Vanquis Banking Group PLC (VANQ) — Working Capital to Net Assets Ratio
Vanquis Banking Group PLC (VANQ) has a Working Capital to Net Assets ratio of -379.0% as of June 2025. Working capital of GBX-1.65 Billion (current assets of GBX872.30 Million minus current liabilities of GBX2.52 Billion) is measured against net assets of GBX434.70 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Vanquis Banking Group PLC net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Vanquis Banking Group PLC Working Capital to Net Assets (1985–2023)
This chart shows how Vanquis Banking Group PLC's Working Capital to Net Assets ratio has evolved across 39 annual periods from 1985 to 2023. As of June 2025, the ratio stands at -379.0%, reflecting working capital of GBX-1.65 Billion against net assets of GBX434.70 Million GBX. Check Vanquis Banking Group PLC tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Vanquis Banking Group PLC (1985–2023)
The table below presents the year-by-year Working Capital to Net Assets ratio for Vanquis Banking Group PLC from 1985 to 2023, covering 39 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Vanquis Banking Group PLC.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2023 | -65.9% | GBX-384.30 Million | GBX583.10 Million | GBX743.30 Million | GBX1.13 Billion | ▼ -139.6 pp |
| 2022 | 73.6% | GBX452.70 Million | GBX614.70 Million | GBX515.50 Million | GBX62.80 Million | ▼ -30.9 pp |
| 2021 | 104.5% | GBX659.60 Million | GBX631.20 Million | GBX736.50 Million | GBX76.90 Million | ▼ -29.7 pp |
| 2020 | 134.2% | GBX869.10 Million | GBX647.70 Million | GBX934.60 Million | GBX65.50 Million | ▲ +97.9 pp |
| 2019 | 36.3% | GBX264.70 Million | GBX729.30 Million | GBX386.90 Million | GBX122.20 Million | ▲ +5.2 pp |
| 2018 | 31.1% | GBX246.20 Million | GBX792.30 Million | GBX437.50 Million | GBX191.30 Million | ▼ -292.4 pp |
| 2017 | 323.5% | GBX1.73 Billion | GBX535.10 Million | GBX2.35 Billion | GBX622.90 Million | ▲ +98.7 pp |
| 2016 | 224.8% | GBX1.78 Billion | GBX790.10 Million | GBX2.27 Billion | GBX491.00 Million | ▼ -1.3 pp |
| 2015 | 226.1% | GBX1.60 Billion | GBX707.70 Million | GBX2.00 Billion | GBX402.20 Million | ▼ -34.0 pp |
| 2014 | 260.1% | GBX1.59 Billion | GBX613.00 Million | GBX1.86 Billion | GBX270.00 Million | ▼ -86.3 pp |
| 2013 | 346.4% | GBX1.44 Billion | GBX416.80 Million | GBX1.67 Billion | GBX223.30 Million | ▲ +13.8 pp |
| 2012 | 332.5% | GBX1.25 Billion | GBX375.40 Million | GBX1.52 Billion | GBX270.10 Million | ▼ -26.8 pp |
| 2011 | 359.3% | GBX1.17 Billion | GBX326.20 Million | GBX1.32 Billion | GBX143.60 Million | ▲ +59.9 pp |
| 2010 | 299.5% | GBX926.50 Million | GBX309.40 Million | GBX1.18 Billion | GBX251.50 Million | ▼ -44.0 pp |
| 2009 | 343.4% | GBX921.80 Million | GBX268.40 Million | GBX1.10 Billion | GBX179.10 Million | ▲ +16.7 pp |
| 2008 | 326.7% | GBX907.90 Million | GBX277.90 Million | GBX1.01 Billion | GBX106.30 Million | ▲ +75.5 pp |
| 2007 | 251.2% | GBX743.30 Million | GBX295.90 Million | GBX897.60 Million | GBX154.30 Million | ▼ -62.1 pp |
| 2006 | 313.3% | GBX1.11 Billion | GBX354.00 Million | GBX1.68 Billion | GBX571.00 Million | ▼ -77.8 pp |
| 2005 | 391.1% | GBX1.24 Billion | GBX317.40 Million | GBX1.84 Billion | GBX600.10 Million | ▲ +113.5 pp |
| 2004 | 277.6% | GBX1.15 Billion | GBX414.70 Million | GBX1.85 Billion | GBX695.80 Million | ▼ -76.5 pp |
| 2003 | 354.1% | GBX1.59 Billion | GBX449.00 Million | GBX1.83 Billion | GBX240.40 Million | ▲ +109.9 pp |
| 2002 | 244.2% | GBX983.47 Million | GBX402.67 Million | GBX1.70 Billion | GBX714.41 Million | ▲ +0.5 pp |
| 2001 | 243.8% | GBX722.86 Million | GBX296.55 Million | GBX1.38 Billion | GBX654.85 Million | ▲ +13.9 pp |
| 2000 | 229.8% | GBX612.98 Million | GBX266.69 Million | GBX1.19 Billion | GBX577.84 Million | ▲ +30.2 pp |
| 1999 | 199.6% | GBX517.09 Million | GBX259.02 Million | GBX1.01 Billion | GBX497.11 Million | ▼ -4.7 pp |
| 1998 | 204.3% | GBX505.21 Million | GBX247.30 Million | GBX938.74 Million | GBX433.52 Million | ▲ +51.7 pp |
| 1997 | 152.6% | GBX443.58 Million | GBX290.76 Million | GBX883.86 Million | GBX440.28 Million | ▲ +11.0 pp |
| 1996 | 141.6% | GBX381.67 Million | GBX269.53 Million | GBX829.90 Million | GBX448.23 Million | ▼ -7.6 pp |
| 1995 | 149.2% | GBX346.31 Million | GBX232.10 Million | GBX802.55 Million | GBX456.24 Million | ▼ -14.9 pp |
| 1994 | 164.1% | GBX328.68 Million | GBX200.24 Million | GBX721.75 Million | GBX393.07 Million | ▼ -2.9 pp |
| 1993 | 167.0% | GBX294.73 Million | GBX176.48 Million | GBX613.20 Million | GBX318.47 Million | ▼ -23.2 pp |
| 1992 | 190.2% | GBX293.17 Million | GBX154.13 Million | GBX513.06 Million | GBX219.89 Million | ▲ +105.3 pp |
| 1991 | 84.9% | GBX116.40 Million | GBX137.04 Million | GBX493.06 Million | GBX376.65 Million | ▲ +4.6 pp |
| 1990 | 80.3% | GBX101.50 Million | GBX126.37 Million | GBX466.23 Million | GBX364.73 Million | ▲ +0.4 pp |
| 1989 | 79.9% | GBX94.03 Million | GBX117.66 Million | GBX416.31 Million | GBX322.29 Million | ▼ -18.4 pp |
| 1988 | 98.3% | GBX83.91 Million | GBX85.38 Million | GBX339.14 Million | GBX255.22 Million | ▼ -4.0 pp |
| 1987 | 102.3% | GBX76.10 Million | GBX74.39 Million | GBX323.97 Million | GBX247.87 Million | ▼ -4.0 pp |
| 1986 | 106.3% | GBX69.79 Million | GBX65.65 Million | GBX312.81 Million | GBX243.02 Million | ▼ -7.6 pp |
| 1985 | 113.9% | GBX66.51 Million | GBX58.38 Million | GBX296.15 Million | GBX229.64 Million | — |