City Holding Company Financial Flexibility Index
City Holding Company financial flexibility index. City Holding Company (CHCO) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $33.47 Million (operating CF $32.64 Million minus capex $823.00K) represents 0% of total liabilities ($5.97 Billion). See CHCO free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of City Holding Company (1989–2025)
Financial flexibility index of City Holding Company from 1989 to 2025. Historical Financial Flexibility Index trend for City Holding Company across 37 annual periods. Check CHCO cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
City Holding Company Financial Flexibility Index by Year (1989–2025)
City Holding Company financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for City Holding Company. For the full cash flow conversion analysis, see cash efficiency ratio of City Holding Company.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $134.30 Million | $131.37 Million | $5.91 Billion | ▼ -3.3% |
| 2024 | 0.02x | $134.60 Million | $131.90 Million | $5.73 Billion | ▼ -8.2% |
| 2023 | 0.03x | $140.54 Million | $137.58 Million | $5.49 Billion | ▲ +15.0% |
| 2022 | 0.02x | $117.96 Million | $115.82 Million | $5.30 Billion | ▲ +12.2% |
| 2021 | 0.02x | $105.60 Million | $102.27 Million | $5.32 Billion | ▲ +5.2% |
| 2020 | 0.02x | $95.34 Million | $89.80 Million | $5.06 Billion | ▼ -99.9% |
| 2019 | 25.49x | $103.37 Million | $98.64 Million | $4.06 Million | ▲ +124691.9% |
| 2018 | 0.02x | $87.76 Million | $77.57 Million | $4.30 Billion | ▼ -10.4% |
| 2017 | 0.02x | $82.70 Million | $76.13 Million | $3.63 Billion | ▲ +13.4% |
| 2016 | 0.02x | $70.85 Million | $65.33 Million | $3.53 Billion | ▲ +29.9% |
| 2015 | 0.02x | $50.91 Million | $47.90 Million | $3.29 Billion | ▼ -14.8% |
| 2014 | 0.02x | $55.68 Million | $53.35 Million | $3.07 Billion | ▼ -35.2% |
| 2013 | 0.03x | $83.37 Million | $75.89 Million | $2.98 Billion | ▲ +17.9% |
| 2012 | 0.02x | $61.32 Million | $53.81 Million | $2.58 Billion | ▼ -8.6% |
| 2011 | 0.03x | $64.05 Million | $59.44 Million | $2.47 Billion | ▼ -17.8% |
| 2010 | 0.03x | $73.38 Million | $68.33 Million | $2.32 Billion | ▲ +115.5% |
| 2009 | 0.01x | $33.92 Million | $25.03 Million | $2.31 Billion | ▼ -48.1% |
| 2008 | 0.03x | $65.05 Million | $54.56 Million | $2.30 Billion | ▼ -4.5% |
| 2007 | 0.03x | $64.77 Million | $50.35 Million | $2.19 Billion | ▼ -0.5% |
| 2006 | 0.03x | $65.53 Million | $59.15 Million | $2.20 Billion | ▲ +15.6% |
| 2005 | 0.03x | $56.87 Million | $52.37 Million | $2.21 Billion | ▼ -10.0% |
| 2004 | 0.03x | $57.09 Million | $53.89 Million | $2.00 Billion | ▲ +31.0% |
| 2003 | 0.02x | $44.16 Million | $42.21 Million | $2.02 Billion | ▼ -25.3% |
| 2002 | 0.03x | $52.44 Million | $52.06 Million | $1.80 Billion | ▲ +19.8% |
| 2001 | 0.02x | $45.91 Million | $42.40 Million | $1.88 Billion | ▼ -60.0% |
| 2000 | 0.06x | $147.73 Million | $147.63 Million | $2.42 Billion | ▲ +34.7% |
| 1999 | 0.05x | $113.53 Million | $105.59 Million | $2.51 Billion | ▲ +207.4% |
| 1998 | -0.04x | $-104.80 Million | $-131.20 Million | $2.49 Billion | ▼ -269.1% |
| 1997 | -0.01x | $-23.60 Million | $-35.40 Million | $2.07 Billion | ▼ -113.5% |
| 1996 | 0.08x | $81.90 Million | $66.20 Million | $969.40 Million | ▲ +207.3% |
| 1995 | -0.08x | $-76.20 Million | $-81.30 Million | $967.90 Million | ▼ -249.5% |
| 1994 | -0.02x | $-16.30 Million | $-20.40 Million | $723.60 Million | ▼ -194.2% |
| 1993 | 0.02x | $14.20 Million | $9.10 Million | $593.80 Million | ▲ +21.7% |
| 1992 | 0.02x | $9.60 Million | $7.30 Million | $488.70 Million | ▲ +31.5% |
| 1991 | 0.01x | $4.80 Million | $4.20 Million | $321.20 Million | ▲ +3.5% |
| 1990 | 0.01x | $4.50 Million | $4.00 Million | $311.80 Million | ▼ -10.0% |
| 1989 | 0.02x | $4.50 Million | $3.80 Million | $280.70 Million | — |