Vanquis Banking Group PLC (VANQ) — Net Asset Quality Index
Vanquis Banking Group PLC (VANQ) has a Net Asset Quality Index of 12.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX3.94 Billion minus total liabilities of GBX3.45 Billion yields net assets of GBX487.30 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Vanquis Banking Group PLC liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Vanquis Banking Group PLC Net Asset Quality Index Over Time (1985–2025)
This chart shows how Vanquis Banking Group PLC's Net Asset Quality Index has evolved across 41 annual periods from 1985 to 2025. As of December 2025, the index stands at 12.4%, representing net assets of GBX487.30 Million against total assets of GBX3.94 Billion GBX. Explore Vanquis Banking Group PLC cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Vanquis Banking Group PLC (1985–2025)
The table below presents the year-by-year Net Asset Quality Index for Vanquis Banking Group PLC from 1985 to 2025, covering 41 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Vanquis Banking Group PLC worth.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.4% | GBX487.30 Million | GBX3.94 Billion | GBX3.45 Billion | ▼ -0.7 pp |
| 2024 | 13.1% | GBX441.20 Million | GBX3.38 Billion | GBX2.93 Billion | ▼ -5.1 pp |
| 2023 | 18.2% | GBX583.10 Million | GBX3.21 Billion | GBX2.63 Billion | ▼ -4.9 pp |
| 2022 | 23.1% | GBX614.70 Million | GBX2.66 Billion | GBX2.05 Billion | ▼ -0.1 pp |
| 2021 | 23.2% | GBX631.20 Million | GBX2.73 Billion | GBX2.09 Billion | ▲ +2.1 pp |
| 2020 | 21.0% | GBX647.70 Million | GBX3.08 Billion | GBX2.43 Billion | ▼ -4.0 pp |
| 2019 | 25.1% | GBX729.30 Million | GBX2.91 Billion | GBX2.18 Billion | ▼ -1.2 pp |
| 2018 | 26.3% | GBX792.30 Million | GBX3.02 Billion | GBX2.23 Billion | ▲ +8.2 pp |
| 2017 | 18.0% | GBX535.10 Million | GBX2.97 Billion | GBX2.43 Billion | ▼ -9.9 pp |
| 2016 | 28.0% | GBX790.10 Million | GBX2.83 Billion | GBX2.04 Billion | ▼ -0.7 pp |
| 2015 | 28.7% | GBX707.70 Million | GBX2.47 Billion | GBX1.76 Billion | ▲ +1.5 pp |
| 2014 | 27.1% | GBX613.00 Million | GBX2.26 Billion | GBX1.65 Billion | ▲ +4.1 pp |
| 2013 | 23.0% | GBX416.80 Million | GBX1.81 Billion | GBX1.39 Billion | ▲ +0.8 pp |
| 2012 | 22.3% | GBX375.40 Million | GBX1.69 Billion | GBX1.31 Billion | ▲ +0.2 pp |
| 2011 | 22.1% | GBX326.20 Million | GBX1.48 Billion | GBX1.15 Billion | ▼ -0.3 pp |
| 2010 | 22.4% | GBX309.40 Million | GBX1.38 Billion | GBX1.07 Billion | ▲ +1.4 pp |
| 2009 | 21.0% | GBX268.40 Million | GBX1.28 Billion | GBX1.01 Billion | ▼ -1.6 pp |
| 2008 | 22.7% | GBX277.90 Million | GBX1.23 Billion | GBX948.60 Million | ▼ -4.9 pp |
| 2007 | 27.5% | GBX295.90 Million | GBX1.08 Billion | GBX779.40 Million | ▲ +9.0 pp |
| 2006 | 18.5% | GBX354.00 Million | GBX1.91 Billion | GBX1.56 Billion | ▲ +2.5 pp |
| 2005 | 16.0% | GBX317.40 Million | GBX1.98 Billion | GBX1.66 Billion | ▼ -4.1 pp |
| 2004 | 20.1% | GBX414.70 Million | GBX2.06 Billion | GBX1.65 Billion | ▼ -2.7 pp |
| 2003 | 22.8% | GBX449.00 Million | GBX1.97 Billion | GBX1.52 Billion | ▲ +0.9 pp |
| 2002 | 21.9% | GBX402.67 Million | GBX1.84 Billion | GBX1.43 Billion | ▲ +1.2 pp |
| 2001 | 20.7% | GBX296.55 Million | GBX1.43 Billion | GBX1.13 Billion | ▼ -0.9 pp |
| 2000 | 21.6% | GBX266.69 Million | GBX1.23 Billion | GBX965.31 Million | ▼ -3.0 pp |
| 1999 | 24.7% | GBX259.02 Million | GBX1.05 Billion | GBX791.26 Million | ▼ -0.7 pp |
| 1998 | 25.4% | GBX247.30 Million | GBX975.31 Million | GBX728.00 Million | ▼ -6.4 pp |
| 1997 | 31.7% | GBX290.76 Million | GBX916.86 Million | GBX626.10 Million | ▲ +0.0 pp |
| 1996 | 31.7% | GBX269.53 Million | GBX851.13 Million | GBX581.61 Million | ▲ +3.6 pp |
| 1995 | 28.1% | GBX232.10 Million | GBX826.12 Million | GBX594.02 Million | ▲ +1.3 pp |
| 1994 | 26.8% | GBX200.24 Million | GBX745.91 Million | GBX545.68 Million | ▼ -0.7 pp |
| 1993 | 27.5% | GBX176.48 Million | GBX640.73 Million | GBX464.25 Million | ▼ -0.9 pp |
| 1992 | 28.5% | GBX154.13 Million | GBX541.54 Million | GBX387.41 Million | ▲ +2.8 pp |
| 1991 | 25.6% | GBX137.04 Million | GBX534.72 Million | GBX397.68 Million | ▲ +0.8 pp |
| 1990 | 24.8% | GBX126.37 Million | GBX508.56 Million | GBX382.18 Million | ▼ -1.0 pp |
| 1989 | 25.8% | GBX117.66 Million | GBX455.87 Million | GBX338.21 Million | ▲ +2.1 pp |
| 1988 | 23.7% | GBX85.38 Million | GBX360.74 Million | GBX275.36 Million | ▲ +1.9 pp |
| 1987 | 21.8% | GBX74.39 Million | GBX341.58 Million | GBX267.19 Million | ▲ +1.8 pp |
| 1986 | 20.0% | GBX65.65 Million | GBX328.74 Million | GBX263.09 Million | ▲ +1.1 pp |
| 1985 | 18.8% | GBX58.38 Million | GBX309.83 Million | GBX251.45 Million | — |