Community Trust Bancorp Inc (CTBI) — Cash Flow Quality Index
Community Trust Bancorp Inc (CTBI) has a Cash Flow Quality Index of 0.55x as of December 2025. Operating cash flow of $14.94 Million is below net income of $27.28 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CTBI cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Community Trust Bancorp Inc Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Community Trust Bancorp Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CTBI total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Community Trust Bancorp Inc (1991–2025)
Year-by-year earnings quality comparison for Community Trust Bancorp Inc. For live market cap and the full company financial profile, see Community Trust Bancorp Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $104.99 Million | $98.06 Million | ▼ -15.7% |
| 2024 | 1.27x | $105.17 Million | $82.81 Million | ▲ +15.6% |
| 2023 | 1.10x | $85.73 Million | $78.00 Million | ▼ -9.8% |
| 2022 | 1.22x | $99.68 Million | $81.81 Million | ▼ -7.4% |
| 2021 | 1.32x | $115.69 Million | $87.94 Million | ▲ +25.5% |
| 2020 | 1.05x | $62.38 Million | $59.50 Million | ▼ -18.9% |
| 2019 | 1.29x | $83.46 Million | $64.54 Million | ▲ +17.0% |
| 2018 | 1.11x | $65.49 Million | $59.23 Million | ▼ -8.7% |
| 2017 | 1.21x | $62.35 Million | $51.49 Million | ▼ -6.7% |
| 2016 | 1.30x | $61.42 Million | $47.35 Million | ▲ +9.6% |
| 2015 | 1.18x | $54.98 Million | $46.43 Million | ▼ -11.0% |
| 2014 | 1.33x | $57.53 Million | $43.25 Million | ▼ -33.8% |
| 2013 | 2.01x | $90.72 Million | $45.17 Million | ▲ +55.6% |
| 2012 | 1.29x | $57.90 Million | $44.86 Million | ▼ -22.1% |
| 2011 | 1.66x | $64.33 Million | $38.83 Million | ▼ -10.7% |
| 2010 | 1.86x | $61.30 Million | $33.03 Million | ▲ +23.4% |
| 2009 | 1.50x | $37.69 Million | $25.06 Million | ▼ -36.6% |
| 2008 | 2.37x | $54.76 Million | $23.07 Million | ▲ +70.5% |
| 2007 | 1.39x | $51.00 Million | $36.63 Million | ▼ -2.0% |
| 2006 | 1.42x | $55.48 Million | $39.06 Million | ▲ +18.3% |
| 2005 | 1.20x | $41.33 Million | $34.41 Million | ▼ -29.3% |
| 2004 | 1.70x | $52.55 Million | $30.95 Million | ▲ +31.5% |
| 2003 | 1.29x | $37.30 Million | $28.89 Million | ▼ -82.0% |
| 2002 | 7.19x | $198.43 Million | $27.60 Million | ▲ +11.2% |
| 2001 | 6.47x | $144.06 Million | $22.27 Million | ▲ +99.3% |
| 2000 | 3.25x | $72.53 Million | $22.35 Million | ▲ +41.4% |
| 1999 | 2.30x | $50.15 Million | $21.84 Million | ▲ +8.6% |
| 1998 | 2.11x | $29.60 Million | $14.00 Million | ▼ -67.9% |
| 1997 | 6.58x | $105.30 Million | $16.00 Million | ▲ +409.3% |
| 1996 | -2.13x | $-40.00 Million | $18.80 Million | ▼ -212.6% |
| 1995 | 1.89x | $20.40 Million | $10.80 Million | ▼ -43.8% |
| 1994 | 3.36x | $25.20 Million | $7.50 Million | ▼ -0.9% |
| 1993 | 3.39x | $46.10 Million | $13.60 Million | ▼ -42.9% |
| 1992 | 5.93x | $71.20 Million | $12.00 Million | ▲ +208.4% |
| 1991 | 1.92x | $15.20 Million | $7.90 Million | — |