Amalgamated Bank Cash Flow Quality Index
Amalgamated Bank cash flow quality index. Amalgamated Bank (AMAL) has a Cash Flow Quality Index of 2.25x as of March 2026. Operating cash flow of $56.78 Million exceeds net income of $25.22 Million, indicating high earnings quality where cash backs reported profits. See Amalgamated Bank (AMAL) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Amalgamated Bank (2016–2025)
Cash flow quality index of Amalgamated Bank from 2016 to 2025. Historical Cash Flow Quality Index for Amalgamated Bank across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Amalgamated Bank cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Amalgamated Bank Cash Flow Quality Index by Year (2016–2025)
Amalgamated Bank cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for Amalgamated Bank. For the full cash flow conversion analysis, see AMAL cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | $135.78 Million | $104.45 Million | ▲ +11.5% |
| 2024 | 1.17x | $124.06 Million | $106.43 Million | ▼ -12.5% |
| 2023 | 1.33x | $117.22 Million | $87.98 Million | ▼ -26.3% |
| 2022 | 1.81x | $147.32 Million | $81.48 Million | ▲ +35.7% |
| 2021 | 1.33x | $70.54 Million | $52.94 Million | ▼ -6.4% |
| 2020 | 1.42x | $65.77 Million | $46.19 Million | ▼ -19.5% |
| 2019 | 1.77x | $83.46 Million | $47.20 Million | ▲ +154.5% |
| 2018 | 0.69x | $31.02 Million | $44.65 Million | ▼ -82.3% |
| 2017 | 3.92x | $23.94 Million | $6.11 Million | ▲ +395.1% |
| 2016 | 0.79x | $8.36 Million | $10.56 Million | — |