Vanquis Banking Group PLC (VANQ) — Net Asset Quality Index
Vanquis Banking Group PLC (VANQ) has a Net Asset Quality Index of 12.6% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX3.45 Billion minus total liabilities of GBX3.01 Billion yields net assets of GBX434.70 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check VANQ asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Vanquis Banking Group PLC Net Asset Quality Index Over Time (1985–2024)
This chart shows how Vanquis Banking Group PLC's Net Asset Quality Index has evolved across 40 annual periods from 1985 to 2024. As of June 2025, the index stands at 12.6%, representing net assets of GBX434.70 Million against total assets of GBX3.45 Billion GBX. See VANQ net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Vanquis Banking Group PLC (1985–2024)
The table below presents the year-by-year Net Asset Quality Index for Vanquis Banking Group PLC from 1985 to 2024, covering 40 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see VANQ company net worth.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 13.1% | GBX441.20 Million | GBX3.38 Billion | GBX2.93 Billion | ▼ -5.1 pp |
| 2023 | 18.2% | GBX583.10 Million | GBX3.21 Billion | GBX2.63 Billion | ▼ -4.9 pp |
| 2022 | 23.1% | GBX614.70 Million | GBX2.66 Billion | GBX2.05 Billion | ▼ -0.1 pp |
| 2021 | 23.2% | GBX631.20 Million | GBX2.73 Billion | GBX2.09 Billion | ▲ +2.1 pp |
| 2020 | 21.0% | GBX647.70 Million | GBX3.08 Billion | GBX2.43 Billion | ▼ -4.0 pp |
| 2019 | 25.1% | GBX729.30 Million | GBX2.91 Billion | GBX2.18 Billion | ▼ -1.2 pp |
| 2018 | 26.3% | GBX792.30 Million | GBX3.02 Billion | GBX2.23 Billion | ▲ +8.2 pp |
| 2017 | 18.0% | GBX535.10 Million | GBX2.97 Billion | GBX2.43 Billion | ▼ -9.9 pp |
| 2016 | 28.0% | GBX790.10 Million | GBX2.83 Billion | GBX2.04 Billion | ▼ -0.7 pp |
| 2015 | 28.7% | GBX707.70 Million | GBX2.47 Billion | GBX1.76 Billion | ▲ +1.5 pp |
| 2014 | 27.1% | GBX613.00 Million | GBX2.26 Billion | GBX1.65 Billion | ▲ +4.1 pp |
| 2013 | 23.0% | GBX416.80 Million | GBX1.81 Billion | GBX1.39 Billion | ▲ +0.8 pp |
| 2012 | 22.3% | GBX375.40 Million | GBX1.69 Billion | GBX1.31 Billion | ▲ +0.2 pp |
| 2011 | 22.1% | GBX326.20 Million | GBX1.48 Billion | GBX1.15 Billion | ▼ -0.3 pp |
| 2010 | 22.4% | GBX309.40 Million | GBX1.38 Billion | GBX1.07 Billion | ▲ +1.4 pp |
| 2009 | 21.0% | GBX268.40 Million | GBX1.28 Billion | GBX1.01 Billion | ▼ -1.6 pp |
| 2008 | 22.7% | GBX277.90 Million | GBX1.23 Billion | GBX948.60 Million | ▼ -4.9 pp |
| 2007 | 27.5% | GBX295.90 Million | GBX1.08 Billion | GBX779.40 Million | ▲ +9.0 pp |
| 2006 | 18.5% | GBX354.00 Million | GBX1.91 Billion | GBX1.56 Billion | ▲ +2.5 pp |
| 2005 | 16.0% | GBX317.40 Million | GBX1.98 Billion | GBX1.66 Billion | ▼ -4.1 pp |
| 2004 | 20.1% | GBX414.70 Million | GBX2.06 Billion | GBX1.65 Billion | ▼ -2.7 pp |
| 2003 | 22.8% | GBX449.00 Million | GBX1.97 Billion | GBX1.52 Billion | ▲ +0.9 pp |
| 2002 | 21.9% | GBX402.67 Million | GBX1.84 Billion | GBX1.43 Billion | ▲ +1.2 pp |
| 2001 | 20.7% | GBX296.55 Million | GBX1.43 Billion | GBX1.13 Billion | ▼ -0.9 pp |
| 2000 | 21.6% | GBX266.69 Million | GBX1.23 Billion | GBX965.31 Million | ▼ -3.0 pp |
| 1999 | 24.7% | GBX259.02 Million | GBX1.05 Billion | GBX791.26 Million | ▼ -0.7 pp |
| 1998 | 25.4% | GBX247.30 Million | GBX975.31 Million | GBX728.00 Million | ▼ -6.4 pp |
| 1997 | 31.7% | GBX290.76 Million | GBX916.86 Million | GBX626.10 Million | ▲ +0.0 pp |
| 1996 | 31.7% | GBX269.53 Million | GBX851.13 Million | GBX581.61 Million | ▲ +3.6 pp |
| 1995 | 28.1% | GBX232.10 Million | GBX826.12 Million | GBX594.02 Million | ▲ +1.3 pp |
| 1994 | 26.8% | GBX200.24 Million | GBX745.91 Million | GBX545.68 Million | ▼ -0.7 pp |
| 1993 | 27.5% | GBX176.48 Million | GBX640.73 Million | GBX464.25 Million | ▼ -0.9 pp |
| 1992 | 28.5% | GBX154.13 Million | GBX541.54 Million | GBX387.41 Million | ▲ +2.8 pp |
| 1991 | 25.6% | GBX137.04 Million | GBX534.72 Million | GBX397.68 Million | ▲ +0.8 pp |
| 1990 | 24.8% | GBX126.37 Million | GBX508.56 Million | GBX382.18 Million | ▼ -1.0 pp |
| 1989 | 25.8% | GBX117.66 Million | GBX455.87 Million | GBX338.21 Million | ▲ +2.1 pp |
| 1988 | 23.7% | GBX85.38 Million | GBX360.74 Million | GBX275.36 Million | ▲ +1.9 pp |
| 1987 | 21.8% | GBX74.39 Million | GBX341.58 Million | GBX267.19 Million | ▲ +1.8 pp |
| 1986 | 20.0% | GBX65.65 Million | GBX328.74 Million | GBX263.09 Million | ▲ +1.1 pp |
| 1985 | 18.8% | GBX58.38 Million | GBX309.83 Million | GBX251.45 Million | — |