Amalgamated Bank (AMAL) — Cash Flow Reinvestment Rate

Latest as of March 2026: 5.18x

Amalgamated Bank (AMAL) has a Cash Flow Reinvestment Rate of 5.18x as of March 2026, reinvesting $293.86 Million (capex $6.08 Million plus investments $-287.78 Million) from operating cash flow of $56.78 Million. Check AMAL cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

5.18x
(Capex + Investments) / Operating CF

Total Reinvested

$293.86 Million
Capex + Investments

Operating Cash Flow

$56.78 Million
USD

Capital Expenditures

$6.08 Million
USD

Amalgamated Bank Cash Flow Reinvestment Rate (2016–2025)

Historical reinvestment intensity for Amalgamated Bank across 10 annual periods. Explore long-term investment intensity of Amalgamated Bank to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Amalgamated Bank (2016–2025)

Year-by-year capital reinvestment analysis for Amalgamated Bank. For live market cap and broader valuation context, see how much is Amalgamated Bank worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.72x $97.23 Million $135.78 Million $1.38 Million ▼ -72.0%
2024 2.56x $317.72 Million $124.06 Million $1.77 Million ▲ +552.3%
2023 0.39x $46.02 Million $117.22 Million $1.48 Million ▼ -90.1%
2022 3.96x $583.85 Million $147.32 Million $1.67 Million ▼ -70.9%
2021 13.64x $962.00 Million $70.54 Million $2.40 Million ▲ +18.5%
2020 11.51x $756.75 Million $65.77 Million $1.61 Million ▲ +75.7%
2019 6.55x $546.64 Million $83.46 Million $753.00K ▼ -21.8%
2018 8.37x $259.73 Million $31.02 Million $1.43 Million ▲ +442.2%
2017 1.54x $36.97 Million $23.94 Million $1.87 Million ▼ -85.4%
2016 10.61x $88.65 Million $8.36 Million $12.53 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow