City Holding Company Defensive Interval Ratio
City Holding Company defensive interval ratio. City Holding Company (CHCO) has a Defensive Interval Ratio of 98 days as of June 2026. Defensive assets of $1.53 Billion (cash $-, short-term investments $1.51 Billion, receivables $21.30 Million) cover 98 days of daily cash needs of $15.66 Million/day. See CHCO net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of City Holding Company (1989–2025)
Defensive interval ratio of City Holding Company from 1989 to 2025. This chart shows how City Holding Company's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 98 days, meaning defensive assets of $1.53 Billion can fund 98 days of operations without new revenue. Check CHCO asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
City Holding Company Defensive Interval Ratio by Year (1989–2025)
City Holding Company defensive interval ratio by year from 1989 to 2025. The table below presents the year-by-year Defensive Interval Ratio for City Holding Company from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see CHCO asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 52 days | $808.08 Million | $15.53 Million/day | $- | $787.36 Million | ▲ +50 days |
| 2024 | 2 days | $36.06 Million | $14.99 Million/day | $- | $15.41 Million | ▼ -92 days |
| 2023 | 94 days | $1.36 Billion | $14.44 Million/day | $- | $1.34 Billion | ▼ -14 days |
| 2022 | 108 days | $1.52 Billion | $14.14 Million/day | $- | $1.51 Billion | ▲ +9 days |
| 2021 | 99 days | $1.42 Billion | $14.35 Million/day | $- | $1.41 Billion | ▲ +11 days |
| 2020 | 88 days | $1.19 Billion | $13.56 Million/day | $- | $1.18 Billion | ▼ -69 days |
| 2019 | 157 days | $821.67 Million | $5.24 Million/day | $- | $810.11 Million | ▲ +93 days |
| 2018 | 63 days | $735.68 Million | $11.61 Million/day | $- | $723.25 Million | ▼ -3719 days |
| 2017 | 3783 days | $559.61 Million | $147.95K/day | $- | $550.39 Million | ▲ +1172 days |
| 2016 | 2611 days | $458.49 Million | $175.62K/day | $- | $450.08 Million | ▼ -7971 days |
| 2015 | 10582 days | $376.90 Million | $35.62K/day | $- | $369.47 Million | ▲ +10551 days |
| 2014 | 31 days | $260.87 Million | $8.37 Million/day | $- | $254.04 Million | ▼ -14 days |
| 2013 | 45 days | $359.53 Million | $8.01 Million/day | $- | $352.66 Million | ▼ -11 days |
| 2012 | 56 days | $383.81 Million | $6.91 Million/day | $- | $377.12 Million | ▼ 0 days |
| 2011 | 56 days | $367.88 Million | $6.60 Million/day | $- | $360.78 Million | ▲ +52 days |
| 2010 | 4 days | $23.60 Million | $6.26 Million/day | $- | $16.34 Million | ▲ +2 days |
| 2009 | 2 days | $11.49 Million | $6.25 Million/day | $- | $3.52 Million | ▼ 0 days |
| 2008 | 2 days | $13.14 Million | $6.12 Million/day | $- | $4.12 Million | ▼ -1 days |
| 2007 | 4 days | $21.05 Million | $5.90 Million/day | $- | $9.79 Million | ▼ -8 days |
| 2006 | 11 days | $64.77 Million | $5.81 Million/day | $- | $52.43 Million | ▲ +8 days |
| 2005 | 3 days | $17.59 Million | $5.70 Million/day | $- | $4.45 Million | ▲ +0 days |
| 2004 | 3 days | $13.10 Million | $4.98 Million/day | $- | $3.23 Million | ▼ 0 days |
| 2003 | 3 days | $15.34 Million | $4.95 Million/day | $- | $5.12 Million | ▼ -9 days |
| 2002 | 12 days | $58.47 Million | $4.76 Million/day | $- | $47.20 Million | ▼ -8 days |
| 2001 | 20 days | $100.92 Million | $4.98 Million/day | $- | $88.50 Million | ▲ +17 days |
| 2000 | 3 days | $20.88 Million | $6.39 Million/day | $- | $2.64 Million | ▲ +0 days |
| 1999 | 3 days | $18.15 Million | $6.42 Million/day | $- | $- | ▼ -1 days |
| 1998 | 4 days | $21.70 Million | $6.16 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $17.60 Million | $5.35 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $7.50 Million | $2.52 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $8.00 Million | $2.57 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $5.90 Million | $1.94 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $4.80 Million | $1.60 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $4.50 Million | $1.31 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $3.40 Million | $869.59K/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $3.30 Million | $838.36K/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $3.60 Million | $752.60K/day | $- | $- | — |