Community Trust Bancorp Inc Cash Flow Quality Index
Community Trust Bancorp Inc cash flow quality index. Community Trust Bancorp Inc (CTBI) has a Cash Flow Quality Index of 0.55x as of December 2025. Operating cash flow of $14.94 Million is below net income of $27.28 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Community Trust Bancorp Inc (CTBI) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Community Trust Bancorp Inc (1991–2025)
Cash flow quality index of Community Trust Bancorp Inc from 1991 to 2025. Historical Cash Flow Quality Index for Community Trust Bancorp Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. See Community Trust Bancorp Inc (CTBI) net asset quality to measure how much of total assets are equity-financed.
Community Trust Bancorp Inc Cash Flow Quality Index by Year (1991–2025)
Community Trust Bancorp Inc cash flow quality index by year from 1991 to 2025. Year-by-year earnings quality comparison for Community Trust Bancorp Inc. For the full cash flow conversion analysis, see Community Trust Bancorp Inc cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $104.99 Million | $98.06 Million | ▼ -15.7% |
| 2024 | 1.27x | $105.17 Million | $82.81 Million | ▲ +15.6% |
| 2023 | 1.10x | $85.73 Million | $78.00 Million | ▼ -9.8% |
| 2022 | 1.22x | $99.68 Million | $81.81 Million | ▼ -7.4% |
| 2021 | 1.32x | $115.69 Million | $87.94 Million | ▲ +25.5% |
| 2020 | 1.05x | $62.38 Million | $59.50 Million | ▼ -18.9% |
| 2019 | 1.29x | $83.46 Million | $64.54 Million | ▲ +17.0% |
| 2018 | 1.11x | $65.49 Million | $59.23 Million | ▼ -8.7% |
| 2017 | 1.21x | $62.35 Million | $51.49 Million | ▼ -6.7% |
| 2016 | 1.30x | $61.42 Million | $47.35 Million | ▲ +9.6% |
| 2015 | 1.18x | $54.98 Million | $46.43 Million | ▼ -11.0% |
| 2014 | 1.33x | $57.53 Million | $43.25 Million | ▼ -33.8% |
| 2013 | 2.01x | $90.72 Million | $45.17 Million | ▲ +55.6% |
| 2012 | 1.29x | $57.90 Million | $44.86 Million | ▼ -22.1% |
| 2011 | 1.66x | $64.33 Million | $38.83 Million | ▼ -10.7% |
| 2010 | 1.86x | $61.30 Million | $33.03 Million | ▲ +23.4% |
| 2009 | 1.50x | $37.69 Million | $25.06 Million | ▼ -36.6% |
| 2008 | 2.37x | $54.76 Million | $23.07 Million | ▲ +70.5% |
| 2007 | 1.39x | $51.00 Million | $36.63 Million | ▼ -2.0% |
| 2006 | 1.42x | $55.48 Million | $39.06 Million | ▲ +18.3% |
| 2005 | 1.20x | $41.33 Million | $34.41 Million | ▼ -29.3% |
| 2004 | 1.70x | $52.55 Million | $30.95 Million | ▲ +31.5% |
| 2003 | 1.29x | $37.30 Million | $28.89 Million | ▼ -82.0% |
| 2002 | 7.19x | $198.43 Million | $27.60 Million | ▲ +11.2% |
| 2001 | 6.47x | $144.06 Million | $22.27 Million | ▲ +99.3% |
| 2000 | 3.25x | $72.53 Million | $22.35 Million | ▲ +41.4% |
| 1999 | 2.30x | $50.15 Million | $21.84 Million | ▲ +8.6% |
| 1998 | 2.11x | $29.60 Million | $14.00 Million | ▼ -67.9% |
| 1997 | 6.58x | $105.30 Million | $16.00 Million | ▲ +409.3% |
| 1996 | -2.13x | $-40.00 Million | $18.80 Million | ▼ -212.6% |
| 1995 | 1.89x | $20.40 Million | $10.80 Million | ▼ -43.8% |
| 1994 | 3.36x | $25.20 Million | $7.50 Million | ▼ -0.9% |
| 1993 | 3.39x | $46.10 Million | $13.60 Million | ▼ -42.9% |
| 1992 | 5.93x | $71.20 Million | $12.00 Million | ▲ +208.4% |
| 1991 | 1.92x | $15.20 Million | $7.90 Million | — |