City Holding Company (CHCO) — Cash Flow-to-Debt Ratio
City Holding Company (CHCO) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $32.64 Million could theoretically repay 0% of its total liabilities ($5.97 Billion) in one year. See CHCO free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
City Holding Company Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for City Holding Company across 37 annual periods. For the full cash flow conversion analysis, see City Holding Company cash flow conversion.
Annual Cash Flow-to-Debt Ratio for City Holding Company (1989–2025)
Year-by-year debt coverage analysis for City Holding Company. Check City Holding Company (CHCO) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $131.37 Million | $5.91 Billion | ▼ -3.5% |
| 2024 | 0.02x | $131.90 Million | $5.73 Billion | ▼ -8.1% |
| 2023 | 0.03x | $137.58 Million | $5.49 Billion | ▲ +14.7% |
| 2022 | 0.02x | $115.82 Million | $5.30 Billion | ▲ +13.7% |
| 2021 | 0.02x | $102.27 Million | $5.32 Billion | ▲ +8.2% |
| 2020 | 0.02x | $89.80 Million | $5.06 Billion | ▼ -99.9% |
| 2019 | 24.32x | $98.64 Million | $4.06 Million | ▲ +134629.0% |
| 2018 | 0.02x | $77.57 Million | $4.30 Billion | ▼ -13.9% |
| 2017 | 0.02x | $76.13 Million | $3.63 Billion | ▲ +13.2% |
| 2016 | 0.02x | $65.33 Million | $3.53 Billion | ▲ +27.3% |
| 2015 | 0.01x | $47.90 Million | $3.29 Billion | ▼ -16.3% |
| 2014 | 0.02x | $53.35 Million | $3.07 Billion | ▼ -31.7% |
| 2013 | 0.03x | $75.89 Million | $2.98 Billion | ▲ +22.3% |
| 2012 | 0.02x | $53.81 Million | $2.58 Billion | ▼ -13.6% |
| 2011 | 0.02x | $59.44 Million | $2.47 Billion | ▼ -18.1% |
| 2010 | 0.03x | $68.33 Million | $2.32 Billion | ▲ +172.0% |
| 2009 | 0.01x | $25.03 Million | $2.31 Billion | ▼ -54.4% |
| 2008 | 0.02x | $54.56 Million | $2.30 Billion | ▲ +3.0% |
| 2007 | 0.02x | $50.35 Million | $2.19 Billion | ▼ -14.3% |
| 2006 | 0.03x | $59.15 Million | $2.20 Billion | ▲ +13.3% |
| 2005 | 0.02x | $52.37 Million | $2.21 Billion | ▼ -12.2% |
| 2004 | 0.03x | $53.89 Million | $2.00 Billion | ▲ +29.4% |
| 2003 | 0.02x | $42.21 Million | $2.02 Billion | ▼ -28.1% |
| 2002 | 0.03x | $52.06 Million | $1.80 Billion | ▲ +28.8% |
| 2001 | 0.02x | $42.40 Million | $1.88 Billion | ▼ -63.1% |
| 2000 | 0.06x | $147.63 Million | $2.42 Billion | ▲ +44.8% |
| 1999 | 0.04x | $105.59 Million | $2.51 Billion | ▲ +179.8% |
| 1998 | -0.05x | $-131.20 Million | $2.49 Billion | ▼ -208.0% |
| 1997 | -0.02x | $-35.40 Million | $2.07 Billion | ▼ -125.1% |
| 1996 | 0.07x | $66.20 Million | $969.40 Million | ▲ +181.3% |
| 1995 | -0.08x | $-81.30 Million | $967.90 Million | ▼ -197.9% |
| 1994 | -0.03x | $-20.40 Million | $723.60 Million | ▼ -284.0% |
| 1993 | 0.02x | $9.10 Million | $593.80 Million | ▲ +2.6% |
| 1992 | 0.01x | $7.30 Million | $488.70 Million | ▲ +14.2% |
| 1991 | 0.01x | $4.20 Million | $321.20 Million | ▲ +1.9% |
| 1990 | 0.01x | $4.00 Million | $311.80 Million | ▼ -5.2% |
| 1989 | 0.01x | $3.80 Million | $280.70 Million | — |