Amalgamated Bank (AMAL) — Cash Flow Reinvestment Rate
Amalgamated Bank (AMAL) has a Cash Flow Reinvestment Rate of 3.89x as of December 2025, reinvesting $144.61 Million (capex $2.79 Million plus investments $141.82 Million) from operating cash flow of $37.14 Million. Explore AMAL capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Amalgamated Bank Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for Amalgamated Bank across 10 annual periods. Also explore AMAL asset base for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Amalgamated Bank (2016–2025)
Year-by-year capital reinvestment analysis for Amalgamated Bank. For live market cap and broader valuation context, see Amalgamated Bank (AMAL) market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.72x | $97.23 Million | $135.78 Million | $1.38 Million | ▼ -72.0% |
| 2024 | 2.56x | $317.72 Million | $124.06 Million | $1.77 Million | ▲ +552.3% |
| 2023 | 0.39x | $46.02 Million | $117.22 Million | $1.48 Million | ▼ -90.1% |
| 2022 | 3.96x | $583.85 Million | $147.32 Million | $1.67 Million | ▼ -70.9% |
| 2021 | 13.64x | $962.00 Million | $70.54 Million | $2.40 Million | ▲ +18.5% |
| 2020 | 11.51x | $756.75 Million | $65.77 Million | $1.61 Million | ▲ +75.7% |
| 2019 | 6.55x | $546.64 Million | $83.46 Million | $753.00K | ▼ -21.8% |
| 2018 | 8.37x | $259.73 Million | $31.02 Million | $1.43 Million | ▲ +442.2% |
| 2017 | 1.54x | $36.97 Million | $23.94 Million | $1.87 Million | ▼ -85.4% |
| 2016 | 10.61x | $88.65 Million | $8.36 Million | $12.53 Million | — |