Amalgamated Bank (AMAL) — Cash Flow Quality Index
Amalgamated Bank (AMAL) has a Cash Flow Quality Index of 1.39x as of December 2025. Operating cash flow of $37.14 Million exceeds net income of $26.64 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Amalgamated Bank to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Amalgamated Bank Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Amalgamated Bank across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Amalgamated Bank tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Amalgamated Bank (2016–2025)
Year-by-year earnings quality comparison for Amalgamated Bank. For live market cap and the full company financial profile, see Amalgamated Bank (AMAL) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | $135.78 Million | $104.45 Million | ▲ +11.5% |
| 2024 | 1.17x | $124.06 Million | $106.43 Million | ▼ -12.5% |
| 2023 | 1.33x | $117.22 Million | $87.98 Million | ▼ -26.3% |
| 2022 | 1.81x | $147.32 Million | $81.48 Million | ▲ +35.7% |
| 2021 | 1.33x | $70.54 Million | $52.94 Million | ▼ -6.4% |
| 2020 | 1.42x | $65.77 Million | $46.19 Million | ▼ -19.5% |
| 2019 | 1.77x | $83.46 Million | $47.20 Million | ▲ +154.5% |
| 2018 | 0.69x | $31.02 Million | $44.65 Million | ▼ -82.3% |
| 2017 | 3.92x | $23.94 Million | $6.11 Million | ▲ +395.1% |
| 2016 | 0.79x | $8.36 Million | $10.56 Million | — |