Vanquis Banking Group PLC (VANQ) — Financial Flexibility Index
Vanquis Banking Group PLC (VANQ) has a Financial Flexibility Index of 0.06x as of December 2025. Free cash flow of GBX200.30 Million (operating CF GBX197.90 Million minus capex GBX2.40 Million) represents 0% of total liabilities (GBX3.45 Billion). Check Vanquis Banking Group PLC strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Vanquis Banking Group PLC Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Vanquis Banking Group PLC across 35 annual periods. See Vanquis Banking Group PLC current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Vanquis Banking Group PLC (1991–2025)
Year-by-year free cash flow to debt coverage for Vanquis Banking Group PLC. For the full company profile including market capitalisation, see how much is Vanquis Banking Group PLC worth.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | GBX96.30 Million | GBX93.00 Million | GBX3.45 Billion | ▼ -81.5% |
| 2024 | 0.15x | GBX442.40 Million | GBX440.20 Million | GBX2.93 Billion | ▲ +274.2% |
| 2023 | -0.09x | GBX-227.20 Million | GBX-230.50 Million | GBX2.63 Billion | ▼ -3.0% |
| 2022 | -0.08x | GBX-172.10 Million | GBX-204.90 Million | GBX2.05 Billion | ▼ -193.0% |
| 2021 | 0.09x | GBX189.20 Million | GBX163.10 Million | GBX2.09 Billion | ▼ -43.1% |
| 2020 | 0.16x | GBX386.10 Million | GBX363.90 Million | GBX2.43 Billion | ▲ +202.8% |
| 2019 | 0.05x | GBX114.30 Million | GBX100.30 Million | GBX2.18 Billion | ▲ +535.6% |
| 2018 | -0.01x | GBX-26.80 Million | GBX-39.70 Million | GBX2.23 Billion | ▼ -22.0% |
| 2017 | -0.01x | GBX-24.00 Million | GBX-56.70 Million | GBX2.43 Billion | ▼ -157.3% |
| 2016 | 0.02x | GBX35.10 Million | GBX11.70 Million | GBX2.04 Billion | ▼ -72.0% |
| 2015 | 0.06x | GBX108.50 Million | GBX81.50 Million | GBX1.76 Billion | ▼ -17.7% |
| 2014 | 0.07x | GBX123.30 Million | GBX104.30 Million | GBX1.65 Billion | ▲ +23.5% |
| 2013 | 0.06x | GBX84.50 Million | GBX74.20 Million | GBX1.39 Billion | ▲ +476.8% |
| 2012 | -0.02x | GBX-21.10 Million | GBX-29.80 Million | GBX1.31 Billion | ▼ -151.8% |
| 2011 | 0.03x | GBX35.80 Million | GBX26.80 Million | GBX1.15 Billion | ▼ -37.4% |
| 2010 | 0.05x | GBX53.20 Million | GBX34.00 Million | GBX1.07 Billion | ▲ +141.6% |
| 2009 | 0.02x | GBX20.70 Million | GBX7.30 Million | GBX1.01 Billion | ▲ +207.1% |
| 2008 | -0.02x | GBX-18.20 Million | GBX-32.90 Million | GBX948.60 Million | ▲ +95.3% |
| 2007 | -0.41x | GBX-320.50 Million | GBX-333.60 Million | GBX779.40 Million | ▼ -1086.1% |
| 2006 | 0.04x | GBX65.00 Million | GBX43.70 Million | GBX1.56 Billion | ▲ +559.0% |
| 2005 | -0.01x | GBX-15.10 Million | GBX-45.80 Million | GBX1.66 Billion | ▼ -648.7% |
| 2004 | 0.00x | GBX-2.00 Million | GBX-28.10 Million | GBX1.65 Billion | ▲ +96.2% |
| 2003 | -0.03x | GBX-48.50 Million | GBX-67.70 Million | GBX1.52 Billion | ▼ -198.6% |
| 2002 | 0.03x | GBX46.46 Million | GBX28.61 Million | GBX1.43 Billion | ▼ -42.4% |
| 2001 | 0.06x | GBX63.86 Million | GBX43.92 Million | GBX1.13 Billion | ▲ +58.6% |
| 2000 | 0.04x | GBX34.27 Million | GBX24.00 Million | GBX965.31 Million | ▼ -49.4% |
| 1999 | 0.07x | GBX55.50 Million | GBX47.83 Million | GBX791.26 Million | ▲ +149.5% |
| 1998 | -0.14x | GBX-103.15 Million | GBX-110.61 Million | GBX728.00 Million | ▼ -417.9% |
| 1997 | -0.03x | GBX-17.13 Million | GBX-23.05 Million | GBX626.10 Million | ▼ -472.5% |
| 1996 | 0.01x | GBX4.27 Million | GBX148.00K | GBX581.61 Million | ▼ -94.7% |
| 1995 | 0.14x | GBX81.83 Million | GBX74.87 Million | GBX594.02 Million | ▼ -34.1% |
| 1994 | 0.21x | GBX114.04 Million | GBX106.07 Million | GBX545.68 Million | ▼ -1.1% |
| 1993 | 0.21x | GBX98.11 Million | GBX88.95 Million | GBX464.25 Million | ▲ +60.4% |
| 1992 | 0.13x | GBX51.04 Million | GBX45.74 Million | GBX387.41 Million | ▲ +299.0% |
| 1991 | 0.03x | GBX13.13 Million | GBX4.50 Million | GBX397.68 Million | — |