Bank Cimb Niaga Tbk (BNGA) — Defensive Interval Ratio
Bank Cimb Niaga Tbk (BNGA) has a Defensive Interval Ratio of 45 days as of March 2026. Defensive assets of Rp2.79 Trillion (cash Rp-, short-term investments Rp-, receivables Rp2.79 Trillion) cover 45 days of daily cash needs of Rp62.09 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bank Cimb Niaga Tbk Defensive Interval Ratio (2006–2025)
This chart shows how Bank Cimb Niaga Tbk's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 45 days, meaning defensive assets of Rp2.79 Trillion can fund 45 days of operations without new revenue. For the complete balance sheet picture, see Bank Cimb Niaga Tbk (BNGA) total assets.
Annual Defensive Interval Ratio for Bank Cimb Niaga Tbk (2006–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bank Cimb Niaga Tbk from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Cimb Niaga Tbk working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (IDR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 63 days | Rp4.10 Trillion | Rp65.51 Billion/day | Rp- | Rp1.00 Trillion | ▲ +49 days |
| 2024 | 13 days | Rp7.67 Trillion | Rp574.37 Billion/day | Rp- | Rp- | ▲ +36 days |
| 2023 | -23 days | Rp-9.80 Trillion | Rp429.50 Billion/day | Rp- | Rp-13.22 Trillion | ▼ -18612 days |
| 2022 | 18589 days | Rp9.60 Trillion | Rp516.55 Million/day | Rp- | Rp- | ▲ +7197 days |
| 2021 | 11392 days | Rp7.37 Trillion | Rp647.10 Million/day | Rp- | Rp- | ▲ +7640 days |
| 2020 | 3752 days | Rp5.73 Trillion | Rp1.53 Billion/day | Rp- | Rp- | ▲ +1129 days |
| 2019 | 2624 days | Rp4.55 Trillion | Rp1.73 Billion/day | Rp- | Rp522.86 Billion | ▼ -1222 days |
| 2018 | 3846 days | Rp6.27 Trillion | Rp1.63 Billion/day | Rp- | Rp593.59 Billion | ▲ +3798 days |
| 2017 | 48 days | Rp14.25 Trillion | Rp299.49 Billion/day | Rp- | Rp11.52 Trillion | ▼ -2109 days |
| 2016 | 2156 days | Rp3.76 Trillion | Rp1.74 Billion/day | Rp- | Rp542.96 Billion | ▲ +2144 days |
| 2015 | 12 days | Rp3.02 Trillion | Rp251.36 Billion/day | Rp- | Rp-144.70 Billion | ▲ +5 days |
| 2014 | 7 days | Rp1.68 Trillion | Rp239.72 Billion/day | Rp- | Rp-190.36 Billion | ▼ -85 days |
| 2013 | 92 days | Rp20.39 Trillion | Rp222.18 Billion/day | Rp- | Rp18.83 Trillion | ▼ -1208 days |
| 2012 | 1300 days | Rp1.51 Trillion | Rp1.16 Billion/day | Rp- | Rp-200.78 Billion | ▲ +1207 days |
| 2011 | 93 days | Rp16.13 Trillion | Rp173.72 Billion/day | Rp- | Rp14.97 Trillion | ▲ +29 days |
| 2010 | 64 days | Rp9.70 Trillion | Rp152.13 Billion/day | Rp- | Rp8.71 Trillion | ▼ -6 days |
| 2009 | 70 days | Rp8.49 Trillion | Rp121.04 Billion/day | Rp- | Rp5.96 Trillion | ▲ +30 days |
| 2008 | 40 days | Rp4.17 Trillion | Rp104.63 Billion/day | Rp- | Rp1.92 Trillion | ▼ -44 days |
| 2007 | 84 days | Rp8.19 Trillion | Rp97.68 Billion/day | Rp- | Rp6.17 Trillion | ▲ +49 days |
| 2006 | 35 days | Rp1.26 Trillion | Rp36.15 Billion/day | Rp- | Rp- | — |