Bank Cimb Niaga Tbk (BNGA) — Working Capital to Net Assets Ratio
Bank Cimb Niaga Tbk (BNGA) has a Working Capital to Net Assets ratio of -8.5% as of March 2026. Working capital of Rp-5.03 Trillion (current assets of Rp17.64 Trillion minus current liabilities of Rp22.66 Trillion) is measured against net assets of Rp59.07 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial flexibility index of Bank Cimb Niaga Tbk to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank Cimb Niaga Tbk Working Capital to Net Assets (2004–2025)
This chart shows how Bank Cimb Niaga Tbk's Working Capital to Net Assets ratio has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at -8.5%, reflecting working capital of Rp-5.03 Trillion against net assets of Rp59.07 Trillion IDR. See BNGA defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Bank Cimb Niaga Tbk (2004–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Cimb Niaga Tbk from 2004 to 2025, covering 22 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Bank Cimb Niaga Tbk (BNGA) market capitalisation.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 11.6% | Rp6.76 Trillion | Rp58.16 Trillion | Rp30.67 Trillion | Rp23.91 Trillion | ▲ +341.3 pp |
| 2024 | -329.7% | Rp-175.40 Trillion | Rp53.20 Trillion | Rp34.25 Trillion | Rp209.65 Trillion | ▼ -34.6 pp |
| 2023 | -295.1% | Rp-145.60 Trillion | Rp49.34 Trillion | Rp11.16 Trillion | Rp156.77 Trillion | ▼ -386.8 pp |
| 2022 | 91.6% | Rp41.49 Trillion | Rp45.28 Trillion | Rp41.68 Trillion | Rp188.54 Billion | ▼ -33.2 pp |
| 2021 | 124.9% | Rp54.18 Trillion | Rp43.39 Trillion | Rp54.41 Trillion | Rp236.19 Billion | ▲ +43.9 pp |
| 2020 | 81.0% | Rp33.25 Trillion | Rp41.05 Trillion | Rp33.81 Trillion | Rp557.76 Billion | ▲ +0.6 pp |
| 2019 | 80.4% | Rp34.80 Trillion | Rp43.29 Trillion | Rp35.44 Trillion | Rp633.09 Billion | ▼ -0.9 pp |
| 2018 | 81.3% | Rp32.19 Trillion | Rp39.58 Trillion | Rp32.79 Trillion | Rp595.52 Billion | ▲ +282.2 pp |
| 2017 | -200.9% | Rp-74.22 Trillion | Rp36.95 Trillion | Rp35.09 Trillion | Rp109.31 Trillion | ▼ -274.8 pp |
| 2016 | 73.9% | Rp25.29 Trillion | Rp34.21 Trillion | Rp25.93 Trillion | Rp636.74 Billion | ▲ +288.7 pp |
| 2015 | -214.7% | Rp-61.58 Trillion | Rp28.68 Trillion | Rp30.17 Trillion | Rp91.75 Trillion | ▼ -6.3 pp |
| 2014 | -208.5% | Rp-59.30 Trillion | Rp28.45 Trillion | Rp28.19 Trillion | Rp87.50 Trillion | ▼ -27.1 pp |
| 2013 | -181.4% | Rp-46.96 Trillion | Rp25.89 Trillion | Rp34.13 Trillion | Rp81.09 Trillion | ▼ -325.2 pp |
| 2012 | 143.7% | Rp32.56 Trillion | Rp22.65 Trillion | Rp32.98 Trillion | Rp422.79 Billion | ▲ +174.0 pp |
| 2011 | -30.2% | Rp-5.55 Trillion | Rp18.37 Trillion | Rp57.85 Trillion | Rp63.41 Trillion | ▲ +181.0 pp |
| 2010 | -211.3% | Rp-29.24 Trillion | Rp13.84 Trillion | Rp26.29 Trillion | Rp55.53 Trillion | ▲ +61.6 pp |
| 2009 | -272.9% | Rp-30.77 Trillion | Rp11.28 Trillion | Rp13.41 Trillion | Rp44.18 Trillion | ▼ -30.5 pp |
| 2008 | -242.4% | Rp-22.69 Trillion | Rp9.36 Trillion | Rp15.50 Trillion | Rp38.19 Trillion | ▼ -7.4 pp |
| 2007 | -235.0% | Rp-21.47 Trillion | Rp9.14 Trillion | Rp14.19 Trillion | Rp35.65 Trillion | ▼ -341.2 pp |
| 2006 | 106.2% | Rp8.65 Trillion | Rp8.14 Trillion | Rp21.84 Trillion | Rp13.19 Trillion | ▲ +207.7 pp |
| 2005 | -101.5% | Rp-4.03 Trillion | Rp3.97 Trillion | Rp7.08 Trillion | Rp11.11 Trillion | ▲ +230.8 pp |
| 2004 | -332.3% | Rp-7.87 Trillion | Rp2.37 Trillion | Rp5.33 Trillion | Rp13.20 Trillion | — |