Amalgamated Bank (AMAL) — Cash Flow Quality Index
Amalgamated Bank (AMAL) has a Cash Flow Quality Index of 2.25x as of March 2026. Operating cash flow of $56.78 Million exceeds net income of $25.22 Million, indicating high earnings quality where cash backs reported profits. Explore AMAL cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Amalgamated Bank Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Amalgamated Bank across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Amalgamated Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Amalgamated Bank (2016–2025)
Year-by-year earnings quality comparison for Amalgamated Bank. For live market cap and the full company financial profile, see market cap of Amalgamated Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | $135.78 Million | $104.45 Million | ▲ +11.5% |
| 2024 | 1.17x | $124.06 Million | $106.43 Million | ▼ -12.5% |
| 2023 | 1.33x | $117.22 Million | $87.98 Million | ▼ -26.3% |
| 2022 | 1.81x | $147.32 Million | $81.48 Million | ▲ +35.7% |
| 2021 | 1.33x | $70.54 Million | $52.94 Million | ▼ -6.4% |
| 2020 | 1.42x | $65.77 Million | $46.19 Million | ▼ -19.5% |
| 2019 | 1.77x | $83.46 Million | $47.20 Million | ▲ +154.5% |
| 2018 | 0.69x | $31.02 Million | $44.65 Million | ▼ -82.3% |
| 2017 | 3.92x | $23.94 Million | $6.11 Million | ▲ +395.1% |
| 2016 | 0.79x | $8.36 Million | $10.56 Million | — |