Amalgamated Bank Cash Flow-to-Debt Ratio
Amalgamated Bank cash flow-to-debt ratio. Amalgamated Bank (AMAL) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $56.78 Million could theoretically repay 0% of its total liabilities ($8.36 Billion) in one year. Check AMAL cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Amalgamated Bank (2016–2025)
Cash flow-to-debt ratio of Amalgamated Bank from 2016 to 2025. Historical debt coverage capacity for Amalgamated Bank across 10 annual periods. Check Amalgamated Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Amalgamated Bank Cash Flow-to-Debt Ratio by Year (2016–2025)
Amalgamated Bank cash flow-to-debt ratio by year from 2016 to 2025. Year-by-year debt coverage analysis for Amalgamated Bank. For the full cash flow conversion analysis, see cash flow conversion of Amalgamated Bank.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $135.78 Million | $8.08 Billion | ▲ +2.3% |
| 2024 | 0.02x | $124.06 Million | $7.55 Billion | ▲ +3.6% |
| 2023 | 0.02x | $117.22 Million | $7.39 Billion | ▼ -21.0% |
| 2022 | 0.02x | $147.32 Million | $7.33 Billion | ▲ +85.5% |
| 2021 | 0.01x | $70.54 Million | $6.51 Billion | ▼ -10.4% |
| 2020 | 0.01x | $65.77 Million | $5.44 Billion | ▼ -30.0% |
| 2019 | 0.02x | $83.46 Million | $4.83 Billion | ▲ +136.3% |
| 2018 | 0.01x | $31.02 Million | $4.25 Billion | ▲ +12.8% |
| 2017 | 0.01x | $23.94 Million | $3.70 Billion | ▲ +186.8% |
| 2016 | 0.00x | $8.36 Million | $3.70 Billion | — |