Vanquis Banking Group PLC (VANQ) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.06x

Vanquis Banking Group PLC (VANQ) has a Cash Flow-to-Debt Ratio of 0.06x as of December 2025, meaning its operating cash flow of GBX197.90 Million could theoretically repay 0% of its total liabilities (GBX3.45 Billion) in one year. Explore VANQ long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.06x
Operating CF / Total Liabilities

Operating Cash Flow

GBX197.90 Million
GBX

Total Liabilities

GBX3.45 Billion
GBX

Data as of

Dec 2025
Most recent filing

Vanquis Banking Group PLC Cash Flow-to-Debt Ratio (1991–2025)

Historical debt coverage capacity for Vanquis Banking Group PLC across 35 annual periods. Also explore balance sheet size of Vanquis Banking Group PLC for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Vanquis Banking Group PLC (1991–2025)

Year-by-year debt coverage analysis for Vanquis Banking Group PLC. For market capitalisation and broader financial context, see VANQ company net worth.

Year CF-to-Debt Ratio Operating CF (GBX) Total Liabilities YoY Change
2025 0.03x GBX93.00 Million GBX3.45 Billion ▼ -82.1%
2024 0.15x GBX440.20 Million GBX2.93 Billion ▲ +270.9%
2023 -0.09x GBX-230.50 Million GBX2.63 Billion ▲ +12.2%
2022 -0.10x GBX-204.90 Million GBX2.05 Billion ▼ -228.4%
2021 0.08x GBX163.10 Million GBX2.09 Billion ▼ -48.0%
2020 0.15x GBX363.90 Million GBX2.43 Billion ▲ +225.2%
2019 0.05x GBX100.30 Million GBX2.18 Billion ▲ +358.0%
2018 -0.02x GBX-39.70 Million GBX2.23 Billion ▲ +23.5%
2017 -0.02x GBX-56.70 Million GBX2.43 Billion ▼ -506.0%
2016 0.01x GBX11.70 Million GBX2.04 Billion ▼ -87.6%
2015 0.05x GBX81.50 Million GBX1.76 Billion ▼ -27.0%
2014 0.06x GBX104.30 Million GBX1.65 Billion ▲ +19.0%
2013 0.05x GBX74.20 Million GBX1.39 Billion ▲ +334.3%
2012 -0.02x GBX-29.80 Million GBX1.31 Billion ▼ -197.7%
2011 0.02x GBX26.80 Million GBX1.15 Billion ▼ -26.7%
2010 0.03x GBX34.00 Million GBX1.07 Billion ▲ +337.8%
2009 0.01x GBX7.30 Million GBX1.01 Billion ▲ +120.9%
2008 -0.03x GBX-32.90 Million GBX948.60 Million ▲ +91.9%
2007 -0.43x GBX-333.60 Million GBX779.40 Million ▼ -1626.7%
2006 0.03x GBX43.70 Million GBX1.56 Billion ▲ +201.7%
2005 -0.03x GBX-45.80 Million GBX1.66 Billion ▼ -61.6%
2004 -0.02x GBX-28.10 Million GBX1.65 Billion ▲ +61.8%
2003 -0.04x GBX-67.70 Million GBX1.52 Billion ▼ -323.5%
2002 0.02x GBX28.61 Million GBX1.43 Billion ▼ -48.4%
2001 0.04x GBX43.92 Million GBX1.13 Billion ▲ +55.8%
2000 0.02x GBX24.00 Million GBX965.31 Million ▼ -58.9%
1999 0.06x GBX47.83 Million GBX791.26 Million ▲ +139.8%
1998 -0.15x GBX-110.61 Million GBX728.00 Million ▼ -312.7%
1997 -0.04x GBX-23.05 Million GBX626.10 Million ▼ -14566.8%
1996 0.00x GBX148.00K GBX581.61 Million ▼ -99.8%
1995 0.13x GBX74.87 Million GBX594.02 Million ▼ -35.2%
1994 0.19x GBX106.07 Million GBX545.68 Million ▲ +1.5%
1993 0.19x GBX88.95 Million GBX464.25 Million ▲ +62.3%
1992 0.12x GBX45.74 Million GBX387.41 Million ▲ +943.9%
1991 0.01x GBX4.50 Million GBX397.68 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.