City Holding Company Cash Flow Quality Index
City Holding Company cash flow quality index. City Holding Company (CHCO) has a Cash Flow Quality Index of 0.98x as of June 2026. Operating cash flow of $32.64 Million is below net income of $33.30 Million, suggesting accrual-heavy earnings not yet converted to cash. See City Holding Company leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of City Holding Company (1989–2025)
Cash flow quality index of City Holding Company from 1989 to 2025. Historical Cash Flow Quality Index for City Holding Company across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CHCO operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
City Holding Company Cash Flow Quality Index by Year (1989–2025)
City Holding Company cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for City Holding Company. For the full cash flow conversion analysis, see CHCO cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | $131.37 Million | $130.49 Million | ▼ -10.6% |
| 2024 | 1.13x | $131.90 Million | $117.10 Million | ▼ -6.4% |
| 2023 | 1.20x | $137.58 Million | $114.36 Million | ▲ +6.0% |
| 2022 | 1.13x | $115.82 Million | $102.07 Million | ▼ -2.3% |
| 2021 | 1.16x | $102.27 Million | $88.08 Million | ▲ +15.9% |
| 2020 | 1.00x | $89.80 Million | $89.59 Million | ▼ -9.2% |
| 2019 | 1.10x | $98.64 Million | $89.35 Million | ▼ -0.4% |
| 2018 | 1.11x | $77.57 Million | $70.00 Million | ▼ -20.9% |
| 2017 | 1.40x | $76.13 Million | $54.31 Million | ▲ +11.8% |
| 2016 | 1.25x | $65.33 Million | $52.13 Million | ▲ +41.6% |
| 2015 | 0.89x | $47.90 Million | $54.10 Million | ▼ -12.1% |
| 2014 | 1.01x | $53.35 Million | $52.96 Million | ▼ -36.0% |
| 2013 | 1.57x | $75.89 Million | $48.22 Million | ▲ +13.9% |
| 2012 | 1.38x | $53.81 Million | $38.95 Million | ▼ -5.4% |
| 2011 | 1.46x | $59.44 Million | $40.68 Million | ▼ -16.7% |
| 2010 | 1.75x | $68.33 Million | $38.96 Million | ▲ +198.8% |
| 2009 | 0.59x | $25.03 Million | $42.65 Million | ▼ -69.8% |
| 2008 | 1.94x | $54.56 Million | $28.11 Million | ▲ +96.7% |
| 2007 | 0.99x | $50.35 Million | $51.03 Million | ▼ -11.3% |
| 2006 | 1.11x | $59.15 Million | $53.19 Million | ▲ +6.8% |
| 2005 | 1.04x | $52.37 Million | $50.29 Million | ▼ -10.4% |
| 2004 | 1.16x | $53.89 Million | $46.34 Million | ▲ +20.4% |
| 2003 | 0.97x | $42.21 Million | $43.69 Million | ▼ -39.8% |
| 2002 | 1.60x | $52.06 Million | $32.46 Million | ▼ -90.6% |
| 1999 | 16.99x | $105.59 Million | $6.21 Million | ▲ +167.4% |
| 1998 | -25.23x | $-131.20 Million | $5.20 Million | ▼ -1774.5% |
| 1997 | -1.35x | $-35.40 Million | $26.30 Million | ▼ -143.3% |
| 1996 | 3.11x | $66.20 Million | $21.30 Million | ▲ +133.3% |
| 1995 | -9.34x | $-81.30 Million | $8.70 Million | ▼ -220.7% |
| 1994 | -2.91x | $-20.40 Million | $7.00 Million | ▼ -276.1% |
| 1993 | 1.65x | $9.10 Million | $5.50 Million | ▲ +13.3% |
| 1992 | 1.46x | $7.30 Million | $5.00 Million | ▲ +4.3% |
| 1991 | 1.40x | $4.20 Million | $3.00 Million | ▼ -2.0% |
| 1990 | 1.43x | $4.00 Million | $2.80 Million | ▼ -2.3% |
| 1989 | 1.46x | $3.80 Million | $2.60 Million | — |