Amalgamated Bank Financial Flexibility Index
Amalgamated Bank financial flexibility index. Amalgamated Bank (AMAL) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $62.85 Million (operating CF $56.78 Million minus capex $6.08 Million) represents 0% of total liabilities ($8.36 Billion). See AMAL free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Amalgamated Bank (2016–2025)
Financial flexibility index of Amalgamated Bank from 2016 to 2025. Historical Financial Flexibility Index trend for Amalgamated Bank across 10 annual periods. Check AMAL operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Amalgamated Bank Financial Flexibility Index by Year (2016–2025)
Amalgamated Bank financial flexibility index by year from 2016 to 2025. Year-by-year free cash flow to debt coverage for Amalgamated Bank. For the full cash flow conversion analysis, see AMAL cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $137.16 Million | $135.78 Million | $8.08 Billion | ▲ +1.9% |
| 2024 | 0.02x | $125.84 Million | $124.06 Million | $7.55 Billion | ▲ +3.7% |
| 2023 | 0.02x | $118.70 Million | $117.22 Million | $7.39 Billion | ▼ -20.9% |
| 2022 | 0.02x | $148.99 Million | $147.32 Million | $7.33 Billion | ▲ +81.4% |
| 2021 | 0.01x | $72.93 Million | $70.54 Million | $6.51 Billion | ▼ -9.6% |
| 2020 | 0.01x | $67.38 Million | $65.77 Million | $5.44 Billion | ▼ -28.9% |
| 2019 | 0.02x | $84.21 Million | $83.46 Million | $4.83 Billion | ▲ +127.9% |
| 2018 | 0.01x | $32.45 Million | $31.02 Million | $4.25 Billion | ▲ +9.5% |
| 2017 | 0.01x | $25.80 Million | $23.94 Million | $3.70 Billion | ▲ +23.7% |
| 2016 | 0.01x | $20.88 Million | $8.36 Million | $3.70 Billion | — |