Vanquis Banking Group PLC Financial Flexibility Index
Vanquis Banking Group PLC financial flexibility index. Vanquis Banking Group PLC (VANQ) has a Financial Flexibility Index of 0.06x as of December 2025. Free cash flow of GBX200.30 Million (operating CF GBX197.90 Million minus capex GBX2.40 Million) represents 0% of total liabilities (GBX3.45 Billion). See Vanquis Banking Group PLC (VANQ) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Vanquis Banking Group PLC (1991–2025)
Financial flexibility index of Vanquis Banking Group PLC from 1991 to 2025. Historical Financial Flexibility Index trend for Vanquis Banking Group PLC across 35 annual periods. Check Vanquis Banking Group PLC earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Vanquis Banking Group PLC Financial Flexibility Index by Year (1991–2025)
Vanquis Banking Group PLC financial flexibility index by year from 1991 to 2025. Year-by-year free cash flow to debt coverage for Vanquis Banking Group PLC. For the full cash flow conversion analysis, see cash efficiency ratio of Vanquis Banking Group PLC.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | GBX96.30 Million | GBX93.00 Million | GBX3.45 Billion | ▼ -81.5% |
| 2024 | 0.15x | GBX442.40 Million | GBX440.20 Million | GBX2.93 Billion | ▲ +274.2% |
| 2023 | -0.09x | GBX-227.20 Million | GBX-230.50 Million | GBX2.63 Billion | ▼ -3.0% |
| 2022 | -0.08x | GBX-172.10 Million | GBX-204.90 Million | GBX2.05 Billion | ▼ -193.0% |
| 2021 | 0.09x | GBX189.20 Million | GBX163.10 Million | GBX2.09 Billion | ▼ -43.1% |
| 2020 | 0.16x | GBX386.10 Million | GBX363.90 Million | GBX2.43 Billion | ▲ +202.8% |
| 2019 | 0.05x | GBX114.30 Million | GBX100.30 Million | GBX2.18 Billion | ▲ +535.6% |
| 2018 | -0.01x | GBX-26.80 Million | GBX-39.70 Million | GBX2.23 Billion | ▼ -22.0% |
| 2017 | -0.01x | GBX-24.00 Million | GBX-56.70 Million | GBX2.43 Billion | ▼ -157.3% |
| 2016 | 0.02x | GBX35.10 Million | GBX11.70 Million | GBX2.04 Billion | ▼ -72.0% |
| 2015 | 0.06x | GBX108.50 Million | GBX81.50 Million | GBX1.76 Billion | ▼ -17.7% |
| 2014 | 0.07x | GBX123.30 Million | GBX104.30 Million | GBX1.65 Billion | ▲ +23.5% |
| 2013 | 0.06x | GBX84.50 Million | GBX74.20 Million | GBX1.39 Billion | ▲ +476.8% |
| 2012 | -0.02x | GBX-21.10 Million | GBX-29.80 Million | GBX1.31 Billion | ▼ -151.8% |
| 2011 | 0.03x | GBX35.80 Million | GBX26.80 Million | GBX1.15 Billion | ▼ -37.4% |
| 2010 | 0.05x | GBX53.20 Million | GBX34.00 Million | GBX1.07 Billion | ▲ +141.6% |
| 2009 | 0.02x | GBX20.70 Million | GBX7.30 Million | GBX1.01 Billion | ▲ +207.1% |
| 2008 | -0.02x | GBX-18.20 Million | GBX-32.90 Million | GBX948.60 Million | ▲ +95.3% |
| 2007 | -0.41x | GBX-320.50 Million | GBX-333.60 Million | GBX779.40 Million | ▼ -1086.1% |
| 2006 | 0.04x | GBX65.00 Million | GBX43.70 Million | GBX1.56 Billion | ▲ +559.0% |
| 2005 | -0.01x | GBX-15.10 Million | GBX-45.80 Million | GBX1.66 Billion | ▼ -648.7% |
| 2004 | 0.00x | GBX-2.00 Million | GBX-28.10 Million | GBX1.65 Billion | ▲ +96.2% |
| 2003 | -0.03x | GBX-48.50 Million | GBX-67.70 Million | GBX1.52 Billion | ▼ -198.6% |
| 2002 | 0.03x | GBX46.46 Million | GBX28.61 Million | GBX1.43 Billion | ▼ -42.4% |
| 2001 | 0.06x | GBX63.86 Million | GBX43.92 Million | GBX1.13 Billion | ▲ +58.6% |
| 2000 | 0.04x | GBX34.27 Million | GBX24.00 Million | GBX965.31 Million | ▼ -49.4% |
| 1999 | 0.07x | GBX55.50 Million | GBX47.83 Million | GBX791.26 Million | ▲ +149.5% |
| 1998 | -0.14x | GBX-103.15 Million | GBX-110.61 Million | GBX728.00 Million | ▼ -417.9% |
| 1997 | -0.03x | GBX-17.13 Million | GBX-23.05 Million | GBX626.10 Million | ▼ -472.5% |
| 1996 | 0.01x | GBX4.27 Million | GBX148.00K | GBX581.61 Million | ▼ -94.7% |
| 1995 | 0.14x | GBX81.83 Million | GBX74.87 Million | GBX594.02 Million | ▼ -34.1% |
| 1994 | 0.21x | GBX114.04 Million | GBX106.07 Million | GBX545.68 Million | ▼ -1.1% |
| 1993 | 0.21x | GBX98.11 Million | GBX88.95 Million | GBX464.25 Million | ▲ +60.4% |
| 1992 | 0.13x | GBX51.04 Million | GBX45.74 Million | GBX387.41 Million | ▲ +299.0% |
| 1991 | 0.03x | GBX13.13 Million | GBX4.50 Million | GBX397.68 Million | — |