City Holding Company (CHCO) — Cash Flow Quality Index
City Holding Company (CHCO) has a Cash Flow Quality Index of 1.20x as of March 2026. Operating cash flow of $38.01 Million exceeds net income of $31.73 Million, indicating high earnings quality where cash backs reported profits. Explore City Holding Company cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
City Holding Company Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for City Holding Company across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check City Holding Company total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for City Holding Company (1989–2025)
Year-by-year earnings quality comparison for City Holding Company. For live market cap and the full company financial profile, see City Holding Company stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | $131.37 Million | $130.49 Million | ▼ -10.6% |
| 2024 | 1.13x | $131.90 Million | $117.10 Million | ▼ -6.4% |
| 2023 | 1.20x | $137.58 Million | $114.36 Million | ▲ +6.0% |
| 2022 | 1.13x | $115.82 Million | $102.07 Million | ▼ -2.3% |
| 2021 | 1.16x | $102.27 Million | $88.08 Million | ▲ +15.9% |
| 2020 | 1.00x | $89.80 Million | $89.59 Million | ▼ -9.2% |
| 2019 | 1.10x | $98.64 Million | $89.35 Million | ▼ -0.4% |
| 2018 | 1.11x | $77.57 Million | $70.00 Million | ▼ -20.9% |
| 2017 | 1.40x | $76.13 Million | $54.31 Million | ▲ +11.8% |
| 2016 | 1.25x | $65.33 Million | $52.13 Million | ▲ +41.6% |
| 2015 | 0.89x | $47.90 Million | $54.10 Million | ▼ -12.1% |
| 2014 | 1.01x | $53.35 Million | $52.96 Million | ▼ -36.0% |
| 2013 | 1.57x | $75.89 Million | $48.22 Million | ▲ +13.9% |
| 2012 | 1.38x | $53.81 Million | $38.95 Million | ▼ -5.4% |
| 2011 | 1.46x | $59.44 Million | $40.68 Million | ▼ -16.7% |
| 2010 | 1.75x | $68.33 Million | $38.96 Million | ▲ +198.8% |
| 2009 | 0.59x | $25.03 Million | $42.65 Million | ▼ -69.8% |
| 2008 | 1.94x | $54.56 Million | $28.11 Million | ▲ +96.7% |
| 2007 | 0.99x | $50.35 Million | $51.03 Million | ▼ -11.3% |
| 2006 | 1.11x | $59.15 Million | $53.19 Million | ▲ +6.8% |
| 2005 | 1.04x | $52.37 Million | $50.29 Million | ▼ -10.4% |
| 2004 | 1.16x | $53.89 Million | $46.34 Million | ▲ +20.4% |
| 2003 | 0.97x | $42.21 Million | $43.69 Million | ▼ -39.8% |
| 2002 | 1.60x | $52.06 Million | $32.46 Million | ▼ -90.6% |
| 1999 | 16.99x | $105.59 Million | $6.21 Million | ▲ +167.4% |
| 1998 | -25.23x | $-131.20 Million | $5.20 Million | ▼ -1774.5% |
| 1997 | -1.35x | $-35.40 Million | $26.30 Million | ▼ -143.3% |
| 1996 | 3.11x | $66.20 Million | $21.30 Million | ▲ +133.3% |
| 1995 | -9.34x | $-81.30 Million | $8.70 Million | ▼ -220.7% |
| 1994 | -2.91x | $-20.40 Million | $7.00 Million | ▼ -276.1% |
| 1993 | 1.65x | $9.10 Million | $5.50 Million | ▲ +13.3% |
| 1992 | 1.46x | $7.30 Million | $5.00 Million | ▲ +4.3% |
| 1991 | 1.40x | $4.20 Million | $3.00 Million | ▼ -2.0% |
| 1990 | 1.43x | $4.00 Million | $2.80 Million | ▼ -2.3% |
| 1989 | 1.46x | $3.80 Million | $2.60 Million | — |