Amalgamated Bank (AMAL) — Cash Flow Reinvestment Rate
Amalgamated Bank (AMAL) has a Cash Flow Reinvestment Rate of 5.18x as of March 2026, reinvesting $293.86 Million (capex $6.08 Million plus investments $-287.78 Million) from operating cash flow of $56.78 Million. See cash generation quality of Amalgamated Bank to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Amalgamated Bank Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for Amalgamated Bank across 10 annual periods. For the full cash flow conversion analysis, see AMAL operating cash flow.
Annual Cash Flow Reinvestment Rate for Amalgamated Bank (2016–2025)
Year-by-year capital reinvestment analysis for Amalgamated Bank. See AMAL financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.72x | $97.23 Million | $135.78 Million | $1.38 Million | ▼ -72.0% |
| 2024 | 2.56x | $317.72 Million | $124.06 Million | $1.77 Million | ▲ +552.3% |
| 2023 | 0.39x | $46.02 Million | $117.22 Million | $1.48 Million | ▼ -90.1% |
| 2022 | 3.96x | $583.85 Million | $147.32 Million | $1.67 Million | ▼ -70.9% |
| 2021 | 13.64x | $962.00 Million | $70.54 Million | $2.40 Million | ▲ +18.5% |
| 2020 | 11.51x | $756.75 Million | $65.77 Million | $1.61 Million | ▲ +75.7% |
| 2019 | 6.55x | $546.64 Million | $83.46 Million | $753.00K | ▼ -21.8% |
| 2018 | 8.37x | $259.73 Million | $31.02 Million | $1.43 Million | ▲ +442.2% |
| 2017 | 1.54x | $36.97 Million | $23.94 Million | $1.87 Million | ▼ -85.4% |
| 2016 | 10.61x | $88.65 Million | $8.36 Million | $12.53 Million | — |