Amalgamated Bank (AMAL) — Cash Flow Quality Index
Amalgamated Bank (AMAL) has a Cash Flow Quality Index of 2.25x as of March 2026. Operating cash flow of $56.78 Million exceeds net income of $25.22 Million, indicating high earnings quality where cash backs reported profits. Explore Amalgamated Bank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Amalgamated Bank Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Amalgamated Bank across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Amalgamated Bank cash flow conversion.
Annual Cash Flow Quality Index for Amalgamated Bank (2016–2025)
Year-by-year earnings quality comparison for Amalgamated Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | $135.78 Million | $104.45 Million | ▲ +11.5% |
| 2024 | 1.17x | $124.06 Million | $106.43 Million | ▼ -12.5% |
| 2023 | 1.33x | $117.22 Million | $87.98 Million | ▼ -26.3% |
| 2022 | 1.81x | $147.32 Million | $81.48 Million | ▲ +35.7% |
| 2021 | 1.33x | $70.54 Million | $52.94 Million | ▼ -6.4% |
| 2020 | 1.42x | $65.77 Million | $46.19 Million | ▼ -19.5% |
| 2019 | 1.77x | $83.46 Million | $47.20 Million | ▲ +154.5% |
| 2018 | 0.69x | $31.02 Million | $44.65 Million | ▼ -82.3% |
| 2017 | 3.92x | $23.94 Million | $6.11 Million | ▲ +395.1% |
| 2016 | 0.79x | $8.36 Million | $10.56 Million | — |