Amalgamated Bank Defensive Interval Ratio
Amalgamated Bank defensive interval ratio. Amalgamated Bank (AMAL) has a Defensive Interval Ratio of 4484 days as of December 2025. Defensive assets of $113.79 Million (cash $-, short-term investments $48.66 Million, receivables $65.13 Million) cover 4484 days of daily cash needs of $25.38K/day. See Amalgamated Bank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Amalgamated Bank (2016–2025)
Defensive interval ratio of Amalgamated Bank from 2016 to 2025. This chart shows how Amalgamated Bank's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 4484 days, meaning defensive assets of $113.79 Million can fund 4484 days of operations without new revenue. Check AMAL financial resilience to evaluate the company's liquid asset resilience ratio.
Amalgamated Bank Defensive Interval Ratio by Year (2016–2025)
Amalgamated Bank defensive interval ratio by year from 2016 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Amalgamated Bank from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Amalgamated Bank total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4484 days | $113.79 Million | $25.38K/day | $- | $48.66 Million | ▲ +4398 days |
| 2024 | 86 days | $1.69 Billion | $19.67 Million/day | $- | $1.63 Billion | ▲ +6 days |
| 2023 | 80 days | $1.54 Billion | $19.21 Million/day | $- | $1.48 Billion | ▼ -23 days |
| 2022 | 103 days | $1.85 Billion | $18.07 Million/day | $- | $1.81 Billion | ▼ -20 days |
| 2021 | 123 days | $2.14 Billion | $17.41 Million/day | $- | $2.11 Billion | ▲ +16 days |
| 2020 | 107 days | $1.56 Billion | $14.63 Million/day | $- | $1.54 Billion | ▲ +9 days |
| 2019 | 98 days | $1.24 Billion | $12.72 Million/day | $- | $1.22 Billion | ▼ -8 days |
| 2018 | 106 days | $1.19 Billion | $11.25 Million/day | $- | $1.18 Billion | ▲ +0 days |
| 2017 | 106 days | $954.54 Million | $9.03 Million/day | $- | $943.36 Million | ▲ +84 days |
| 2016 | 22 days | $133.16 Million | $6.11 Million/day | $- | $133.16 Million | — |