Amalgamated Bank (AMAL) — Cash Flow-to-Debt Ratio
Amalgamated Bank (AMAL) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $56.78 Million could theoretically repay 0% of its total liabilities ($8.36 Billion) in one year. See Amalgamated Bank (AMAL) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Amalgamated Bank Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Amalgamated Bank across 10 annual periods. For the full cash flow conversion analysis, see Amalgamated Bank cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Amalgamated Bank (2016–2025)
Year-by-year debt coverage analysis for Amalgamated Bank. Check earnings quality score of Amalgamated Bank to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $135.78 Million | $8.08 Billion | ▲ +2.3% |
| 2024 | 0.02x | $124.06 Million | $7.55 Billion | ▲ +3.6% |
| 2023 | 0.02x | $117.22 Million | $7.39 Billion | ▼ -21.0% |
| 2022 | 0.02x | $147.32 Million | $7.33 Billion | ▲ +85.5% |
| 2021 | 0.01x | $70.54 Million | $6.51 Billion | ▼ -10.4% |
| 2020 | 0.01x | $65.77 Million | $5.44 Billion | ▼ -30.0% |
| 2019 | 0.02x | $83.46 Million | $4.83 Billion | ▲ +136.3% |
| 2018 | 0.01x | $31.02 Million | $4.25 Billion | ▲ +12.8% |
| 2017 | 0.01x | $23.94 Million | $3.70 Billion | ▲ +186.8% |
| 2016 | 0.00x | $8.36 Million | $3.70 Billion | — |