Bank Cimb Niaga Tbk (BNGA) — Cash Flow-to-Debt Ratio
Bank Cimb Niaga Tbk (BNGA) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of Rp3.83 Trillion could theoretically repay 0% of its total liabilities (Rp309.15 Trillion) in one year. See BNGA FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Cimb Niaga Tbk Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Bank Cimb Niaga Tbk across 22 annual periods. For the full cash flow conversion analysis, see Bank Cimb Niaga Tbk cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Bank Cimb Niaga Tbk (2004–2025)
Year-by-year debt coverage analysis for Bank Cimb Niaga Tbk. Check BNGA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | Rp6.90 Trillion | Rp314.54 Trillion | ▼ -18.1% |
| 2024 | 0.03x | Rp8.22 Trillion | Rp307.02 Trillion | ▲ +524.8% |
| 2023 | -0.01x | Rp-1.80 Trillion | Rp285.03 Trillion | ▲ +89.9% |
| 2022 | -0.06x | Rp-16.36 Trillion | Rp261.48 Trillion | ▼ -156.5% |
| 2021 | 0.11x | Rp29.61 Trillion | Rp267.40 Trillion | ▼ -7.2% |
| 2020 | 0.12x | Rp28.62 Trillion | Rp239.89 Trillion | ▲ +1232.0% |
| 2019 | 0.01x | Rp2.07 Trillion | Rp231.17 Trillion | ▲ +371.6% |
| 2018 | 0.00x | Rp-749.52 Billion | Rp227.20 Trillion | ▼ -103.8% |
| 2017 | 0.09x | Rp20.13 Trillion | Rp229.35 Trillion | ▲ +452.9% |
| 2016 | 0.02x | Rp3.29 Trillion | Rp207.36 Trillion | ▼ -50.6% |
| 2015 | 0.03x | Rp6.76 Trillion | Rp210.17 Trillion | ▲ +446.7% |
| 2014 | -0.01x | Rp-1.90 Trillion | Rp204.71 Trillion | ▼ -139.1% |
| 2013 | 0.02x | Rp4.57 Trillion | Rp192.98 Trillion | ▼ -57.5% |
| 2012 | 0.06x | Rp9.75 Trillion | Rp174.76 Trillion | ▲ +286.9% |
| 2011 | -0.03x | Rp-4.43 Trillion | Rp148.43 Trillion | ▼ -145.4% |
| 2010 | 0.07x | Rp8.54 Trillion | Rp129.81 Trillion | ▲ +340.9% |
| 2009 | -0.03x | Rp-2.62 Trillion | Rp95.83 Trillion | ▲ +47.5% |
| 2008 | -0.05x | Rp-4.89 Trillion | Rp93.84 Trillion | ▼ -4826.0% |
| 2007 | 0.00x | Rp-89.50 Billion | Rp84.66 Trillion | ▼ -101.9% |
| 2006 | 0.06x | Rp3.99 Trillion | Rp71.75 Trillion | ▲ +189.0% |
| 2005 | 0.02x | Rp723.17 Billion | Rp37.57 Trillion | ▲ +122.6% |
| 2004 | 0.01x | Rp245.16 Billion | Rp28.35 Trillion | — |