Amalgamated Bank (AMAL) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Amalgamated Bank (AMAL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $39.94 Million (operating CF $37.14 Million minus capex $2.79 Million) represents 0% of total liabilities ($8.08 Billion). Also explore Amalgamated Bank net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$39.94 Million
Operating CF − Capex

Total Liabilities

$8.08 Billion
USD

Capital Expenditures

$2.79 Million
USD

Amalgamated Bank Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Amalgamated Bank across 10 annual periods. Check Amalgamated Bank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Amalgamated Bank (2016–2025)

Year-by-year free cash flow to debt coverage for Amalgamated Bank. For the full company profile including market capitalisation, see Amalgamated Bank (AMAL) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $137.16 Million $135.78 Million $8.08 Billion ▲ +1.9%
2024 0.02x $125.84 Million $124.06 Million $7.55 Billion ▲ +3.7%
2023 0.02x $118.70 Million $117.22 Million $7.39 Billion ▼ -20.9%
2022 0.02x $148.99 Million $147.32 Million $7.33 Billion ▲ +81.4%
2021 0.01x $72.93 Million $70.54 Million $6.51 Billion ▼ -9.6%
2020 0.01x $67.38 Million $65.77 Million $5.44 Billion ▼ -28.9%
2019 0.02x $84.21 Million $83.46 Million $4.83 Billion ▲ +127.9%
2018 0.01x $32.45 Million $31.02 Million $4.25 Billion ▲ +9.5%
2017 0.01x $25.80 Million $23.94 Million $3.70 Billion ▲ +23.7%
2016 0.01x $20.88 Million $8.36 Million $3.70 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities