Amalgamated Bank (AMAL) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Amalgamated Bank (AMAL) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $62.85 Million (operating CF $56.78 Million minus capex $6.08 Million) represents 0% of total liabilities ($8.36 Billion). Check cash flow reinvestment rate of Amalgamated Bank to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$62.85 Million
Operating CF − Capex

Total Liabilities

$8.36 Billion
USD

Capital Expenditures

$6.08 Million
USD

Amalgamated Bank Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Amalgamated Bank across 10 annual periods. For the full cash flow conversion analysis, see how efficiently does Amalgamated Bank generate cash.

Annual Financial Flexibility Index for Amalgamated Bank (2016–2025)

Year-by-year free cash flow to debt coverage for Amalgamated Bank. Explore Amalgamated Bank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $137.16 Million $135.78 Million $8.08 Billion ▲ +1.9%
2024 0.02x $125.84 Million $124.06 Million $7.55 Billion ▲ +3.7%
2023 0.02x $118.70 Million $117.22 Million $7.39 Billion ▼ -20.9%
2022 0.02x $148.99 Million $147.32 Million $7.33 Billion ▲ +81.4%
2021 0.01x $72.93 Million $70.54 Million $6.51 Billion ▼ -9.6%
2020 0.01x $67.38 Million $65.77 Million $5.44 Billion ▼ -28.9%
2019 0.02x $84.21 Million $83.46 Million $4.83 Billion ▲ +127.9%
2018 0.01x $32.45 Million $31.02 Million $4.25 Billion ▲ +9.5%
2017 0.01x $25.80 Million $23.94 Million $3.70 Billion ▲ +23.7%
2016 0.01x $20.88 Million $8.36 Million $3.70 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities