Vanquis Banking Group PLC (VANQ) — Defensive Interval Ratio
Vanquis Banking Group PLC (VANQ) has a Defensive Interval Ratio of 27 days as of June 2025. Defensive assets of GBX185.80 Million (cash GBX-, short-term investments GBX118.80 Million, receivables GBX67.00 Million) cover 27 days of daily cash needs of GBX6.90 Million/day. Check VANQ goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Vanquis Banking Group PLC Defensive Interval Ratio (1985–2023)
This chart shows how Vanquis Banking Group PLC's Defensive Interval Ratio has evolved across 39 annual periods from 1985 to 2023. As of June 2025, the ratio stands at 27 days, meaning defensive assets of GBX185.80 Million can fund 27 days of operations without new revenue. Also explore Vanquis Banking Group PLC equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Vanquis Banking Group PLC (1985–2023)
The table below presents the year-by-year Defensive Interval Ratio for Vanquis Banking Group PLC from 1985 to 2023, covering 39 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Vanquis Banking Group PLC.
| Year | DIR (days) | Defensive Assets (GBX) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2023 | 8 days | GBX25.30 Million | GBX3.09 Million/day | GBX- | GBX5.40 Million | ▼ -203 days |
| 2022 | 211 days | GBX36.30 Million | GBX172.05K/day | GBX- | GBX10.70 Million | ▲ +181 days |
| 2021 | 30 days | GBX6.40 Million | GBX210.68K/day | GBX- | GBX3.60 Million | ▼ -49 days |
| 2020 | 80 days | GBX14.30 Million | GBX179.45K/day | GBX- | GBX-600.00K | ▲ +21 days |
| 2019 | 58 days | GBX19.50 Million | GBX334.79K/day | GBX- | GBX16.60 Million | ▼ -90 days |
| 2018 | 148 days | GBX77.60 Million | GBX524.11K/day | GBX- | GBX47.80 Million | ▲ +116 days |
| 2017 | 32 days | GBX54.80 Million | GBX1.71 Million/day | GBX- | GBX45.80 Million | ▼ -1460 days |
| 2016 | 1492 days | GBX2.01 Billion | GBX1.35 Million/day | GBX- | GBX8.00 Million | ▲ +1470 days |
| 2015 | 23 days | GBX24.90 Million | GBX1.10 Million/day | GBX- | GBX17.50 Million | ▼ -11 days |
| 2014 | 33 days | GBX24.70 Million | GBX739.73K/day | GBX- | GBX200.00K | ▼ -1 days |
| 2013 | 34 days | GBX21.00 Million | GBX611.78K/day | GBX- | GBX5.50 Million | ▼ -1896 days |
| 2012 | 1930 days | GBX1.43 Billion | GBX740.00K/day | GBX- | GBX- | ▲ +1908 days |
| 2011 | 22 days | GBX8.70 Million | GBX393.42K/day | GBX- | GBX300.00K | ▼ -1621 days |
| 2010 | 1643 days | GBX1.13 Billion | GBX689.04K/day | GBX- | GBX3.50 Million | ▼ -531 days |
| 2009 | 2174 days | GBX1.07 Billion | GBX490.68K/day | GBX- | GBX- | ▼ -1200 days |
| 2008 | 3374 days | GBX982.70 Million | GBX291.23K/day | GBX- | GBX- | ▲ +1337 days |
| 2007 | 2037 days | GBX861.30 Million | GBX422.74K/day | GBX- | GBX700.00K | ▲ +1256 days |
| 2006 | 782 days | GBX1.22 Billion | GBX1.56 Million/day | GBX- | GBX300.00K | ▼ -48 days |
| 2005 | 829 days | GBX1.36 Billion | GBX1.64 Million/day | GBX- | GBX9.00 Million | ▼ -99 days |
| 2004 | 929 days | GBX1.77 Billion | GBX1.91 Million/day | GBX- | GBX461.70 Million | ▼ -1708 days |
| 2003 | 2636 days | GBX1.74 Billion | GBX658.63K/day | GBX- | GBX514.50 Million | ▲ +1813 days |
| 2002 | 823 days | GBX1.61 Billion | GBX1.96 Million/day | GBX- | GBX503.80 Million | ▲ +90 days |
| 2001 | 733 days | GBX1.31 Billion | GBX1.79 Million/day | GBX- | GBX430.62 Million | ▲ +24 days |
| 2000 | 709 days | GBX1.12 Billion | GBX1.58 Million/day | GBX- | GBX330.00 Million | ▲ +7 days |
| 1999 | 702 days | GBX956.30 Million | GBX1.36 Million/day | GBX- | GBX266.30 Million | ▼ -49 days |
| 1998 | 752 days | GBX892.74 Million | GBX1.19 Million/day | GBX- | GBX268.63 Million | ▲ +55 days |
| 1997 | 697 days | GBX840.37 Million | GBX1.21 Million/day | GBX- | GBX280.60 Million | ▲ +46 days |
| 1996 | 650 days | GBX798.49 Million | GBX1.23 Million/day | GBX- | GBX297.68 Million | ▲ +66 days |
| 1995 | 585 days | GBX730.81 Million | GBX1.25 Million/day | GBX- | GBX260.19 Million | ▼ -12 days |
| 1994 | 597 days | GBX642.75 Million | GBX1.08 Million/day | GBX- | GBX197.14 Million | ▼ -37 days |
| 1993 | 633 days | GBX552.73 Million | GBX872.51K/day | GBX- | GBX127.91 Million | ▼ -132 days |
| 1992 | 765 days | GBX460.92 Million | GBX602.43K/day | GBX- | GBX64.07 Million | ▲ +333 days |
| 1991 | 432 days | GBX445.99 Million | GBX1.03 Million/day | GBX- | GBX41.52 Million | ▲ +14 days |
| 1990 | 418 days | GBX418.07 Million | GBX999.27K/day | GBX- | GBX34.58 Million | ▼ -4 days |
| 1989 | 422 days | GBX372.73 Million | GBX882.99K/day | GBX- | GBX34.11 Million | ▼ -5 days |
| 1988 | 428 days | GBX298.93 Million | GBX699.25K/day | GBX- | GBX24.15 Million | ▲ +7 days |
| 1987 | 421 days | GBX285.77 Million | GBX679.09K/day | GBX- | GBX18.28 Million | ▼ -11 days |
| 1986 | 431 days | GBX287.27 Million | GBX665.80K/day | GBX- | GBX16.68 Million | ▼ -10 days |
| 1985 | 442 days | GBX277.93 Million | GBX629.15K/day | GBX- | GBX13.25 Million | — |