City Holding Company (CHCO) — Defensive Interval Ratio
City Holding Company (CHCO) has a Defensive Interval Ratio of 1424 days as of March 2026. Defensive assets of $1.46 Billion (cash $-, short-term investments $1.44 Billion, receivables $21.64 Million) cover 1424 days of daily cash needs of $1.03 Million/day. Check CHCO intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
City Holding Company Defensive Interval Ratio (1989–2025)
This chart shows how City Holding Company's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 1424 days, meaning defensive assets of $1.46 Billion can fund 1424 days of operations without new revenue. Also explore how fast is City Holding Company growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for City Holding Company (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for City Holding Company from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of City Holding Company.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 178 days | $1.52 Billion | $8.55 Million/day | $- | $1.50 Billion | ▲ +176 days |
| 2024 | 2 days | $36.06 Million | $14.99 Million/day | $- | $15.41 Million | ▼ -92 days |
| 2023 | 94 days | $1.36 Billion | $14.44 Million/day | $- | $1.34 Billion | ▼ -14 days |
| 2022 | 108 days | $1.52 Billion | $14.14 Million/day | $- | $1.51 Billion | ▲ +9 days |
| 2021 | 99 days | $1.42 Billion | $14.35 Million/day | $- | $1.41 Billion | ▲ +11 days |
| 2020 | 88 days | $1.19 Billion | $13.56 Million/day | $- | $1.18 Billion | ▼ -69 days |
| 2019 | 157 days | $821.67 Million | $5.24 Million/day | $- | $810.11 Million | ▲ +93 days |
| 2018 | 63 days | $735.68 Million | $11.61 Million/day | $- | $723.25 Million | ▼ -3719 days |
| 2017 | 3783 days | $559.61 Million | $147.95K/day | $- | $550.39 Million | ▲ +1172 days |
| 2016 | 2611 days | $458.49 Million | $175.62K/day | $- | $450.08 Million | ▼ -7971 days |
| 2015 | 10582 days | $376.90 Million | $35.62K/day | $- | $369.47 Million | ▲ +10551 days |
| 2014 | 31 days | $260.87 Million | $8.37 Million/day | $- | $254.04 Million | ▼ -14 days |
| 2013 | 45 days | $359.53 Million | $8.01 Million/day | $- | $352.66 Million | ▼ -11 days |
| 2012 | 56 days | $383.81 Million | $6.91 Million/day | $- | $377.12 Million | ▼ 0 days |
| 2011 | 56 days | $367.88 Million | $6.60 Million/day | $- | $360.78 Million | ▲ +52 days |
| 2010 | 4 days | $23.60 Million | $6.26 Million/day | $- | $16.34 Million | ▲ +2 days |
| 2009 | 2 days | $11.49 Million | $6.25 Million/day | $- | $3.52 Million | ▼ 0 days |
| 2008 | 2 days | $13.14 Million | $6.12 Million/day | $- | $4.12 Million | ▼ -1 days |
| 2007 | 4 days | $21.05 Million | $5.90 Million/day | $- | $9.79 Million | ▼ -8 days |
| 2006 | 11 days | $64.77 Million | $5.81 Million/day | $- | $52.43 Million | ▲ +8 days |
| 2005 | 3 days | $17.59 Million | $5.70 Million/day | $- | $4.45 Million | ▲ +0 days |
| 2004 | 3 days | $13.10 Million | $4.98 Million/day | $- | $3.23 Million | ▼ 0 days |
| 2003 | 3 days | $15.34 Million | $4.95 Million/day | $- | $5.12 Million | ▼ -9 days |
| 2002 | 12 days | $58.47 Million | $4.76 Million/day | $- | $47.20 Million | ▼ -8 days |
| 2001 | 20 days | $100.92 Million | $4.98 Million/day | $- | $88.50 Million | ▲ +17 days |
| 2000 | 3 days | $20.88 Million | $6.39 Million/day | $- | $2.64 Million | ▲ +0 days |
| 1999 | 3 days | $18.15 Million | $6.42 Million/day | $- | $- | ▼ -1 days |
| 1998 | 4 days | $21.70 Million | $6.16 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $17.60 Million | $5.35 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $7.50 Million | $2.52 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $8.00 Million | $2.57 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $5.90 Million | $1.94 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $4.80 Million | $1.60 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $4.50 Million | $1.31 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $3.40 Million | $869.59K/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $3.30 Million | $838.36K/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $3.60 Million | $752.60K/day | $- | $- | — |