ▼ -44 days
2007 84 days Rp8.19 Trillion Rp97.68 Billion/day Rp- Rp6.17 Trillion ▲ +49 days
2006 35 days Rp1.26 Trillion Rp36.15 Billion/day Rp- Rp- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)