Vanquis Banking Group PLC Cash Flow-to-Debt Ratio
Vanquis Banking Group PLC cash flow-to-debt ratio. Vanquis Banking Group PLC (VANQ) has a Cash Flow-to-Debt Ratio of 0.06x as of December 2025, meaning its operating cash flow of GBX197.90 Million could theoretically repay 0% of its total liabilities (GBX3.45 Billion) in one year. Check VANQ operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Vanquis Banking Group PLC (1991–2025)
Cash flow-to-debt ratio of Vanquis Banking Group PLC from 1991 to 2025. Historical debt coverage capacity for Vanquis Banking Group PLC across 35 annual periods. Check VANQ total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Vanquis Banking Group PLC Cash Flow-to-Debt Ratio by Year (1991–2025)
Vanquis Banking Group PLC cash flow-to-debt ratio by year from 1991 to 2025. Year-by-year debt coverage analysis for Vanquis Banking Group PLC. For the full cash flow conversion analysis, see Vanquis Banking Group PLC operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | GBX93.00 Million | GBX3.45 Billion | ▼ -82.1% |
| 2024 | 0.15x | GBX440.20 Million | GBX2.93 Billion | ▲ +270.9% |
| 2023 | -0.09x | GBX-230.50 Million | GBX2.63 Billion | ▲ +12.2% |
| 2022 | -0.10x | GBX-204.90 Million | GBX2.05 Billion | ▼ -228.4% |
| 2021 | 0.08x | GBX163.10 Million | GBX2.09 Billion | ▼ -48.0% |
| 2020 | 0.15x | GBX363.90 Million | GBX2.43 Billion | ▲ +225.2% |
| 2019 | 0.05x | GBX100.30 Million | GBX2.18 Billion | ▲ +358.0% |
| 2018 | -0.02x | GBX-39.70 Million | GBX2.23 Billion | ▲ +23.5% |
| 2017 | -0.02x | GBX-56.70 Million | GBX2.43 Billion | ▼ -506.0% |
| 2016 | 0.01x | GBX11.70 Million | GBX2.04 Billion | ▼ -87.6% |
| 2015 | 0.05x | GBX81.50 Million | GBX1.76 Billion | ▼ -27.0% |
| 2014 | 0.06x | GBX104.30 Million | GBX1.65 Billion | ▲ +19.0% |
| 2013 | 0.05x | GBX74.20 Million | GBX1.39 Billion | ▲ +334.3% |
| 2012 | -0.02x | GBX-29.80 Million | GBX1.31 Billion | ▼ -197.7% |
| 2011 | 0.02x | GBX26.80 Million | GBX1.15 Billion | ▼ -26.7% |
| 2010 | 0.03x | GBX34.00 Million | GBX1.07 Billion | ▲ +337.8% |
| 2009 | 0.01x | GBX7.30 Million | GBX1.01 Billion | ▲ +120.9% |
| 2008 | -0.03x | GBX-32.90 Million | GBX948.60 Million | ▲ +91.9% |
| 2007 | -0.43x | GBX-333.60 Million | GBX779.40 Million | ▼ -1626.7% |
| 2006 | 0.03x | GBX43.70 Million | GBX1.56 Billion | ▲ +201.7% |
| 2005 | -0.03x | GBX-45.80 Million | GBX1.66 Billion | ▼ -61.6% |
| 2004 | -0.02x | GBX-28.10 Million | GBX1.65 Billion | ▲ +61.8% |
| 2003 | -0.04x | GBX-67.70 Million | GBX1.52 Billion | ▼ -323.5% |
| 2002 | 0.02x | GBX28.61 Million | GBX1.43 Billion | ▼ -48.4% |
| 2001 | 0.04x | GBX43.92 Million | GBX1.13 Billion | ▲ +55.8% |
| 2000 | 0.02x | GBX24.00 Million | GBX965.31 Million | ▼ -58.9% |
| 1999 | 0.06x | GBX47.83 Million | GBX791.26 Million | ▲ +139.8% |
| 1998 | -0.15x | GBX-110.61 Million | GBX728.00 Million | ▼ -312.7% |
| 1997 | -0.04x | GBX-23.05 Million | GBX626.10 Million | ▼ -14566.8% |
| 1996 | 0.00x | GBX148.00K | GBX581.61 Million | ▼ -99.8% |
| 1995 | 0.13x | GBX74.87 Million | GBX594.02 Million | ▼ -35.2% |
| 1994 | 0.19x | GBX106.07 Million | GBX545.68 Million | ▲ +1.5% |
| 1993 | 0.19x | GBX88.95 Million | GBX464.25 Million | ▲ +62.3% |
| 1992 | 0.12x | GBX45.74 Million | GBX387.41 Million | ▲ +943.9% |
| 1991 | 0.01x | GBX4.50 Million | GBX397.68 Million | — |