Vanquis Banking Group PLC (VANQ) — Cash Flow Quality Index
Vanquis Banking Group PLC (VANQ) has a Cash Flow Quality Index of 63.84x as of December 2025. Operating cash flow of GBX197.90 Million exceeds net income of GBX3.10 Million, indicating high earnings quality where cash backs reported profits. Explore Vanquis Banking Group PLC (VANQ) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Vanquis Banking Group PLC Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Vanquis Banking Group PLC across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Vanquis Banking Group PLC operating cash flow efficiency.
Annual Cash Flow Quality Index for Vanquis Banking Group PLC (1991–2025)
Year-by-year earnings quality comparison for Vanquis Banking Group PLC.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.63x | GBX93.00 Million | GBX8.00 Million | ▲ +539.1% |
| 2022 | -2.65x | GBX-204.90 Million | GBX77.40 Million | ▼ -322.8% |
| 2019 | 1.19x | GBX100.30 Million | GBX84.40 Million | ▲ +295.5% |
| 2018 | -0.61x | GBX-39.70 Million | GBX65.30 Million | ▼ -1466.1% |
| 2016 | 0.04x | GBX11.70 Million | GBX262.90 Million | ▼ -88.1% |
| 2015 | 0.37x | GBX81.50 Million | GBX218.20 Million | ▼ -37.1% |
| 2014 | 0.59x | GBX104.30 Million | GBX175.60 Million | ▲ +12.9% |
| 2013 | 0.53x | GBX74.20 Million | GBX141.00 Million | ▲ +357.8% |
| 2012 | -0.20x | GBX-29.80 Million | GBX146.00 Million | ▼ -191.2% |
| 2011 | 0.22x | GBX26.80 Million | GBX119.80 Million | ▼ -6.6% |
| 2010 | 0.24x | GBX34.00 Million | GBX142.00 Million | ▲ +312.3% |
| 2009 | 0.06x | GBX7.30 Million | GBX125.70 Million | ▲ +122.7% |
| 2008 | -0.26x | GBX-32.90 Million | GBX128.80 Million | ▲ +91.2% |
| 2007 | -2.90x | GBX-333.60 Million | GBX115.20 Million | ▼ -1062.8% |
| 2006 | 0.30x | GBX43.70 Million | GBX145.30 Million | ▲ +126.5% |
| 2005 | -1.13x | GBX-45.80 Million | GBX40.40 Million | ▼ -729.1% |
| 2004 | -0.14x | GBX-28.10 Million | GBX205.50 Million | ▲ +59.2% |
| 2003 | -0.34x | GBX-67.70 Million | GBX201.90 Million | ▼ -313.4% |
| 2002 | 0.16x | GBX28.61 Million | GBX182.14 Million | ▼ -39.3% |
| 2001 | 0.26x | GBX43.92 Million | GBX169.61 Million | ▲ +72.9% |
| 2000 | 0.15x | GBX24.00 Million | GBX160.22 Million | ▼ -51.5% |
| 1999 | 0.31x | GBX47.83 Million | GBX155.02 Million | ▲ +140.7% |
| 1998 | -0.76x | GBX-110.61 Million | GBX145.90 Million | ▼ -349.0% |
| 1997 | -0.17x | GBX-23.05 Million | GBX136.50 Million | ▼ -13622.6% |
| 1996 | 0.00x | GBX148.00K | GBX118.53 Million | ▼ -99.8% |
| 1995 | 0.74x | GBX74.87 Million | GBX101.14 Million | ▼ -43.4% |
| 1994 | 1.31x | GBX106.07 Million | GBX81.15 Million | ▼ -8.1% |
| 1993 | 1.42x | GBX88.95 Million | GBX62.53 Million | ▲ +33.7% |
| 1992 | 1.06x | GBX45.74 Million | GBX42.99 Million | ▲ +706.8% |
| 1991 | 0.13x | GBX4.50 Million | GBX34.10 Million | — |