City Holding Company (CHCO) — Financial Flexibility Index

Latest as of March 2026: 0.01x

City Holding Company (CHCO) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $38.73 Million (operating CF $38.01 Million minus capex $726.00K) represents 0% of total liabilities ($5.97 Billion). Also explore City Holding Company equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$38.73 Million
Operating CF − Capex

Total Liabilities

$5.97 Billion
USD

Capital Expenditures

$726.00K
USD

City Holding Company Financial Flexibility Index (1989–2025)

Historical Financial Flexibility Index trend for City Holding Company across 37 annual periods. Check how strategically is City Holding Company's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for City Holding Company (1989–2025)

Year-by-year free cash flow to debt coverage for City Holding Company. For the full company profile including market capitalisation, see City Holding Company market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $134.30 Million $131.37 Million $5.91 Billion ▼ -3.3%
2024 0.02x $134.60 Million $131.90 Million $5.73 Billion ▼ -8.2%
2023 0.03x $140.54 Million $137.58 Million $5.49 Billion ▲ +15.0%
2022 0.02x $117.96 Million $115.82 Million $5.30 Billion ▲ +12.2%
2021 0.02x $105.60 Million $102.27 Million $5.32 Billion ▲ +5.2%
2020 0.02x $95.34 Million $89.80 Million $5.06 Billion ▼ -99.9%
2019 25.49x $103.37 Million $98.64 Million $4.06 Million ▲ +124691.9%
2018 0.02x $87.76 Million $77.57 Million $4.30 Billion ▼ -10.4%
2017 0.02x $82.70 Million $76.13 Million $3.63 Billion ▲ +13.4%
2016 0.02x $70.85 Million $65.33 Million $3.53 Billion ▲ +29.9%
2015 0.02x $50.91 Million $47.90 Million $3.29 Billion ▼ -14.8%
2014 0.02x $55.68 Million $53.35 Million $3.07 Billion ▼ -35.2%
2013 0.03x $83.37 Million $75.89 Million $2.98 Billion ▲ +17.9%
2012 0.02x $61.32 Million $53.81 Million $2.58 Billion ▼ -8.6%
2011 0.03x $64.05 Million $59.44 Million $2.47 Billion ▼ -17.8%
2010 0.03x $73.38 Million $68.33 Million $2.32 Billion ▲ +115.5%
2009 0.01x $33.92 Million $25.03 Million $2.31 Billion ▼ -48.1%
2008 0.03x $65.05 Million $54.56 Million $2.30 Billion ▼ -4.5%
2007 0.03x $64.77 Million $50.35 Million $2.19 Billion ▼ -0.5%
2006 0.03x $65.53 Million $59.15 Million $2.20 Billion ▲ +15.6%
2005 0.03x $56.87 Million $52.37 Million $2.21 Billion ▼ -10.0%
2004 0.03x $57.09 Million $53.89 Million $2.00 Billion ▲ +31.0%
2003 0.02x $44.16 Million $42.21 Million $2.02 Billion ▼ -25.3%
2002 0.03x $52.44 Million $52.06 Million $1.80 Billion ▲ +19.8%
2001 0.02x $45.91 Million $42.40 Million $1.88 Billion ▼ -60.0%
2000 0.06x $147.73 Million $147.63 Million $2.42 Billion ▲ +34.7%
1999 0.05x $113.53 Million $105.59 Million $2.51 Billion ▲ +207.4%
1998 -0.04x $-104.80 Million $-131.20 Million $2.49 Billion ▼ -269.1%
1997 -0.01x $-23.60 Million $-35.40 Million $2.07 Billion ▼ -113.5%
1996 0.08x $81.90 Million $66.20 Million $969.40 Million ▲ +207.3%
1995 -0.08x $-76.20 Million $-81.30 Million $967.90 Million ▼ -249.5%
1994 -0.02x $-16.30 Million $-20.40 Million $723.60 Million ▼ -194.2%
1993 0.02x $14.20 Million $9.10 Million $593.80 Million ▲ +21.7%
1992 0.02x $9.60 Million $7.30 Million $488.70 Million ▲ +31.5%
1991 0.01x $4.80 Million $4.20 Million $321.20 Million ▲ +3.5%
1990 0.01x $4.50 Million $4.00 Million $311.80 Million ▼ -10.0%
1989 0.02x $4.50 Million $3.80 Million $280.70 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities